Personal Loan in Puducherry – SBI, HDFC, ICICI, Bajaj, Fullerton

Are you looking for instant apply for personal loans in Puducherry? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Puducherry?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Puducherry – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Puducherry

Allahabad Bank 93, 1st Floor, Balaji Theatre Signal,Grt, Kamaraj Salai, Puducherry, 605001
Andhra Bank Eswaran Dharmaraja Kovil St, Heritage Town, Puducherry, 605001
Bank of India 100, New Shopping Complex, Opp. To Indian Coffee, J.N Street, Puducherry, 605001
Bank of Baroda Anna Square, Near Anna Salai, Vellalar St, Puducherry, 605001
Bank of Maharashtra Vysial St, Heritage Town, Puducherry, 605001
Canara Bank 62, Villupuram Main Rd, Pavazha Nagar, Reddiarpalayam, Puducherry, 605010
Central Bank of India Opp Manakula Vinayagar Temple, Netaji Subhash Chandra Bose Salai ( Gingee Salai ), Puducherry, 605001
Corporation Bank 100 Feet Road, 100 Feet Road, Near Indira Gandhi Circle, Mudaliarpet, Puducherry, 605004
Dena Bank 99, Ambalathadayar Madam Street, Near Lalitha Jewellery, Puducherry, 605001
Indian Bank Pipdic Industrial Estate, Pipdic Admin Building, Pipdic Industrial Estate, Mettupalayam, Marie Oulgaret, Puducherry, 605009
Indian Overseas Bank No. 9 to 11, Jhansi Nagar Corner, Near Hero Showroom, 100 Feet Rd, Mudaliarpet, Puducherry, 605004
Oriental Bank of Commerce 12, 100 Feet Rd, Ellaipillaichavady, Puducherry, 605005
Punjab & Sindh Bank Vallalar Salai Rd, Raja Rajeswari Nagar, Venkata Nagar, Puducherry, 605001
Punjab National Bank 7, KAMARAJ SALAI, Puducherry, 605001
Syndicate Bank No.122 & 124, Upstairs, Near Velan Silks, Nehru St, Puducherry, 605001
UCO Bank 101, Near GN Hospital, Rua Mahe De La Bour Donnais, Beach Rd, Puducherry, 605001
Union Bank of India Nehru Street, MG Road Area, Puducherry, 605001
United Bank of India Old No.205/New No. 225, Near Hospital, Kathirkamam, Puducherry, 605009
Vijaya Bank Pondicherry, 114/a I Floor, Ramaraja Complex, Pondicherry, Pondicherry
Karnataka Bank NO.137, Near Kosakadai St, Mission St, Puducherry, 605001
SBI 64, Lawspet Main Road, Pudupet, Lawspet, Puducherry, 605008
HDFC Bank Shree Complex , No. 16, First Floor, 45 Feet Road Vallalar Salai Extn, Annamalayar Nagar ,( Venkateshwara Nagar, Opp. Petrol Bunk), Saram Post Pondicherry-605013 Pondicherry India
ICICI Bank 47, Mission St, Viratipatu, Heritage Town, Puducherry, 605001
Axis Bank No 6, St Ange Street, Opp St. Anns Church, Puducherry, 605001
IDBI Bank No.86 Near Lotus Hotel S.V Patel Salai, Puducherry, 605001
City Union Bank First Cross, Near Thirukameswarar Temple, Vasantham Nagar, Villianur, Puducherry
Federal Bank Nellitope, Puducherry, 605005
Karur Vysya Bank no 75 & 77, Ambalathadiyar, Kosakadai Street, Heritage Town, Puducherry, 605001
Kotak Mahindra Bank ING Vysya Bank (now Kotak), 188 (Old No.70), Mission Street, Puducherry, PY 605001
Lakshmi Vilas Bank Anna Square, Near Anna Salai, Ranga Pillai St, Puducherry, 605001
RBL Bank Do.No.19, Abishegapakkam Main Road, Abishegapakkam, Thavalakuppam, Puducherry 605007
South Indian Bank 113-127 Mission Street, Heritage Town, Puducherry, 605001
Yes Bank Part Gr. & 1st Floor, T. S. No. 60 & 61, Block No. 10, Shop No.24, Ambalathadayar Madam Street, Heritage Town, Puducherry, 605001

About Puducherry
Puducherry, formerly known as Pondicherry is a union territory of India. It was formed out of four exclaves of former French India, namely Pondichéry, Karikal, Mahé and Yanaon. It is named after the largest district Pondicherry.