Personal Loan In Kochi – SBI, HDFC, ICICI, Bajaj, Fullerton
Choose the best personal loan in Kochi/Cochin : Check Interest Rates and Eligibility for personal loan in the Kochi/Cochin. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.
It is online process, fill the application form given below and check the eligibility i.e personal loan rate of interest, emi, tenure, schemes, required documents and other details. Applications approval depends above mentioned criteria. You can also check your application status.
Personal loan is a facility provided by the bank to fullfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.
Apply For Personal Loan In Cochin
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details For Salaried and Self-employed Cochin
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Up to 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disbursal |
EMI Calculator For Personal Loan
Eligibility Criteria s For Personal Loan In Cochin
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Branch addresses for personal loan in Kochi/Cochin
| List Of Banks | Address |
| SBI | N.H By Pass Junction, 1st Floor, Vankatath Towers, Salem-Kochi-Kanyakumari Highway, Padivattom, Palarivattom, Ernakulam, Kerala 682025 |
| HDFC | Aroor – Thoppumpady Rd, Near Marina Mall Junction,BMC, Thoppumpady, Kochi, Kerala 682005 |
| ICICI | S A Road, Kadavanthra, Ernakulam, Adonai Towers, Kochi, Kerala 682016 |
| Axis | Kasmisons Estate, Janatha Junction, Vytilla, Kochi, Kerala 682019 |
| Bajaj Finserv | Kattakara Rd E, Kathrikadavu, Kaloor, Ernakulam, Kerala 682017 |
| Bank Of India | Bazaar Rd, Mattancherry, Kochi, Kerala 682002 |
| UCO Bank | Ground Floor, Midland Arcade, 28/3438/F, Chilavannur Rd, Vyttila, Elamkulam, Kochi, Kerala 682020 |
| Kotak Mahindra Bank | 34/2289 D, M K K Nair Road, Mathewsons Centre Point, Thadikkaran Centre, Mamangalam, Palarivattom, Kochi, Kerala 682025 |
| Canara Bank | Amaravathy, Fort Kochi, Kochi, Kerala 682001 |
| Tata Capital | Mini Bypass Rd, Koochi, Chakkalakkal, Palarivattom, Ernakulam, Kerala 682028 |
| Indusind Bank | Ground Floor, JN Corner, 542606-B C, Subhash Chandra Bose Road, Jawahar Nagar, Kadavantara, Dist: Kochi, Ernakulam, Kerala 682020 |
| HDB Financial Services | Chaithanya building ,2nd floor, Kadavanthara, Jawahar Nagar, Elamkulam,, Kaloor – Kadavanthara Rd, Kochi, Kerala 682017 |
| Union Bank | azaar Rd, Mattancherry, Kochi, Kerala 682002 |
| United Bank | Market Rd, Marine Drive, Ernakulam, Kerala 682035 |
| Punjab National Bank | 33/2147B, Riddhi Tower, Palarivattom,, shoba road, Salem – Kochi Hwy, Vennala, Kochi, Kerala 682028 |
| Allahabad Bank | 659, Bridge Rd, Bypass Junction, Aluva, Kochi, Kerala 683101 |
| Yes Bank | 39/4162 Shema Building, Mahatma Gandhi Rd, Ravipuram, Perumanoor, Kochi, Kerala 682016 |
| Karnataka Bank | No.35/265,267/268, Arun Chambers, Edapally aluva Road, Palarivattom, Ernakulam, Kerala 682025 |
| Oriential Bank Of Commerce | Panampilly Nagar Ave, MIG Housing Society, Panampilly Nagar, Kochi, Kerala 682036 |
About Kochi
Kochi, is a major port city on the south-west coast of India by the Arabian Sea and the Laccadive Sea and is part of the district of Ernakulam in the state of Kerala. It is often called Ernakulam, which refers to the specific district. Kochi also known as the Queen of the Arabian Sea, was an important spice trading centre on the west coast of India.
Kochi is widely referred to as the commercial capital of Kerala.[55] Kochi is home to Cochin Stock Exchange, the only stock exchange in Kerala. Federal Bank, the fourth-largest Private-sector bank in India is located in Aluva which is a suburb of Kochi. Being a major online trading centre in the country, Kochi has a newly opened SEBI office.