Personal Loan In Chikkamagaluru – SBI, HDFC, ICICI, Bajaj, Fullerton
Choose the best personal loan in Chikkamagaluru : Check Interest Rates and Eligibility for personal loan in the Chikkamagaluru. Compare and choose the best interest rates from the bank’s list given below: SBI, Fullerton India, BOI, ICICI, HDFC, Axis, Bajaj Finserv, Capital First, UCO, BOB, Canara, Kotak, HSBC, Standard Chartered, Tata Capital, Indusind, HDB Financial.
It is online process, fill the application form given below and check the eligibility i.e (how much amount applicant eligible for) emi, tenure, schemes, required documents and other details related to personal loan with in few minutes. Applications approval depends above mentioned criteria. You can also check your application status.
Personal loan is a facility provided by the bank to fullfil the financial requirements i.e (personal use, medical emergencies, marriage purpose,education purpose etc). The loan can be repaid monthly i.e through emis.
Apply For Personal Loan In Chikkamagaluru
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details For Salaried and Self-employed Chikkamagaluru
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Up to 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disbursal |
Calculate Your Personal Loan EMI
Eligibility Criteria s For Personal Loan In Chikkamagaluru
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Branch addresses for personal loan in Chikkamagaluru
| List Of Banks | Address |
| SBI | Indira Gandhi Rd, Kadur, Chickmagaluru, Karnataka 577101 |
| HDFC | Chikmagalur, Balaji Venture 1st Floor, Sangeetha Mobile Stores M G Road, Chickmagaluru, Karnataka 577101 |
| ICICI | Tarikera Nanjana Trust No 402613334, M G Road, Chikmagalur, Chickmagaluru, Karnataka 577101 |
| Axis | Basavanahalli Main Road, Opp. Rangana ChoutryNext to Taluka Office, ,577101,, SH 64, Chickmagaluru, Karnataka |
| UCO Bank | No. 5108/1/3491/1, Bar Lane Road, Chickmagaluru, Karnataka 577101 |
| Canara Bank | Kadur, Chickmagaluru, Karnataka 577101 |
| Indusind Bank | IndusInd Bank Ltd, Ground floor, M.R.S. Complex, MG Road, Chickmagaluru, Karnataka 577101 |
| HDB Financial Services | Chikamagalur Dist., Guddadamane, Karnataka 577111 |
| Union Bank | Basavanahalli, Chickmagaluru, Karnataka 577101 |
| United Bank | |
| Allahabad Bank | 1689, Mohammed Khan St, Joythinagar Joythinagar Chikkamagaluru, Karnataka 577101 |
| Yes Bank | Ground Floor, 1936, Ward No.-2, Fountain Chowk, Chandni Chowk, New Delhi, Delhi 110006 |
| Karnataka Bank | Indira Gandhi Rd, Kadur, Chickmagaluru, Karnataka 577101 |
About Chikkamagaluru
Chikkamagaluru is a district in the state of Karnataka. Coffee was first cultivated in India in Chikkamagaluru.[1] The mountains in Chikkamagaluru which are a part of the Western Ghats are the source of rivers like Tunga and Bhadra. Mullayanagiri, which is the highest peak in Karnataka is located in the district. It is also a tourist’s paradise containing hill stations like Kemmanagundi and Kudremukh and waterfalls like Manikyadhara, Hebbe, Kallathigiri. Chikkamagaluru district has a rich history as is seen in the Hoysala temple at Amrithapura. Wildlife enthusiasts would be interested in the Kudremukh National Park and Bhadra Wildlife Sanctuary present in this district.
Agriculture is the economical back bone of the Chikkamagaluru district with coffee cultivation forming the major part of it. Agricultural production in the district is spread over three seasons — namely Kharif, Rabi and Summer. Important crops grown are cereals, i.e. rice, ragi, jowar, maize and minor millets, pulses like red gram, horse gram, green gram, avrekai (Hyacinth Beans), black gram and Bengal gram. Oil seeds like groundnut, sesamum, sunflower, castor and commercial crops like sugarcane, cotton, and tobacco are also grown here.
Places Of Interest
1. Kemmangundi
2. Kudremukh and Kudremukh National Park
3. Mullayanagiri
4. Datta Peeta
5. Manikyadhara Falls