Personal Loan in Goa – SBI, HDFC, ICICI, Bajaj, Fullerton
Are you looking for instant apply for personal loans in Goa? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.
How to Apply for personal loans in Goa?
- Compare all major banks – Rates, Processing Fees, Prepayment charges
- Choose the best deal
- Click on Apply
- Choose the best or top 4 banks for yourself on the basis of offers avail to you.
Personal Loan Goa – Quick, Easy & Instant Online Approval
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details (For Salaried and Self-employed)
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Upto 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disburshal |
Eligibility Criterias For Personal Loan
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Various Banks Branch Locations for Personal Loans in Goa
| Allahabad Bank | St Joaquim Road, Borda, Margao, Goa 403601 |
| Andhra Bank | Gouri Nivas, Dr Atmaram Barker Road,, Panjim, Goa 403001 |
| Bank of India | Laxmi Residency, Verem – Nerul Rd, Near Nerul Village Panchayat, Tinto, Bardez, Nerul, Goa 403114 |
| Bank of Baroda | Plot No. 122, National Highway 17, Near Jeevottam Mutt, PDA Colony, Alto Porvorim, Penha de França, Goa 403521 |
| Canara Bank | Sukerkar Mansion, Mahatma Gandhi Road, Panjim, Goa 403001 |
| Central Bank of India | Church Building, Verna, Goa 403722 |
| Corporation Bank | SBI Rd, Talewado,Near Pimplakata, Mapusa, Goa, 403507 |
| Dena Bank | Verem, Main Road, Reis Magos, Bardez, Reis Magos, Goa, 403114 |
| Indian Bank | Agakhan Street, Pajifond, Margao, Goa 403601 |
| Indian Overseas Bank | Martin Dias Rd, Malbhat, Margao, Goa 403601 |
| Oriental Bank of Commerce | Ground Floor, Souza Xavier Building, Calangute-Baga Road, Umtawaddo, Khobra Waddo, Calangute, Goa 403516 |
| Punjab & Sindh Bank | Aquarius Apartment, Swami Vivekanand Rd, Ozari, Panjim, Goa 403001 |
| Punjab National Bank | Shop No.6789, Kalvekar Tower, Police Station Road, Kalvekar Road, Ansabhat, Bardez, Khorlim, Mapusa, Goa 403507 |
| Syndicate Bank | EDC Building, Dr Atmaram Borkar Rd, Altinho, Panjim, Goa 403001 |
| UCO Bank | 4, Pereira Chambers, Opp. Anantashram, Vaddem, New Vaddem, Vasco da Gama, Goa 403802 |
| Union Bank of India | Vidya Nagar, Margao, Goa 403601 |
| United Bank of India | Shop No. S4 & S5, Mapusa Br, Divakar Galaxy, Morod, Mapusa, Goa, 403507 |
| Vijaya Bank | Santa Cruz Main Road, Calapur Village, Santa Cruz, Goa, 403005 |
| Karnataka Bank | St Inez Rd, Santa Inez, Panjim, Goa 403001 |
| SBI | Porbavaddo, Khobra Waddo, Arpora, Goa 403516 |
| HDFC Bank | Shop No. Bs – 1 To Bs – 6, A+tlanties Ii, Near Kamat Classic, Caranzalem Panjim-403002 Goa India |
| ICICI Bank | Panandiker Chambers, Rua Miguel de Loyola Furtado, Margao, Goa 403601 |
| Axis Bank | Aguada – Siolim Rd, Opposite The Village Panchayat,Near HDFC Bank, Murrod Vaddo, Candolim, Goa 403515 |
| IDBI Bank | 8/3, Anjuna Mapusa Road, Mapusa, Goa 403507 |
| Dhanlaxmi Bank | MG Road, Panjim, Goa 403001 |
| Federal Bank | Boshan Homes Building, Calangute – Mapusa Rd, Next To Navtara Restaurant , Boshan Center , Near Bodgeshwar Temple, Mapusa, Goa, 403507 |
| IDFC Bank | shop no. 1 2 3 ritu enclave st. inez, Panjim |
| Jammu and Kashmir Bank | ALCON CHAMBERS, DR.BANDODKAR MARG,, PANAJI GOA, PINCODE – 403001 |
| Karur Vysya Bank | Dr Braganza Pereira Rd, Greenland Colony, Panjim, Goa 403001 |
| Kotak Mahindra Bank | Srinivas Building, Fl Gomes Rd, Mormugao, Vasco da Gama, Goa 403802 |
| RBL Bank | Vasant Arcade, Behind Police Station Margao, GOA 403601, Comba, Margao, Goa 403601 |
| South Indian Bank | Door No. 6,7,8,9,88 & 89, Ponda Commercial Centre, Near Ponda Muncipal Council, Durgabhat, Ponda, Goa 403401 |
| Yes Bank | 18th June Rd, Altinho, Panjim, Goa 403001 |
About Goa
Goa is a state in western India with coastlines stretching along the Arabian Sea. Its long history as a Portuguese colony prior to 1961 is evident in its preserved 17th-century churches and the area’s tropical spice plantations. Goa is also known for its beaches, ranging from popular stretches at Baga and Palolem to those in laid-back fishing villages such as Agonda.