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Personal Loan in Varanasi – SBI, HDFC, ICICI, Bajaj, Fullerton

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Are you looking for instant apply for personal loans in Varanasi? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Varanasi?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Varanasi – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Varanasi

Allahabad Bank C/314-2, Vidyapeeth Rd, Cantt, Kashi Vidyapith, Chetganj, Varanasi, Uttar Pradesh 221010
Andhra Bank D 47/193, Times Building, Luxa Rd, In Front Of Pdr Mall, Sidhgiribagh, Varanasi, Uttar Pradesh 221010
Bank of India 58/54, Bulanala Maidagin Road, Ash Bhairo, New Market, Gurudwara, Govindpura, Varanasi, Uttar Pradesh 221001
Bank of Baroda Shop Number. B. 30, Pandit Madan Mohan Malviya Rd, Near Assi Marg, Ganga Bag Colony, Lanka, Varanasi, Uttar Pradesh 221005
Bank of Maharashtra A13/69A, Sigra Chauraha Rd, Ghasiyari Tola, Chhittupura, Bhagatpuri, Varanasi, Uttar Pradesh 221010
Canara Bank B-29/17,17-A, Saraswati Tower, Lanka Rd, Sankat Mochan, Anandbagh, Lanka, Varanasi, Uttar Pradesh 221001
Central Bank of India BHU Rd, Near CBI ATM, Opposite Vaishali Sweets, Saket Nagar Colony, Lanka, Varanasi, Uttar Pradesh 221005
Corporation Bank D58/50, Kashi Plaza, Rathyatra, Sigra, Varanasi, Uttar Pradesh 221010
Dena Bank K/61/104/5, Bulanala G. Marg, Varanasi, Uttar Pradesh 221001
Indian Bank D – 48/122, Lahurabir Rd, Girja Ghar Chauraha,Ratan Katra,Above Petrol Pump,Behind Punjab & National Bank,Missirpokhra, Bangali Tola, Varanasi, Uttar Pradesh 221001
Indian Overseas Bank Near Kisan Petrol Pump, Chunar Road, Kanchanpur, Uttar Pradesh 221004
Oriental Bank of Commerce Shop No. D 40/17, Sonapura Rd, Godowlia Road, Near Syndicate Bank, Jangambari, Bangali Tola, Varanasi, Uttar Pradesh 221001
Punjab & Sindh Bank C-21/88 A, Lahurabir Rd, Lahurabir, Chetganj, Varanasi, Uttar Pradesh 221001
Punjab National Bank Shop Number. B 31/4, Pandit Madan Mohan Malviya Rd, Assi Road, Near Ravidas Gate, Lanka Crossing, Prafulla Nagar, Lanka, Varanasi, Uttar Pradesh 221005
Syndicate Bank Shivpur, Varanasi, Uttar Pradesh 221003
UCO Bank Vishalashi Building, Godowlia Rd, Chowk Varanasi, Opposite Police Station, Govindpura, Varanasi, Uttar Pradesh 221001
Union Bank of India Shop No. D59/98, A-14, UBI SSI Branch Building, Sigra – Mahmoorganj Rd, Sampoornanand Nagar Colony, Sigra, Varanasi, Uttar Pradesh 221010
United Bank of India D-37/35, Godowlia Rd, Opposite Baradev Temple, Godowlia, Baradeo, Varanasi, Uttar Pradesh 221001
Vijaya Bank P B No 7 No 48/141/A, 1st Floor, Guru Nanak Rd, Gurudwara Road, Misir Pokhra Luxa Road, Gurudwara, Gurubagh, Bhelupur, Varanasi, Uttar Pradesh 221010
Karnataka Bank D 36/190, Godowlia Rd, August Kundaas, Godowlia, Varanasi, Uttar Pradesh 221001
SBI Shop No: B-31/19, Krishna Kunj Building, BHU Rd, Above HDFC ATM, Opposite To Ambrosia Apartment, Saket Nagar Colony, Lanka, Varanasi, Uttar Pradesh 221005
HDFC Bank Addre1St Floor, M S Plaza, Mahmoorganj Road Rathyatra Crossing Varanasi-221010 Uttar Pradesh Indiass: Museum Rd, Dampier Nagar, Mathura, Uttar Pradesh 281001
ICICI Bank D 58 19 A 4, Sigra, Varanasi, Uttar Pradesh 221010
Axis Bank Shivam Complex , Swastik Plaza, Pandit Madan Mohan Malviya Rd, Near Ravidas Gate, Lanka, Varanasi, Uttar Pradesh 221005: 68/2, NH 2, Mathura Bypass, Mathura Chaturvedi Petrol Pump, Mathura, Uttar Pradesh 281005
State Bank of Bikaner and Jaipur Machodari Rd, Bisheshwar Ganj, Machodari, Kotwali, Varanasi, Uttar Pradesh 221001
State Bank of Patiala H- 1, Block- B, Bridge Enclave, P.O. Sunderpur, Varanasi, Uttar Pradesh 221005
IDBI Bank Shop No. D64/127 CH,Ground Floor, Arihant Complex, Nagar Nigam Rd, Sigra, Varanasi, Uttar Pradesh 221010
City Union Bank D 40/60, Godowlia Road,Jangambari Road, Near Vibhav Harsh Hoter, Jangambari, Bangali Tola, Varanasi, Uttar Pradesh 221001
Dhanlaxmi Bank Ground floor, Vidyapeth Road,, Nr Sahid Udhyan, Vidyapeeth Rd, Sigra, Varanasi, Uttar Pradesh
Federal Bank D-63/5J, Virat Aishwarya Complex, Sigra – Mahmoorganj Rd, Mahmoorganj Rd, Near Mahmoorganj Petrol Pump, Mahmoorganj, Varanasi, Uttar Pradesh 221005
Jammu and Kashmir Bank Shop No. D-31/49, Madanpura Rd, Madani Market, Madanpura, Ramapura Luxa, Varanasi, Uttar Pradesh 221001
Karur Vysya Bank H.No. D-35/223 D-40/56, Jangambari Rd, Above Child Care, Jangambari, Varanasi, Uttar Pradesh 221001
Kotak Mahindra Bank D37/37, Godowlia Rd, Spice KCM Cineplex, Baradev, Godowlia, Opp. Spice Hotspot, Harha, Varanasi, Uttar Pradesh 221001
Yes Bank Plot No- 13, Modern Complex, Fatman Road, Gulab Bagh, Kashi Vidyapith, Chetganj, Varanasi, Uttar Pradesh 221007

About Varanasi
Varanasi city draws Hindu pilgrims who bathe in the Ganges River’s sacred waters and perform funeral rites. Along the city’s winding streets are some 2,000 temples, including Kashi Vishwanath, the “Golden Temple,” dedicated to the Hindu god Shiva.

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