PNB Housing Unnati Home Loan – Eligibility Criteria
Unnati Home Loans from PNB Housing Finance available @ 10.75% for salaried & Self employed professionals & for self employed non professionals at 12.00%.
Other Features of Unnati Home Loans
- Maximum loan amount of upto Rs.25 Lakhs
- Interest Rates 10.75% – 12.00%
- Options of Fixed rate for 3, 5 and 10 years.
- Available in across all PAN India.
- Loan sanctioned upto 90% of the property value for salaried.
- Loan sanctioned upto 67% of the property value for self employed’s.
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Eligibility Criteria
You can avail loans for purchasing a house if you are:
- An individual with any Professional Degree/Diploma/Post Graduate Degree/ITI etc.
- An employee of local and stable business entity like Petrol Pump, Restaurant, Jewellery shops, Garments shop etc. The employer’s business can be a proprietorship/partnership/private limited/limited company/trust etc.
- An individual who is earning a fixed minimum income of INR 10,000 per month. This is valid for combined income also in case there is a co-applicant.
Your age at the time of loan maturity should not be more than 70 years if you are a salaried employee and not more than 65 years if you are a self-employed professional/non-professional
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