Pradhan Mantri Awas Yojana 2022 – Details on (PMAY) Housing Scheme ✓ Eligibility ✓ Application Procedure ✓ Price ✓ Locations ✓ Allotment Process ✓ Result Draw at emicalculator-india.com
Over 6.8 lakh houses constructed under ‘Housing for All’ scheme.
Quick Apply for Pradhan Mantri Home Loan
The EMI to be paid on the loans taken for this scheme will be reduced to significant amount under this scheme. The housing loan currently are available at a interested rate of 10.50%. As per the calculation, the EMI on such loan of Rs. 6 lakh for 15 year time would comes out to be Rs. 6,632.39. As per the PM Awas Scheme, due to 6.50 subsidy the new EMI will be Rs. 4050. So there is a benefit of Rs. 2000 in the EMI itself. Calculate your subsidy amount with the help of PMAY Subsidy Calculator.
Highlights of PMAY Housing Scheme
Component 1 – Central Grant of Rs. 1 Lakh(Average) would be provided to the beneficiary.
Component 2 – Subsidy of 6.50 % will be provided to EWS & LIG via credit linked subsidy scheme.
Component 3 – Central Assistance of Rs. 1.50 lakh will be provided to each beneficiary for promoting housing stock for urban poor, provided 35 percent of dwelling units of the projects proposed are earmarked for EWS category.
Component 4 – Central Assistance of Rs. 1.50 lakhs will be provided to eligible urban poor, who can build new house or undertake improvements of existing houses.
Twelve states – UP, Tamil Nadu, Maharashtra, MP, Gujarat, Karnataka, Andhra Pradesh, Rajasthan, Punjab, Haryana, Telangana and Chhattisgarh would lead the urban transformation piloted by the Modi-led government.
Of these 12 states, eight are under the rule of BJP or its allies accounting for about half of smart cities to be developed and 225 of 476 AMRUT cities identified so far. UTs are also the responsibility of central government.
Get details in Hindi – प्रधानमंत्री आवास योजना
Latest Trends for PMAY Housing Scheme for 2022
pmay eligibility up +300%
mgnrega up +150%
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- Pradhan Mantri Awas Yojana Maharashtra up +80% in past week – 08.12.2022
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- Pradhan Mantri Awas Yojana Nagpur up +50% in past week – 29.11.2022