Personal Loan In Gulbarga – SBI, HDFC, ICICI, Bajaj, Fullerton

Choose the best personal loan in Gulbarga : Check Interest Rates and Eligibility for personal loan in the Gulbarga. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.

It is online process, fill the application form given below and check the eligibility i.e (how much amount applicant eligible for) emi, tenure, schemes, required documents and other details related to personal loan with in few minutes. Applications approval depends above mentioned criteria. You can also check your application status.

Personal loan is a facility provided by the bank to fulfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc).The loan can be repaid monthly through EMI, Calculate your EMI online.

Apply For Personal Loan In Gulbarga

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details For Salaried and Self-employed Gulbarga

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Up to 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disbursal

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Eligibility Criteria s For Personal Loan In Gulbarga

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Branch addresses for personal loan in Gulbarga

List Of Banks Address
SBI SBI,SUN INTERNATIONAL HOTEL BUILDING,, Kalaburagi, Karnataka
HDFC Kadechur Building, Opp. City Corporation Main Road, Jagat, Kalaburagi, Karnataka 585105
ICICI SB Temple Road, Dr. Pramod Itagi Complex, Khuba Layout Bramhampur Court, Kalaburagi, Karnataka 585103
Axis Jawali Complex, Super Market, Kalaburagi, Karnataka 585101
Bajaj Finserv 2nd Floor, AK Asian Grand, Station Road, Utunoor, Kalaburagi, Karnataka 585102
Bank Of India 18, 1St Floor, Super Market Complex, Kalaburagi, Karnataka 585101
UCO Bank 1st Floor, Main Road, Bhalghat Compound, Kalaburagi, Karnataka 585101
Kotak Mahindra Bank ING Vysya Bank (now Kotak), Plot No.8 & 73, Super Market, Kalaburagi, Karnataka 585101
Canara Bank Halbarga, Brhampur, Kalaburagi, Karnataka 585101

About Gulbarga
Gulbarga (officially Kalaburagi)[1] is a city in the Indian state of Karnataka, India. It is the administrative headquarters of the Gulbarga District and a major city of the North Karnataka region. Gulbarga is 623 km north of the state capital of Bangalore and 220 km from Hyderabad. Previously it was the part of Hyderabad State, it was incorporated into a newly formed Mysore State (now known as Karnataka) through the States Reorganisation Act in 1956.
Gulbarga is famous for toordal or Pigeon pea and the limestone deposits . As per data released by Govt. of India for Census 2011, Gulbarga is an Urban Agglomeration coming under category of Class I UAs/Towns. Gulbarga city is governed by Municipal Corporation and is in Gulbarga Urban Region.
The largest collection of Islamic art is seen only at the domed ceiling and walls are adorned with painting containing calligraphy designs and floral, flower and plants and geometric patterns inside the 14th century tomb of Sufi saint Syed Shah Qhabulullah Husayni with natural colours. By religious restrictions the artist was prohibited from depicting living beings in the interior of tomb, and his imagination was therefore employed either in inventing new designs for religious texts or in adding further delicacy and subtleness to the geometric and floral devices by making the drawings more and more intricate. A small tomb beside the said Sufi’s has an excellent work painted flower plants on ceiling.
Places Of Interest
1. Chor Gumbad
2. Sufi Saints
3. Sharana Basaveshwara Temple
4. Khwaja Banda Nawaz Dargah
5. Buddha Vihara
6. Gulbarga Fort