Personal Loan In Kochi – SBI, HDFC, ICICI, Bajaj, Fullerton

Choose the best personal loan in Kochi/Cochin : Check Interest Rates and Eligibility for personal loan in the Kochi/Cochin. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.

It is online process, fill the application form given below and check the eligibility i.e personal loan rate of interest, emi, tenure, schemes, required documents and other details. Applications approval depends above mentioned criteria. You can also check your application status.

Personal loan is a facility provided by the bank to fullfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.

Apply For Personal Loan In Cochin

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details For Salaried and Self-employed Cochin

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Up to 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disbursal

EMI Calculator For Personal Loan

Eligibility Criteria s For Personal Loan In Cochin

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Branch addresses for personal loan in Kochi/Cochin

List Of Banks Address
SBI N.H By Pass Junction, 1st Floor, Vankatath Towers, Salem-Kochi-Kanyakumari Highway, Padivattom, Palarivattom, Ernakulam, Kerala 682025
HDFC Aroor – Thoppumpady Rd, Near Marina Mall Junction,BMC, Thoppumpady, Kochi, Kerala 682005
ICICI S A Road, Kadavanthra, Ernakulam, Adonai Towers, Kochi, Kerala 682016
Axis Kasmisons Estate, Janatha Junction, Vytilla, Kochi, Kerala 682019
Bajaj Finserv Kattakara Rd E, Kathrikadavu, Kaloor, Ernakulam, Kerala 682017
Bank Of India Bazaar Rd, Mattancherry, Kochi, Kerala 682002
UCO Bank Ground Floor, Midland Arcade, 28/3438/F, Chilavannur Rd, Vyttila, Elamkulam, Kochi, Kerala 682020
Kotak Mahindra Bank 34/2289 D, M K K Nair Road, Mathewsons Centre Point, Thadikkaran Centre, Mamangalam, Palarivattom, Kochi, Kerala 682025
Canara Bank Amaravathy, Fort Kochi, Kochi, Kerala 682001
Tata Capital Mini Bypass Rd, Koochi, Chakkalakkal, Palarivattom, Ernakulam, Kerala 682028
Indusind Bank Ground Floor, JN Corner, 542606-B C, Subhash Chandra Bose Road, Jawahar Nagar, Kadavantara, Dist: Kochi, Ernakulam, Kerala 682020
HDB Financial Services  Chaithanya building ,2nd floor, Kadavanthara, Jawahar Nagar, Elamkulam,, Kaloor – Kadavanthara Rd, Kochi, Kerala 682017
Union Bank azaar Rd, Mattancherry, Kochi, Kerala 682002
United Bank  Market Rd, Marine Drive, Ernakulam, Kerala 682035
Punjab National Bank 33/2147B, Riddhi Tower, Palarivattom,, shoba road, Salem – Kochi Hwy, Vennala, Kochi, Kerala 682028
Allahabad Bank  659, Bridge Rd, Bypass Junction, Aluva, Kochi, Kerala 683101
Yes Bank 39/4162 Shema Building, Mahatma Gandhi Rd, Ravipuram, Perumanoor, Kochi, Kerala 682016
Karnataka Bank  No.35/265,267/268, Arun Chambers, Edapally aluva Road, Palarivattom, Ernakulam, Kerala 682025
Oriential Bank Of Commerce  Panampilly Nagar Ave, MIG Housing Society, Panampilly Nagar, Kochi, Kerala 682036

About Kochi
Kochi, is a major port city on the south-west coast of India by the Arabian Sea and the Laccadive Sea and is part of the district of Ernakulam in the state of Kerala. It is often called Ernakulam, which refers to the specific district. Kochi also known as the Queen of the Arabian Sea, was an important spice trading centre on the west coast of India.
Kochi is widely referred to as the commercial capital of Kerala.[55] Kochi is home to Cochin Stock Exchange, the only stock exchange in Kerala. Federal Bank, the fourth-largest Private-sector bank in India is located in Aluva which is a suburb of Kochi. Being a major online trading centre in the country, Kochi has a newly opened SEBI office.