Personal Loan In Lucknow – SBI, HDFC, ICICI, Bajaj, Fullerton

Choose the best personal loan in Lucknow : Check Interest Rates and Eligibility for personal loan in the Lucknow. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.

It is online process, fill the application form given below and check the eligibility i.e (how much amount applicant eligible for) emi, tenure, schemes, required documents and other details related to personal loan with in few minutes. Applications approval depends above mentioned criteria. You can also check your application status.

Personal loan is a facility provided by the bank to fullfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc).The loan can be repaid monthly through EMI, Calculate your EMI online.

Apply For Personal Loan In Lucknow

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details For Salaried and Self-employed Lucknow

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Up to 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disbursal

Personal Loan Rate of Interest

Eligibility Criteria s For Personal Loan In Lucknow

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Branch addresses for personal loan in Lucknow

List Of Banks Address
SBI Kapoorthala Road, Ram Sanehi Ghat, Sector A, Chandralok, Lucknow, Uttar Pradesh 226024
HDFC G-11, Lekh Raj Marg, Block A, Indira Nagar, Lucknow, Uttar Pradesh 226016
ICICI Picup Bhawan Rd, Vibhuti Khand, Gomti Nagar, Lucknow, Uttar Pradesh 226010
Axis 237, Western Road, CSD Golden Ram, Meerut Cantonment, Meerut, Uttar Pradesh 250001
Bajaj Finserv A-28, Ii Floor, Opp. Ravindra Petrol Pump, Indira Nagar, Lucknow, Uttar Pradesh 226016
Bank Of India 28/14,2nd Floor, New Janpath Complex 9-A,, Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh 226001
UCO Bank Chinhat Tiraha, Faizabad Rd, Chinhat, Lucknow, Uttar Pradesh 227105
Kotak Mahindra Bank 40, Kapoorthala Road, Aliganj, Lucknow, Uttar Pradesh 226024
Canara Bank 4/11, Vishal Khand,, Gomti Nagar, Lucknow, Uttar Pradesh 226010
Tata Capital 3/180, Sahara Plaza, Patrakarpuram, Patrakarpuram, Patrakarpuram Chauraha, Gomti Nagar, Lucknow, Uttar Pradesh 226010
Indusind Bank Ks Trident,, 10, Rana Pratap Marg, Civil Lines, Lucknow, Uttar Pradesh 226001
HDB Financial Services 92/190,, 92/190, Gautam Buddha Marg, Ashok Nagar, Naka Hindola, Lucknow, Uttar Pradesh 226018
Union Bank Vibhuti Khand, Gomti Nagar Rd, Gomti Nagar, Lucknow, Uttar Pradesh 226010
United Bank K-246, Indiranagar Colony, Lucknow, Uttar Pradesh 226016
Punjab National Bank Sabji Mandi, Pandey Ganj, Subhash Marg, Lucknow, Uttar Pradesh 226004
Allahabad Bank Balmiki Marg Road, Kaiserbagh Officer’s Colony, Lalbagh, Lucknow, Uttar Pradesh 226001
Yes Bank Ground Floor, Shop No. 12, Tulsi Complex, Rani Laxmibai Marg, Hazratganj, Lucknow, Uttar Pradesh 226001
Karnataka Bank G-3/5, SHALIMAR SQUARE, 126/31, B.N.ROAD, LALBAGH, Lucknow, Uttar Pradesh 226001
Oriential Bank Of Commerce Prakash Deep Market, Aminabad Rd, Aminabad, Lucknow, Uttar Pradesh 226018

About Lucknow
Lucknow (Listeni/ˈlʌknaʊ/ Lakhna’ū) is the largest and capital city of the Indian state of Uttar Pradesh.[8] and is also the administrative headquarters of the eponymous District and Division. Lucknow has always been known as a multicultural city that flourished as a North Indian cultural and artistic hub, and the seat of power of Nawabs in the 18th and 19th centuries.[10] It continues to be an important centre of governance, administration, education, commerce, aerospace, finance, pharmaceuticals, technology, design, culture, tourism, music and poetry. Many independent kingdoms, such as Awadh, were established as the Mughal Empire disintegrated.
The major industries in the Lucknow urban agglomeration include aeronautics, machine tools, distillery chemicals, furniture and Chikan embroidery. Lucknow is a growing IT hub with software and IT companies resident in the city.
Places Of Interest
1. Bara Imambara
2. Imambara Ghufran Ma’ab
3. Aminabad
4. La Martiniere Lucknow
5. Pakka Pul/Laal Pul – (Hardinge Bridge)
6. Rumi Darwaza
7. Dargah of Hazrat Abbas
8. Dilkusha Kothi
9. Karbala of Dayanat-ud-Daulah
10. Begum Hazrat Mahal Park