Personal Loan In Shimoga – SBI, HDFC, ICICI, Bajaj, Fullerton

Choose the best personal loan in Shimoga/Shivamogga : Check Interest Rates and Eligibility for personal loan in the Shimoga/Shivamogga. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.

It is online process, fill the application form given below and check the eligibility i.e personal loan rate of interest, emi, tenure, schemes, required documents and other details. Applications approval depends above mentioned criteria. You can also check your application status.

Personal loan is a facility provided by the bank to fullfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.

Apply For Personal Loan In Shimoga/Shivamogga

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City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details For Salaried and Self-employed Shimoga

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Up to 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disbursal

EMI Calculator For Personal Loan

Eligibility Criteria s For Personal Loan In Shimoga

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Branch addresses for personal loan in Shimoga

List Of Banks Address
SBI Tilak Nagar, Durgigudi, Shivamogga, Karnataka 577201
HDFC Sihmoga, Sharavathi Complex, Savarlane Road, Shivamogga, Karnataka 577201
ICICI Durgigudi, Gr. Floor, Sree Karthik Plaza, Opp.Mallikarjuna Talkies, Shivamogga, Karnataka 577201
Axis G.R.PRABHU ARCADE, JPN ROAD, I CROSS, Shimoga, Karnataka 577201
Bajaj Finserv : Mrs Complex, Above Manohar Medicals, M R S Complex, Park Extension, Shivamogga, Karnataka 577201
UCO Bank urgigudi, Deenadayal Upadhay Rd, Mission Compound, Shivamogga, Karnataka 577201, durgigudi, Deenadayal Upadhay Rd, Mission Compound, Shivamogga, Karnataka 577201
Kotak Mahindra Bank Gopi Circle, Balaraj Urs Rd, Durgigudi, Shivamogga, Karnataka 577201
Indusind Bank Nehru Rd, Durgigudi, Shivamogga, Karnataka 577201
HDB Financial Services Nehru Road, AA circle opposite city central mahal, Shivamogga, Karnataka 577201
Union Bank SH 57, Lashkar Mohalla, KR Puram, Shivamogga, Karnataka 577202
United Bank SH 57, Lashkar Mohalla, KR Puram, Shivamogga, Karnataka 577202
Allahabad Bank 577201, Tilak Nagar, Durgigudi, Shivamogga, Karnataka 577201
Karnataka Bank First Floor, M G Palace, Gopi Circle, Nehru Rd, Shivamogga, Karnataka 577201
Oriential Bank Of Commerce Savar Line Rd, Durgigudi, Shivamogga, Karnataka 577201

About Shimoga
Shimoga, officially renamed as Shivamogga, is a city and the district headquarters of Shimoga District in the central part of the state of Karnataka, India. The city lies on the banks of the Tunga River. Being the gateway for the hilly region of the Western Ghats, the city is popularly nicknamed as “Gateway of Malnad”. The city is 569 m above sea level and is surrounded by lush green paddy fields, arecanut and coconut groves.
“Kuvempu Rangamandira” and “Karnataka Sangha” and the newly built “Suvarna Samskruthi Bhavana” are the major venues of the city for cultural activities.
ndustries like Pearlite Industries, Malnad Alloys, Shanthala Sperocast, Perfect Alloys, are some foundries manufacture quality castings, supply to major Original Manufacturers in India and also exporting their products to many countries and several other Industries are located in Shivamogga.
Places Of Interest
1. Shivappa Nayaka’s palace
2. Kote Seetharamanjaneya temple
3. Gajanur dam
4. Tyavarekoppa Lion and Tiger Safari
5. Mandagadde Bird Sanctuary