Personal Loan in Kolkata – SBI, HDFC, ICICI, Bajaj, Fullerton

Are you looking for instant apply for personal loans in Kolkata? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Kolkata?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Kolkata – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Kolkata

Allahabad Bank Madhabpur, Kolkata, West Bengal 712128
Andhra Bank 325, Rajdanga Main Road, Gitanjali, Sector G, East Kolkata Twp, Kolkata, West Bengal 700107
Bank of India Bank of India Zonal Office, Brabourne Rd, Murgighata, BBD Bagh, Kolkata, West Bengal 700001
Bank of Baroda Salt Lake , College More, Vishnu Apartment, DN-14, DN Block, Sector V, Salt Lake City, Kolkata, West Bengal 700091
Bank of Maharashtra 19, Prafulla Sarkar St, Kolkata, West Bengal 700072
Canara Bank 27, Brabourne Rd, Bara Bazar, Dalhousie, Kolkata, West Bengal 700001
Central Bank of India Lal Bazar, P.B.No.2436, NICCO House No.2, Hare St, BBD Bagh, Kolkata, West Bengal 700001
Corporation Bank # 167P, Jasodha Bhawan, Rash Behari Ave, Gariahat, Kolkata, West Bengal 700019
Dena Bank Dena Bank, Rajarhat Main Rd, Majarhati, Newtown, Kolkata, West Bengal 700135
Indian Bank 3/1, R N Mukherjee Road, Sree Ram Chambers, Near Lal Bazaar, Kolkata, West Bengal 700001
Indian Overseas Bank 84, Ground Floor, Lala Lajpat Rai Sarani, Chowringhee Rd, Gokhel Road, Bhowanipore, Kolkata, West Bengal 700020
Oriental Bank of Commerce Lord Sinha Rd, Elgin, Kolkata, West Bengal 700071
Punjab & Sindh Bank No-12/1, Near New Market, Lindsay St, Kolkata, West Bengal 700087
Punjab National Bank Ghoshpara Rd, Ichapur, Kolkata, West Bengal 700125
Syndicate Bank 217 Lokenath park, 700157, Chinar Park, Kolkata, West Bengal
UCO Bank Biplabi Trailakya Sarani, 45, India Exchange Place, Radha Bazar St, Lal Bazar, Murgighata, B B D Bagh South, Kolkata, West Bengal 700001
Union Bank of India 203, Dhandhania House, Chittaranjan Ave, Girish Park, Singhi Bagan, Jorasanko, Kolkata, West Bengal 700007
United Bank of India 130B/1/B, BB Ganguly Street, Koley Market, Baithakkhana, Kolkata, West Bengal 700012
Vijaya Bank DA, 31, 1st Cross Rd, Salt Lake, DA Block, Sector 1, Salt Lake City, Kolkata, West Bengal 700064
Karnataka Bank Park St, Mullick Bazar, Taltala, Kolkata, West Bengal 700016
SBI College St, Sealdah, College Square, Kolkata, West Bengal 700073
HDFC Bank 88, 1st Floor, Chowringhee Rd, Next To P C Chandra Jewellers, Sreepally, Bhowanipore, Kolkata, West Bengal 700020
ICICI Bank CIT Rd Scheme 6M, Scheme VI-M, Kadapara, Phool Bagan, Kankurgachi, Kolkata, West Bengal 700054
Axis Bank Brabourne Rd, Bara Bazar, Kolkata, West Bengal 700001
IDBI Bank 635, Diamond Harbour Rd, Behala Manton, Jadu Colony, Behala, Kolkata, West Bengal 700034
City Union Bank Ground Floor, 64A, Hemanta Basu Sarani, Opposite To B. B. D. Bag Bus Stand, BBD Bag E, Lal Dighi, Lal Bazar, Kolkata, West Bengal 700001
Dhanlaxmi Bank 1st Ave, BE Block, Sector 1, Salt Lake City, Bidhannagar, West Bengal 700064
IDFC Bank 64b 1st floor ballygunge circular road kolkata 700019
Jammu and Kashmir Bank 6d,Stephen House, R N Mukherjee Road, B B D Bagh, Kolkata, West Bengal 700001
Karur Vysya Bank 63/2, NS Rd, Howrah, BBD Bagh, Kolkata, West Bengal 700001
Kotak Mahindra Bank 197, GC Block, Sector 3, Bidhannagar, Salt Lake, Kolkata, West Bengal 700106
Lakshmi Vilas Bank 63, Nalini Ranjan Avenue, Below SBI SME branch, New Alipore, Block G, Kolkata, West Bengal 700053
RBL Bank Thapar House, 25 Brabourne Road, 1st Floor, Murgighata, BBD Bagh, Kolkata, West Bengal 700001
South Indian Bank 48, Singhi Regency, Leela Roy Sarani, Gariahat Rd, Dover Terrace, Ballygunge, Kolkata, West Bengal 700019
Yes Bank GP Block, Sector V, Salt Lake City, Kolkata, West Bengal 700106

About Kolkata
Kolkata (formerly Calcutta) is the capital of India’s West Bengal state. Founded as an East India Company trading post, it was India’s capital under the British Raj from 1773–1911. Today it’s known for its grand colonial architecture, art galleries and cultural festivals. It’s also home to Mother House, headquarters of the Missionaries of Charity, founded by Mother Teresa, whose tomb is on site.