Personal Loan In Ludhiana – SBI, HDFC, ICICI, Bajaj, Fullerton

Choose the best personal loan in Ludhiana : Check Interest Rates and Eligibility for personal loan in the Ludhiana. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.

It is online process, fill the application form given below and check the eligibility i.e personal loan rate of interest, emi, tenure, schemes, required documents and other details. Applications approval depends above mentioned criteria. You can also check your application status.

Personal loan is a facility provided by the bank to fulfill the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.

Apply For Personal Loan In Ludhiana

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details For Salaried and Self-employed Ludhiana

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Up to 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disbursal

EMI Calculator For Personal Loan

Eligibility Criteria s For Personal Loan In Ludhiana

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Branch addresses for personal loan in Ludhiana

List Of Banks Address
SBI Chaura Bazar Rd, Dr. Kalicharan Chowk, Chaura Bazar, Old Ludhiana, Ludhiana, Punjab 141008
HDFC 1284 / 95, Sunder Nagar Rd, Sunder Nagar Chownk, Guru Nanak Nagar, Sardar Nagar, Sunder Nagar, Ludhiana, Punjab 141008
ICICI Near Jalandhar Bypass Road, Netaji Colony, Salem Tabri, Ludhiana, Punjab 141008
Axis Dhelewal Road, Vishkarma Chowk, Near Namdhari Street No. 5, Niran Kari Nagar, Miller Ganj, Ludhiana, Punjab 141006
Bajaj Finserv First & Second Floor, Sco-35-G, Bhai Randhir Singh Nagar, Block -G, Opposite Police Station, Ludhiana, Punjab 141002
Bank Of India 35-G, Ludhiana Rd, Opp. Police Station, Block- G, BRS Nagar, Ludhiana, Punjab 141012
UCO Bank P.B. No. 86, G.T. Main Rd, Near Vishkarma Chowk, Miller Ganj, Ludhiana, Punjab 141003
Kotak Mahindra Bank 422, Murad Pura Rd, Tagore Colony, Miller Ganj, Ludhiana, Punjab 141003
Canara Bank Gill Rd, Miller Ganj, Ludhiana, Punjab 141003
Tata Capital Ferozepur Road, Feroze Gandhi Market, Near Park Plaza, Feroz Gandhi Market, Ludhiana, Punjab 141001
Indusind Bank S.C.O. No. 12, 13 Canal Colony Near NRI silk store, Shaheed Bhagat Singh Nagar, Ludhiana, Punjab 141001
HDB Financial Services  Mall Rd, Punjab Agricultural University, Ludhiana, Punjab 141027
Union Bank Ground Floor, Chicago Building, Dugri Rd, Opposite Model Town Road, Atam Nagar, Model Town, Ludhiana, Punjab 141002
United Bank  202, Sai Towers, G.T.Rd, Near Cheema Chowk , Opposit Police Post, Janakpuri, Industrial Area- A, Ludhiana, Punjab 141003
Punjab National Bank  Chaura Bazar Rd, Purani Kotwali, Chaura Bazar, Old Ludhiana, Ludhiana, Punjab 141008
Allahabad Bank B-XXIV 2677, Rahon Rd, SSI Branch, Valmiki Chowk, New Madhopuri, Sunder Nagar, Ludhiana, Punjab 141008
Yes Bank  BXX-2427/928, Near Shehanshah Palace,, Ferozpur Rd, Gobind Nagar, Gurdev Nagar, Ludhiana, Punjab 141001
Karnataka Bank  B-15/179, 1st Floor, P.B.NO.789, Sona Complex, Nirankari Kucha No.4, G.T Road, Niran Kari Nagar, Miller Ganj, Ludhiana, Punjab 141003
Oriential Bank Of Commerce Samrala Rd, Division Number 3, Ram Nagar, Ludhiana, Punjab 141008

About Ludhiana
Ludhiana is a city and a municipal corporation in Ludhiana district in the Indian state of Punjab. It has an area of about 3,767 square kilometres (1,454 sq mi).[1] The city stands on the Sutlej River’s old bank, 13 kilometres (8.1 mi) south of its present course. It is a major industrial centre of northern India, and was referred to as India’s Manchester by the BBC.
Ludhiana is home to the largest agricultural university in Asia and one of the largest in the world, Punjab Agricultural University.[15] The College of Veterinary Sciences at PAU was recently upgraded to the Guru Angad Dev Veterinary and Animal Sciences University (GADVASU). Christian Medical College, Ludhiana, the first medical school for women in Asia, was founded by Dr Dame Edith Mary Brown.
Places Of Interest
1. Alamgir
2. Bhaini Sahib
3. Chhapar
4. Doraha
5. Ghudani Kalan