Personal Loan in Mohali – SBI, HDFC, ICICI, Bajaj, Fullerton
Are you looking for instant apply for personal loans in Mohali? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.
How to Apply for personal loans in Mohali?
- Compare all major banks – Rates, Processing Fees, Prepayment charges
- Choose the best deal
- Click on Apply
- Choose the best or top 4 banks for yourself on the basis of offers avail to you.
Personal Loan Mohali – Quick, Easy & Instant Online Approval
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details (For Salaried and Self-employed)
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Upto 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disburshal |
Eligibility Criterias For Personal Loan
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Various Banks Branch Locations for Personal Loans in Mohali
| Allahabad Bank | Shop No.46,old Kamla Market,mohali Phase1,mohali160055 |
| Andhra Bank | 535, Mohali Stadium Rd, Sector 61, Sahibzada Ajit Singh Nagar, Punjab 160047 |
| Bank of India | Scf 49, S.A.S. Nagar, Phase 9, Sahibzada Ajit Singh Nagar, Punjab 160062 |
| Bank of Baroda | SCO 28, Industrial Area, Phase 9, Sahibzada Ajit Singh Nagar, Punjab 160066 |
| Bank of Maharashtra | SCF 60, Phase 11, Sector 65, Sahibzada Ajit Singh Nagar, Punjab 160062 |
| Canara Bank | SCF 59, Sukhna Path, Phase 10, Sector 64, Sahibzada Ajit Singh Nagar, Punjab 160061 |
| Central Bank of India | S,C,O, 528, Sector 70, Sahibzada Ajit Singh Nagar, Punjab 160071 |
| Corporation Bank | SCO 47, Phase 10, Sector 64, Sahibzada Ajit Singh Nagar, Punjab 160059 |
| Indian Bank | SCF 14, Phase 11, Sector 65, Sahibzada Ajit Singh Nagar, Punjab 160055 |
| Indian Overseas Bank | SCF 1, Phase 11, Sector 65, Sahibzada Ajit Singh Nagar, Punjab 160062q |
| Oriental Bank of Commerce | SCO 5250, Sector 70, Sahibzada Ajit Singh Nagar, Punjab 160071 |
| Punjab & Sindh Bank | SCO 14, Second Floor, Phase 10, Sector 64, Sahibzada Ajit Singh Nagar, Punjab 160062 |
| Punjab National Bank | Punjab National Bank Shop 5 Sas Nagar Mohali Punjab 160062 |
| Syndicate Bank | SCF 34, Ground floor phase 10, mohali. |
| UCO Bank | Near Kharar Police Station, Main Bazar, Kharar, Punjab 140301 |
| Union Bank of India | Mohali Stadium Rd, Phase 5, Sector 59, Sahibzada Ajit Singh Nagar, Punjab 140308 |
| United Bank of India | SCO 666, Sector 70, Sahibzada Ajit Singh Nagar, Punjab 160071 |
| Vijaya Bank | SCO-06, Modern Complex, Zirakpur-Ambala Highway, Preet Colony, Zirakpur, Punjab 140603 |
| Karnataka Bank | SCF 121-122, Phase 3B-2, Sector 60, Sahibzada Ajit Singh Nagar, Punjab 160062 |
| SBI | Cellulosics Road, Phase 7, Industrial Area, Sector 73, Sahibzada Ajit Singh Nagar, Punjab 160071 |
| ICICI Bank | Sector 70, SCO 512, Mohali, PB 160071 |
| Axis Bank | SCF 113 & SCF 114, Phase 7, Sector 61, Sahibzada Ajit Singh Nagar, Punjab 160062 |
| IDBI Bank | Sohana, Sahibzada Ajit Singh Nagar, Punjab 160062 |
| City Union Bank | SCO – 2433-34,, Sector 22C, Chandigarh, 160022 |
| Dhanlaxmi Bank | SCO – 93-94, Madhya Marg, Sector 17 B, Sector 17, Chandigarh, 160017 |
| Federal Bank | Hitpriya Square, Patiala Rd, Badal Colony, Zirakpur, Mohali, Punjab 140603 |
| Jammu and Kashmir Bank | SCF 24, Opposite Bassi Theather, Rup Nagar, Phase 2, Sector 54, Sahibzada Ajit Singh Nagar, Punjab 160055 |
| Kotak Mahindra Bank | ING Vysya Bank (now Kotak), SCO 537, Sector 70, Mohali, Mohali, PB 160070 |
| Yes Bank | SCO 538, Sector 70, Sahibzada Ajit Singh Nagar, Punjab 160071 |
About Mohali
Sahibzada Ajit Singh Nagar, commonly known as Mohali, is a city which is a commercial hub lying adjacent to the city of Chandigarh in Punjab, India.