Personal Loan in Surat – SBI, HDFC, ICICI, Bajaj, Fullerton
Are you looking for instant apply for personal loans in Surat? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.
How to Apply for personal loans in Surat?
- Compare all major banks – Rates, Processing Fees, Prepayment charges
- Choose the best deal
- Click on Apply
- Choose the best or top 4 banks for yourself on the basis of offers avail to you.
Personal Loan Surat – Quick, Easy & Instant Online Approval
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details (For Salaried and Self-employed)
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Upto 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disburshal |
Eligibility Criterias For Personal Loan
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Various Banks Branch Locations for Personal Loans in Surat
| Allahabad Bank | 864, Nanpura, Alakananda Apartment, Main Branch, Athugar Street, Choriyasi, Nanpura, Surat, Gujarat 395001 |
| Andhra Bank | Shop No. 1 to 6 and 18 to 23, Upper Ground Floor, Ring Rd, Tulsi Market, Near Rushab Petrol Pump, Maan Darwaja, Aman Nagar, Surat, Gujarat 395002 |
| Bank of India | No.12/1793, Kanpith Lalgate, Lal Gate Char Rasta, Chowk Bazar Road, Surat, Gujarat 395003 |
| Bank of Baroda | 2, Hazira – Adajan Rd, Saint Park, Vishal Nagar Society, Guru Ram Pavan, Adajan, Surat, Gujarat 395009 |
| Bank of Maharashtra | Afil Tower, Vankar Sangh Building, Ring Rd, Opposite Reshamwala Market, New Textile Market, Surat, Gujarat 395003 |
| Canara Bank | 403/B, Adajan Road, Shantideep Residency, Near Green Avenue Apartment, L P Savani Road, Choriyasi, Choriyasi, LP Savani Rd, Adajan, Guru Ram Pavan Bhumi, Surat, Gujarat 395009 |
| Central Bank of India | Resham Bhavan, Opposite Sanjeevni Clinic, P.B. No.203, Main Road, Lal Darwaja Road, Lal Darwaja, Surat, Gujarat 395003 |
| Corporation Bank | 1, opp bulkha bhawan,, Hazira – Adajan Rd, Saint Park, Vishal Nagar Society, Adajan Gam, Adajan, Surat, Gujarat 395009 |
| Dena Bank | Lal Bunglow, Prabhudarshan Complex, Surat – Dumas Rd, Near Titan Showroom, Opp. Jain Desasar, Athwalines, Athwa, Surat, Gujarat 395007 |
| Indian Bank | Shop No. 1,2, & 3, Ground Floor, Ring Rd, Reshamwala Market, New Textile Market, Surat, Gujarat 395002 |
| Indian Overseas Bank | 1st Floor, Rudraksh Bhavan, Near Shantinath Mill-navjivan Circle & Homeopathic College, Udhna Magdalla R, Parle Point, Parle Point, Surat, Gujarat 395007 |
| Oriental Bank of Commerce | L 4, Abhusan Complex, Ghod dod Road, Athwa, Surat, Gujarat 395007 |
| Punjab & Sindh Bank | Lal Darwaja, Surat, Gujarat 395003 |
| Punjab National Bank | Jay Prakash Narayan Marg, Rind Road, Sahara Darwaja, Begampura, Surat, Gujarat 395003 |
| Syndicate Bank | Thokorji Complex, Surat – Kadodara Road, National Highway 8, Shakti Sadan, Kadodara Char Rasta, Kadodra, Surat, Gujarat 394327 |
| UCO Bank | Torrent Power House, Cinema Road, Station Road, Japan Market, Begampura, Surat, Gujarat 395003 |
| Union Bank of India | Shantaba Complex, Varachha Rd, Near Tapshil Society,Dholi Kui, Tapsil Society, Heera Nagar, Surat, Gujarat 395006 |
| United Bank of India | Trividh Chambers, Trade House, Ring Rd, Jay Prakash Narayan Marg, Maan Darwaja, Singapuri Wadi, Aman Nagar, Surat, Gujarat 395002 |
| Vijaya Bank | P.B No. 292, Thakorbhai Market, Ring Rd, Sahara Darwaja, Begampura, Surat, Gujarat 395003 |
| Karnataka Bank | KG chambers, Udhna Darwaja, Ring Road, Opp Gujarat Samachar Press, Surat, Gujarat 395002 |
| SBI | Shop No. 11, 12, 13, City Plaza Complex, Poona Patia Kadodara Road, Parvat Patiya, Surat, Gujarat 395010 |
| HDFC Bank | 2Nd Floor Cross Way Mall, Above Croma Center, Ghod Dod Road Ram Chowk Surat-395007 Gujarat INDIA |
| ICICI Bank | Gr Floor,Shantivan Appartment,, Lambe Hanuman Rd, Varachha, Surat, Gujarat 395006 |
| Axis Bank | 6, Rudrax Arcade, Varachha Rd, Behind Kapodra Police Station, Hans Society, Varachha, Nana Varachha, Surat, Gujarat 395006 |
| IDBI Bank | Vir Bhagat Singh Road, Near Bharat Petrol Pump, Honey Park Area, Adajan, Surat, Gujarat 395009 |
| City Union Bank | Shop No.u-29-30, 38-42, Megh Mayur Plaza, Near Ratan Baug, Opp.janiparsan Mart, Athwalines, Athwa, Surat, Gujarat 395007 |
| Dhanlaxmi Bank | Ground Floor, Twin Towers, Ring, Road,Sahara Darwaja, Varachha, Opposite Shrinath Towers, Surat, Gujarat 395002 |
| Federal Bank | P B NO. 443, VANKAR SANGH BUILDING, NEAR SAHARA GATE, RING ROAD, GUJARAT, Textile Market, Surat, Gujarat 395003 |
| Jammu and Kashmir Bank | Supetex Tower, Ring Rd, Near Kinnary Cinema, Aanjada Nagar, Bhatena, Surat, Gujarat 395002 |
| Karur Vysya Bank | 103-104, Belgium Square, Ring Road, Opposite Linear Bus Stand, Surat, Gujarat 395002 |
| Kotak Mahindra Bank | Ring Rd, Udhana Darwaja, Sagrampura, Surat,About Surat Surat, is a port city previously known as Suryapur. It is the economical capital and former princely state in the Indian state of Gujarat. It is the eighth largest city and ninth largest urban agglomeration in India. Gujarat 395002 |
| Lakshmi Vilas Bank | I-13, Belgium Tower, Silver Plaza Complex, Opp. Linear Bus Stand, Ring Road, Mafat Nagar, Surat, Gujarat 395003 |
| RBL Bank | Showroom NO 4, Ground Floor, Twin Tower A, Surat, Ring Rd, Sahara Darwaja, Surat, Gujarat 395002 |
| South Indian Bank | Flat No.3, House B, Gurukrupa House, Ground Floor, 21st Century Business Centre, Near Empire State Building, Near Udhna Darwaja, Rustampura, Surat, Gujarat 395002 |
| Yes Bank | Yash Bank,Below Sasuma Gujrati thali, Timiliyawad Rd, Surat, Gujarat 395001 |
About Surat
Surat, is a port city previously known as Suryapur. It is the economical capital and former princely state in the Indian state of Gujarat. It is the eighth largest city and ninth largest urban agglomeration in India.