Tata Capital Home Loan Interest Rates, EMI Eligibility Calculator

Apply for Tata Capital Home Loan online at low interest rates. Check Home Loan eligibility, Processing Fee, EMI calculator, Tenure, Payment option, Documents required for approval.

Tata Capital Home Loan can be used for construction of house/ flat, under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects.

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Tata Capital Home Loan Interest Rates

Interest Rates 9.25% onwards
TCHFL PLR 16.50%
Processing Fees 0.5% of the loan amount onwards + GST
Maximum Loan Amount 10 Crore
Maximum Repayment Period 30 Years
Minimum Income Per Month Rs.12500
Maximum Loan Capped 90% of Property Value
Pre Closure Charges Nil
Lowest EMI per 1 Lakh Rs. 823
Toll Free Number 1800 209 6060
Bank Tata Capital
Security / Guarantor Yes
Disbursal Time 12-16 days
Online Apply Facility Yes

Tata Capital Home Loan Eligibility

All Individuals or Joint owners are eligible to borrow loan. Tata Capital offers home loan as Rural home loan, NRI Home loan, Urban housing fund, affordable housing finance schemes. You can avail home loans starting from Rs. 2 lakhs to Rs. 3 crores for residential properties.
Example – Tata Capital Home Loan EMI if you take Rs.15 lakh of loan amount at 9.25% rate of interest, pre-calculated emi are as follows.

Loan Amount Tenure In Years Monthly EMI Total Amount Total Interest
15 lakh 5 ₹31,319.85 ₹18,79,190.85 ₹3,79,190.85
15 lakh 10 ₹19,204.91 ₹23,04,589.00 ₹8,04,589.00
15 lakh 15 ₹15,437.88 ₹27,78,819.18 ₹12,78,819.18
15 lakh 20 ₹13,738.00 ₹32,97,120.60 ₹17,97,120.60
15 lakh 25 ₹12,845.73 ₹38,53,718.29 ₹23,53,718.29
15 lakh 30 ₹12,340.13 ₹44,42,447.30 ₹29,42,447.30

About Tata Capital – Tata Capital Limited was established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. Being a subsidiary of the legendary Tata Sons Limited, we strive hard to make this happen.