Personal Loan In Ropar – SBI, HDFC, ICICI, Bajaj, Fullerton
Choose the best personal loan in Ropar/Rupar/Rupnagar : Check Interest Rates and Eligibility for personal loan in the Ropar/Rupar/Rupnagar. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, IndusInd Bank, HDB Financial.
It is online process, fill the application form given below and check the eligibility i.e (how much amount applicant eligible for) emi, tenure, schemes, required documents and other details related to personal loan with in few minutes. Applications approval depends above mentioned criteria. You can also check your application status.
Personal loan is a facility provided by the bank to fulfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.
Apply For Personal Loan In Ropar
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details For Salaried and Self-employed Ropar
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Up to 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disbursal |
Eligibility Criteria s For Personal Loan In Ropar
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Branch addresses for personal loan in Ropar/Rupar/Rupnagar
| List Of Banks | Address |
| SBI | Kirti Vihar Colony, Bhagat Singh Nagar, Rupnagar, Punjab 140001 |
| HDFC | College Road, Hotel Raj Complex College Road, Rupnagar, Punjab 140001 |
| Axis | Khasra No. 49/1,Near Bela Chowk, Dashmesh Nagar, Rupnagar, Punjab 140301 |
| Bajaj Finserv | SCO No. 2, 2nd & 3rd Floor, Near Kalyan Jewellers, Phase 5, Sector 59, Sahibzada Ajit Singh Nagar, Punjab 160055 |
| Kotak Mahindra Bank | ING Vysya Bank (now Kotak), Sco-39, Bsa Nagar, Bela Road, Rupnagar, Punjab 140001 |
| Union Bank | National Highway 21, Guru Nagar, Paprala, Rupnagar, Punjab 140001 |
| Punjab National Bank | Gugga Mari Mohalla, Rupnagar, Punjab 140001 |
| Yes Bank | Haveli Khurd, Rupnagar, Punjab 140001 |
| Oriential Bank Of Commerce | Giani Zail Singh Nagar, Rupnagar, Punjab 140001 |
About Ropar
Rupnagar (Punjabi: ਰੂਪਨਗਰ), also spelled Ropar or Rupar, is a city and a municipal council in Rupnagar district in the Indian state of Punjab. Ropar is a newly created fifth “Divisional Headquarters” of Punjab comprising Ropar, Mohali, and its adjoining districts. The ancient town of Rupnagar is said to have been named by a Raja called Rokeshar, who ruled during the 11th century and named it after his son Rup Sen. It is also one of the bigger sites belonging to the Indus Valley Civilization.
Rupnagar city houses one of the prestigious technological institutes of the country, the IIT Ropar. The area surrounding the institute has developed well due to the establishment of the Institute during 2009.There are large no of govt, public and private schools in the city .