Personal Loan In Lucknow – SBI, HDFC, ICICI, Bajaj, Fullerton
Choose the best personal loan in Lucknow : Check Interest Rates and Eligibility for personal loan in the Lucknow. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.
It is online process, fill the application form given below and check the eligibility i.e (how much amount applicant eligible for) emi, tenure, schemes, required documents and other details related to personal loan with in few minutes. Applications approval depends above mentioned criteria. You can also check your application status.
Personal loan is a facility provided by the bank to fullfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc).The loan can be repaid monthly through EMI, Calculate your EMI online.
Apply For Personal Loan In Lucknow
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details For Salaried and Self-employed Lucknow
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Up to 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disbursal |
Personal Loan Rate of Interest
Eligibility Criteria s For Personal Loan In Lucknow
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Branch addresses for personal loan in Lucknow
| List Of Banks | Address |
| SBI | Kapoorthala Road, Ram Sanehi Ghat, Sector A, Chandralok, Lucknow, Uttar Pradesh 226024 |
| HDFC | G-11, Lekh Raj Marg, Block A, Indira Nagar, Lucknow, Uttar Pradesh 226016 |
| ICICI | Picup Bhawan Rd, Vibhuti Khand, Gomti Nagar, Lucknow, Uttar Pradesh 226010 |
| Axis | 237, Western Road, CSD Golden Ram, Meerut Cantonment, Meerut, Uttar Pradesh 250001 |
| Bajaj Finserv | A-28, Ii Floor, Opp. Ravindra Petrol Pump, Indira Nagar, Lucknow, Uttar Pradesh 226016 |
| Bank Of India | 28/14,2nd Floor, New Janpath Complex 9-A,, Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh 226001 |
| UCO Bank | Chinhat Tiraha, Faizabad Rd, Chinhat, Lucknow, Uttar Pradesh 227105 |
| Kotak Mahindra Bank | 40, Kapoorthala Road, Aliganj, Lucknow, Uttar Pradesh 226024 |
| Canara Bank | 4/11, Vishal Khand,, Gomti Nagar, Lucknow, Uttar Pradesh 226010 |
| Tata Capital | 3/180, Sahara Plaza, Patrakarpuram, Patrakarpuram, Patrakarpuram Chauraha, Gomti Nagar, Lucknow, Uttar Pradesh 226010 |
| Indusind Bank | Ks Trident,, 10, Rana Pratap Marg, Civil Lines, Lucknow, Uttar Pradesh 226001 |
| HDB Financial Services | 92/190,, 92/190, Gautam Buddha Marg, Ashok Nagar, Naka Hindola, Lucknow, Uttar Pradesh 226018 |
| Union Bank | Vibhuti Khand, Gomti Nagar Rd, Gomti Nagar, Lucknow, Uttar Pradesh 226010 |
| United Bank | K-246, Indiranagar Colony, Lucknow, Uttar Pradesh 226016 |
| Punjab National Bank | Sabji Mandi, Pandey Ganj, Subhash Marg, Lucknow, Uttar Pradesh 226004 |
| Allahabad Bank | Balmiki Marg Road, Kaiserbagh Officer’s Colony, Lalbagh, Lucknow, Uttar Pradesh 226001 |
| Yes Bank | Ground Floor, Shop No. 12, Tulsi Complex, Rani Laxmibai Marg, Hazratganj, Lucknow, Uttar Pradesh 226001 |
| Karnataka Bank | G-3/5, SHALIMAR SQUARE, 126/31, B.N.ROAD, LALBAGH, Lucknow, Uttar Pradesh 226001 |
| Oriential Bank Of Commerce | Prakash Deep Market, Aminabad Rd, Aminabad, Lucknow, Uttar Pradesh 226018 |
About Lucknow
Lucknow (Listeni/ˈlʌknaʊ/ Lakhna’ū) is the largest and capital city of the Indian state of Uttar Pradesh.[8] and is also the administrative headquarters of the eponymous District and Division. Lucknow has always been known as a multicultural city that flourished as a North Indian cultural and artistic hub, and the seat of power of Nawabs in the 18th and 19th centuries.[10] It continues to be an important centre of governance, administration, education, commerce, aerospace, finance, pharmaceuticals, technology, design, culture, tourism, music and poetry. Many independent kingdoms, such as Awadh, were established as the Mughal Empire disintegrated.
The major industries in the Lucknow urban agglomeration include aeronautics, machine tools, distillery chemicals, furniture and Chikan embroidery. Lucknow is a growing IT hub with software and IT companies resident in the city.
Places Of Interest
1. Bara Imambara
2. Imambara Ghufran Ma’ab
3. Aminabad
4. La Martiniere Lucknow
5. Pakka Pul/Laal Pul – (Hardinge Bridge)
6. Rumi Darwaza
7. Dargah of Hazrat Abbas
8. Dilkusha Kothi
9. Karbala of Dayanat-ud-Daulah
10. Begum Hazrat Mahal Park