Personal Loan In Shimoga – SBI, HDFC, ICICI, Bajaj, Fullerton
Choose the best personal loan in Shimoga/Shivamogga : Check Interest Rates and Eligibility for personal loan in the Shimoga/Shivamogga. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.
It is online process, fill the application form given below and check the eligibility i.e personal loan rate of interest, emi, tenure, schemes, required documents and other details. Applications approval depends above mentioned criteria. You can also check your application status.
Personal loan is a facility provided by the bank to fullfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.
Apply For Personal Loan In Shimoga/Shivamogga
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details For Salaried and Self-employed Shimoga
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Up to 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disbursal |
EMI Calculator For Personal Loan
Eligibility Criteria s For Personal Loan In Shimoga
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Branch addresses for personal loan in Shimoga
| List Of Banks | Address |
| SBI | Tilak Nagar, Durgigudi, Shivamogga, Karnataka 577201 |
| HDFC | Sihmoga, Sharavathi Complex, Savarlane Road, Shivamogga, Karnataka 577201 |
| ICICI | Durgigudi, Gr. Floor, Sree Karthik Plaza, Opp.Mallikarjuna Talkies, Shivamogga, Karnataka 577201 |
| Axis | G.R.PRABHU ARCADE, JPN ROAD, I CROSS, Shimoga, Karnataka 577201 |
| Bajaj Finserv | : Mrs Complex, Above Manohar Medicals, M R S Complex, Park Extension, Shivamogga, Karnataka 577201 |
| UCO Bank | urgigudi, Deenadayal Upadhay Rd, Mission Compound, Shivamogga, Karnataka 577201, durgigudi, Deenadayal Upadhay Rd, Mission Compound, Shivamogga, Karnataka 577201 |
| Kotak Mahindra Bank | Gopi Circle, Balaraj Urs Rd, Durgigudi, Shivamogga, Karnataka 577201 |
| Indusind Bank | Nehru Rd, Durgigudi, Shivamogga, Karnataka 577201 |
| HDB Financial Services | Nehru Road, AA circle opposite city central mahal, Shivamogga, Karnataka 577201 |
| Union Bank | SH 57, Lashkar Mohalla, KR Puram, Shivamogga, Karnataka 577202 |
| United Bank | SH 57, Lashkar Mohalla, KR Puram, Shivamogga, Karnataka 577202 |
| Allahabad Bank | 577201, Tilak Nagar, Durgigudi, Shivamogga, Karnataka 577201 |
| Karnataka Bank | First Floor, M G Palace, Gopi Circle, Nehru Rd, Shivamogga, Karnataka 577201 |
| Oriential Bank Of Commerce | Savar Line Rd, Durgigudi, Shivamogga, Karnataka 577201 |
About Shimoga
Shimoga, officially renamed as Shivamogga, is a city and the district headquarters of Shimoga District in the central part of the state of Karnataka, India. The city lies on the banks of the Tunga River. Being the gateway for the hilly region of the Western Ghats, the city is popularly nicknamed as “Gateway of Malnad”. The city is 569 m above sea level and is surrounded by lush green paddy fields, arecanut and coconut groves.
“Kuvempu Rangamandira” and “Karnataka Sangha” and the newly built “Suvarna Samskruthi Bhavana” are the major venues of the city for cultural activities.
ndustries like Pearlite Industries, Malnad Alloys, Shanthala Sperocast, Perfect Alloys, are some foundries manufacture quality castings, supply to major Original Manufacturers in India and also exporting their products to many countries and several other Industries are located in Shivamogga.
Places Of Interest
1. Shivappa Nayaka’s palace
2. Kote Seetharamanjaneya temple
3. Gajanur dam
4. Tyavarekoppa Lion and Tiger Safari
5. Mandagadde Bird Sanctuary