Personal Loan In Ratnagiri – SBI, HDFC, ICICI, Bajaj, Fullerton

Choose the best personal loan in Ratnagiri : Check Interest Rates and Eligibility for personal loan in the Ratnagiri. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, IndusInd Bank, HDB Financial and many other banks.

It is online process, fill the application form given below and check the eligibility i.e (how much amount applicant eligible for) emi, tenure, schemes, required documents and other details related to personal loan with in few minutes. Applications approval depends above mentioned criteria. You can also check your application status.

Personal loan is a facility provided by the bank to fulfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.

Apply For Personal Loan In Ratnagiri

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details For Salaried and Self-employed Ratnagiri

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Up to 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disbursal

Personal Loan Monthly EMI

Eligibility Criteria s For Personal Loan In Ratnagiri

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Branch addresses for personal loan in Ratnagiri

List Of Banks Address
SBI Near Godbole Stop Airport Road, State Bank Colony, Ratnagiri, Maharashtra 415639
HDFC National Highway 204, State Bank Colony, Ratnagiri, Maharashtra 415612
ICICI Mazgaon Road, Kranti Nagar, Konkan Nagar, Ratnagiri, Maharashtra 415612
Axis GR FLR,HOTEL VIHAR DLX, MAL-NAKA,MD NAIK ROAD, Ratnagiri, Maharashtra 415612
Bank Of India State Bank Colony, Ratnagiri, Maharashtra 415612
UCO Bank Patwardhan Wadi, Ratnagiri, Maharashtra 415612
Kotak Mahindra Bank Maruti Mandir Circle, NH204, Ratnagiri, Maharashtra 415639
Canara Bank Tilak Ali, Ratnagiri, Maharashtra 415612
Indusind Bank Indusind Bank Ltd Ground And Mezzanine Floor, Gala No 5 & 6, Sankeshwar Heritage, A Wing,Near Maruti Mandir, Shivajinagar Main Road, Ratnagiri, Maharashtra 415612
Union Bank Ratnagiri, NH-204, Hatkhamba To Ratnagiri, Ratnagiri, Maharashtra 415612
Punjab National Bank Mazgaon Road, Kranti Nagar, Konkan Nagar, Ratnagiri, Maharashtra 415612

About Ratnagiri
Ratnāgiri is a port city on the Arabian Sea coast in Ratnagiri District[1] in the southwestern part of Maharashtra, India. The district is a part of Konkan division of Maharashtra. Ratnagiri Municipality was established in 1876. The incumbent president is Mr. Rahul Pandit from Shiv Sena.
The Maharashtra Government under the Department of Fisheries established the Marine Biological Research Station (MBRS) in 1958 at Ratnagiri, which is presently attached with Dr. Balasaheb Sawant Konkan Krishi Vidyapeeth, Dapoli, Dist.: Ratnagiri. The research station has a 10 hectare area as field facility including a three storied building at main campus, a well equipped ‘Aquarium and Museum’, a modernised brackish water fish farm, a Mechanized Fishing and Research Vessel, Seed Production facilities and various laboratories at its disposal.