Personal Loan in Gaya – SBI, HDFC, ICICI, Bajaj, Fullerton
Are you looking for instant apply for personal loans in Gaya? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.
How to Apply for personal loans in Gaya?
- Compare all major banks – Rates, Processing Fees, Prepayment charges
- Choose the best deal
- Click on Apply
- Choose the best or top 4 banks for yourself on the basis of offers avail to you.
Personal Loan Gaya – Quick, Easy & Instant Online Approval
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details (For Salaried and Self-employed)
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Upto 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disburshal |
Eligibility Criterias For Personal Loan
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Various Banks Branch Locations for Personal Loans in Gaya
| Allahabad Bank | 57, K. P. Road, Near NH 83, Gaya, Bihar 823001 |
| Andhra Bank | Kp Road Near Chowk Building Of Gaya Electrongaya |
| Bank of India | A P Colony, Gaya, Bihar 823001 |
| Bank of Baroda | Gaya Branch, Swarajpuri Road, Gaya, Gaya, 823001 |
| Bank of Maharashtra | Patna – Gaya Hwy, Murarpur, Gaya, Bihar 823001 |
| Canara Bank | GB Rd, Durga Bari, Gaya, Bihar 823001 |
| Central Bank of India | SHANTI BHAWAN, Rameshwar Sinha Path, Bisar Talab, Gaya, Bihar |
| Corporation Bank | GR FLOOR, 1. G.B. ROAD,OP. ZILA SCHOOL, EAST GATE, GAYA, DIST – GAYA, BIHAR – 823001. |
| Dena Bank | Patna – Gaya Hwy, Dhamitola, Gol Bagicha, Gaya, Bihar 823001 |
| Indian Bank | Golpathar Thakur Bari Tekari Road Gaya 823001 |
| Indian Overseas Bank | SH 7, Maroof Ganj, Gaya, Bihar 823001 |
| Oriental Bank of Commerce | Ashok Nagar, Gaya, Bihar 823001 |
| Punjab & Sindh Bank | K.p.road, Gaya, Bihar-823001 |
| Punjab National Bank | BEHIND HOTEL HERITAGE INN, Rai Kashinath More, Nagmatia Colony, Gaya, Bihar 823001 |
| Syndicate Bank | Gol Bagicha, Gaya, Bihar 823001 |
| UCO Bank | Rd Number 1, White House Compound, Judges Colony, Gaya, Bihar 823001 |
| Union Bank of India | DHAMITOLA, POST BOX NO.18, DIST. GAYA, BIHAR, PIN – 823 001. |
| United Bank of India | Post Box No-26, 30, Krishna Prakash Road, Gaya – 823001, Bihar |
| Vijaya Bank | Gol Bagicha, Gaya, Bihar 823001 |
| Karnataka Bank | 63, K.P.ROAD,GAYA,,,GAYA,BIHAR,823 001 |
| SBI | more, Gewalbigha, Gaya, Bihar |
| HDFC Bank | Swaraj Puri Road Opp-Sbbj Bank,Bharat Seva Ashram Swarajpuri Road Gaya Gaya-823001 Bihar INDIA |
| ICICI Bank | Ground Floor, Hotel Heritage Inn, Rai Kashinath More, S. P Road, Gaya, Bihar 823001 |
| Axis Bank | KP Rd, Dulhingunj, Gaya, Bihar 823001 |
| State Bank of Bikaner and Jaipur | 45 Swarajpuri Road, SH 7, Gaya, Bihar 823001 |
| State Bank of Mysore | more, Gewalbigha, Gaya, Biha |
| State Bank of Travancore | more, Gewalbigha, Gaya, Bihar |
| IDBI Bank | SUGANDH COMPLEX, RIVER SIDE ROAD, LAL BAHADUR SHASTRI PATH, GAYA – 823001 |
| Federal Bank | GAYA BRANCH,SWARAJPURI ROAD, GAYA,GAYA,823001 |
| IDFC Bank | K. P. Road, Ghanta Ghar, Gaya, Bihar 823001 |
| Kotak Mahindra Bank | GAYA BRANCH,SWARAJPURI ROAD, GAYA,GAYA,823001 |
| RBL Bank | Ground Floor, Hotel Heritage Inn, Rai Kashinath More, S. P Road, Gaya, Bihar 823001 |
| Yes Bank | Ground Floor 45, GB Road, Gaya, Bihar 823001 |
About Gaya
Gaya is a city of ancient historical and mythological significance. It is one of the major tourist attractions of Bihar. Gaya is the 2nd largest city of Bihar, and is also the headquarters of Gaya district and Magadh division.