Personal Loan in Jalandhar – SBI, HDFC, ICICI, Bajaj, Fullerton

Are you looking for instant apply for personal loans in Jalandhar? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Jalandhar?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Jalandhar – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Jalandhar

Allahabad Bank GT Road, Near Vijaya Bank, Civil Line, Jalandhar, Punjab 144001
Andhra Bank 118, GT Road, National Highway 1A, Near Adda Basti, Shakti Nagar, Jalandhar, Punjab 144001
Bank of India Avtar Nagar Rd, Ambedkar Chowk, Backside T.V. Studio, Avtar Nagar, Jalandhar, Punjab 144001
Bank of Baroda 422-R, Nakodar Road, Mall Road, Near Ravidass Chowk, Abadpura, Model Town, Jalandhar, Punjab 144003
Bank of Maharashtra Manmohan Complex, Jalandhar-Nakodar Rd, Near Lal Rattan Cinema , Near Down Town Hotel, Shaheed Udham Singh Nagar, Jalandhar, Punjab 144001
Canara Bank Circular Rd, Near Gopal Nagar, Gopal Nagar, Neela Mahal, Jalandhar, Punjab 144008
Central Bank of India Nakodar Rd,G.T.Road, Civil Lines,Near Lovely Sweets, Shaheed Udham Singh Nagar, Jalandhar, Punjab 144001
Corporation Bank Arneja Building, Model Town Rd, Near Jyoti Chowk, Opp. Old S.S.P. Office, Rainak Bazar, Ali Mohalla, Jalandhar, Punjab 144001
Dena Bank G.T. Road, Civil Line, Jalandhar, Punjab 144001
Indian Bank 922, G T Road,, Jalandhar, Punjab 144001
Indian Overseas Bank Hardayal Rd, Near Local Bus Stand, Jalandhar Cantt, Jalandhar, Punjab 144005
Oriental Bank of Commerce Main Road Basti Sheikh, Near Valmiki Mandir, New Ashok Nagar, Adda Basti Sheikh, Jalandhar, Punjab 144002
Punjab & Sindh Bank Basti Guzan Adda, Near Madaan Cards, Basti Nau, Basti Guzan, Jalandhar, Punjab 144002
Punjab National Bank Ladowali Rd, Preet Nagar, Jalandhar, Punjab 144001
Syndicate Bank Model Town Rd, Near Passport Office, Near Hotel Sky Lark, Shastri Nagar, Civil Line, Jalandhar, Punjab 144001
UCO Bank Kapurthala – Jalandhar Rd, Near Canal Bridge, Raj Nagar, Basti Bawa Khel, Jalandhar, Punjab 144001
Union Bank of India Hoshiarpur Rd, Near Government Elementary School, Opp. Khaira Filling Station, Sainik Vihar, Rama Mandi, Jalandhar, Punjab 144004
United Bank of India 32, Amar Deep, Garha Rd, G.T. Road, Jawahar Nagar, Jalandhar, Punjab 144006
Vijaya Bank P B NO 131, OPP:G P O, G T ROAD, JALANDHAR,PUNJAB, 144001
Karnataka Bank G.T. Road, Near ICICI Bank, Jawahar Nagar, Jalandhar, Punjab 144001
SBI P.B. No. 1, Model Town Rd, Near Scooter Chowk, Shastri Nagar, Civil Line, Jalandhar, Punjab 144001
HDFC Bank Plot No 911, 1St Floor, Gt Road Near Narinder Cinema Jalandhar-144001 Punjab India
ICICI Bank Scf-2, New Grain Market Road, Gurdev Nagar, Jalandhar, Punjab 144008
Axis Bank SCO 30-31, Guru Ram Dass Divine Tower, New Court Road, Ladowali Road, Near Central Bank Of India, Opp Mini Secretariate, Arjun Nagar, Jalandhar, Punjab 144001
IDBI Bank #136, Cool Road, New Jawahar Nagar, Jalandhar, Punjab 144001
City Union Bank ES-245,JULKA ARCADE,NAKODAR ROAD,144001
Dhanlaxmi Bank 118, GT Rd, Near Andhra Bank,Near Basti Adda, Ali Mohalla, Jalandhar, Punjab 144001
Federal Bank 1A/545, Cool Road, Near Apee Jay College, New Jawahar Nagar, Jawahar Nagar, Jalandhar, Punjab 144004
IDFC Bank #136, Cool Road, New Jawahar Nagar, Jalandhar, Punjab 144001
Jammu and Kashmir Bank GT Rd, Near Adda Basti, Ali Mohalla, Jalandhar, Punjab 144001
Karur Vysya Bank No. 37, Ground Floor, Jalandhar-Nakodar Rd, GT Road, Midas Corporate Part, Jyoti Chowk, Rainak Bazar, Lajpat Nagar, Jalandhar, Punjab 144001
Kotak Mahindra Bank Upper Ground Floor, MIDAS Corporate Park, G.T. Road, Near MIDAS Corporate Park Bus Stand, Police Line, Jalandhar, Punjab 144001
Yes Bank Ground Floor, Satnam Complex, New Court Road, G.T. Road, Near Sulab Complex, BMC Chowk, Jawahar Nagar, Jalandhar, Punjab 144001

About Jalandhar
Jalandhar, formerly known as Jullundur in British India, is a city in the Doaba region of the northwestern Indian state of Punjab. Jalandhar is the oldest city in the Indian state of Punjab and is one of the oldest in the country.