Tata Capital Home Loan Interest Rates, EMI Eligibility Calculator
Apply for Tata Capital Home Loan online at low interest rates. Check Home Loan eligibility, Processing Fee, EMI calculator, Tenure, Payment option, Documents required for approval.
Tata Capital Home Loan can be used for construction of house/ flat, under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects.
Quick Apply For Tata Capital Home Loan
Tata Capital Home Loan Interest Rates
| Interest Rates | 9.25% onwards |
| TCHFL PLR | 16.50% |
| Processing Fees | 0.5% of the loan amount onwards + GST |
| Maximum Loan Amount | 10 Crore |
| Maximum Repayment Period | 30 Years |
| Minimum Income Per Month | Rs.12500 |
| Maximum Loan Capped | 90% of Property Value |
| Pre Closure Charges | Nil |
| Lowest EMI per 1 Lakh | Rs. 823 |
| Toll Free Number | 1800 209 6060 |
| Bank | Tata Capital |
| Security / Guarantor | Yes |
| Disbursal Time | 12-16 days |
| Online Apply Facility | Yes |
Tata Capital Home Loan Eligibility
All Individuals or Joint owners are eligible to borrow loan. Tata Capital offers home loan as Rural home loan, NRI Home loan, Urban housing fund, affordable housing finance schemes. You can avail home loans starting from Rs. 2 lakhs to Rs. 3 crores for residential properties.
Example – Tata Capital Home Loan EMI if you take Rs.15 lakh of loan amount at 9.25% rate of interest, pre-calculated emi are as follows.
| Loan Amount | Tenure In Years | Monthly EMI | Total Amount | Total Interest |
| 15 lakh | 5 | ₹31,319.85 | ₹18,79,190.85 | ₹3,79,190.85 |
| 15 lakh | 10 | ₹19,204.91 | ₹23,04,589.00 | ₹8,04,589.00 |
| 15 lakh | 15 | ₹15,437.88 | ₹27,78,819.18 | ₹12,78,819.18 |
| 15 lakh | 20 | ₹13,738.00 | ₹32,97,120.60 | ₹17,97,120.60 |
| 15 lakh | 25 | ₹12,845.73 | ₹38,53,718.29 | ₹23,53,718.29 |
| 15 lakh | 30 | ₹12,340.13 | ₹44,42,447.30 | ₹29,42,447.30 |
About Tata Capital – Tata Capital Limited was established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. Being a subsidiary of the legendary Tata Sons Limited, we strive hard to make this happen.