Personal Loan in Bathinda – SBI, HDFC, ICICI, Bajaj, Fullerton
Are you looking for instant apply for personal loans in Bathinda? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.
How to Apply for personal loans in Bathinda?
- Compare all major banks – Rates, Processing Fees, Prepayment charges
- Choose the best deal
- Click on Apply
- Choose the best or top 4 banks for yourself on the basis of offers avail to you.
Personal Loan Bathinda – Quick, Easy & Instant Online Approval
Personal Loan Interest Rates
| Banks | Interest Rates |
| State Bank of India | 10.50% - 13.50% |
| ICICI Bank | 11.25% - 18.00% |
| HDFC Bank | 10.75% - 18.00%. |
| Bajaj Finserv | 11.99% - 16.00% |
| Axis Bank | 12.00% - 20.00% |
| Kotak Mahindra Bank | 10.99% onwards |
| Fullerton India | 11.99% - 20.00% |
| Bank of Baroda | 11.15% - 16.15% |
| Bank of India | 12.20% - 14.20% |
| Tata Capital | 10.99% onwards |
| Standard Chartered | 11.00% - 19.20% |
| IndusInd Bank | 11.25% onwards |
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 3 months Bank Statement (where salary/income is credited).
- Salary slips for last 3 months.
- 2 Passport Size photographs.
- KYC Documents : Proof of Identity; Address proof; DOB proof.
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Income proof (audited financials for the last two years).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of residence or office ownership.
- Proof of continuity of business.
Personal Loan Details (For Salaried and Self-employed)
| Loan Amount | Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility |
| Processing Fee | 2% – 3% of loan amount |
| Prepayment Charges | Upto 3% |
| Foreclosure or Prepayment | Available |
| Repayment Period | Min. 12 months – Max. 60 months |
| Repay The Loan | Repay the loan in Equated Monthly Installments (EMI’s) |
| Top Up Facility | Avail after specified EMI paid |
| Requirement Of Guarantor | Not required |
| Approval Time | 5 minutes |
| Loan Disbursal | Soon Loan Disburshal |
Eligibility Criterias For Personal Loan
| Monthly Income Required | Around Rs.12,000 onwards |
| Age Limit | 21 years – 60 years |
| Required Cibil Score | Around 700 |
| Total years in job/profession | Minimum 2 years of job stability |
| For Self-employed | Minimum 3 years of business stability |
| Residence Stability | Minimum 1 year of current stability |
Various Banks Branch Locations for Personal Loans in Bathinda
| Allahabad Bank | SCO 93,94, Model Town Phase 2, Model Town, Bathinda, Punjab |
| Andhra Bank | Bank Bazar Rd, Rampura Phul, Punjab 151103 |
| Bank of India | Bank Bazar Rd, Old City, Bathinda, Punjab 151001 |
| Bank of Baroda | Telian Wala Mohalla, Old City, Bathinda, Punjab 151001 |
| Canara Bank | SH17, Jassi Pauwali, Bathinda, Punjab 151001 |
| Central Bank of India | P. B. No. 76, Bank Bazar, Bathinda |
| Corporation Bank | Bank Street, OLD Satta Bazar, Jodhpur – 151001 |
| Dena Bank | Bhatinda, 11 By 09. Bank Street. , At And P. Bhatinda, 0164 2237695, Punjab |
| Indian Bank | GURI KASHI MARG NEAR BUS STAND BATHINDA 151001 |
| Indian Overseas Bank | 100ft Road, St No 6, Power House Road, Bhatinda 151001 |
| Oriental Bank of Commerce | Bharat Nagar, Bathinda, Punjab 151001 |
| Punjab & Sindh Bank | 100 Feet Rd, Model Town Phase 2, Model Town, Bathinda, Punjab 151001 |
| Punjab National Bank | National Highway 64, Civil Lines, Bathinda, Punjab 151001 |
| Syndicate Bank | 2710 Bhai Ka Chamber G T Rd Near Old Bus Stand Bhatinda Punjab 151001 |
| UCO Bank | Street Number 10, Batinda, Bathinda, Punjab 151001 |
| Union Bank of India | THE MALL ROAD, P.B. NO. 33, POST & DIST. BHATINDA, PUNJAB, PIN – 151 001 |
| United Bank of India | SARDAR KARAM SINGH SIDHU COMPLEX, PLOT NO.1, STREET NO.1,GONIANA ROAD, 1,AJAZAD NAGAR,BHATINDA,PIN-151001, PUNJAB |
| Vijaya Bank | Street Number 6, Ganesh Nagar, Bathinda, Punjab 151001 |
| SBI | Bhagu Rd, Civil Lines, Bathinda, Punjab 151001 |
| ICICI Bank | Bibiwla Road, 2928E/34, Opposite Clock Tower, Bathinda, Punjab 151001 |
| Axis Bank | Ground Floor, Khewat/khatauni #497/2526, Khasra #699/1/2 ( 0-4 ), Balahar Vinjhu, Tehsil : Goniana, Bathinda – 151001 Punjab |
| IDBI Bank | Civil Lines, Bathinda, Punjab 151001 |
| Jammu and Kashmir Bank | Mall Road, Old City, Bathinda, Punjab 151001 |
| Kotak Mahindra Bank | ING Vysya Bank (now Kotak), 3A, Civil Lines, (83, Liberty Chowk), Bathinda, Punjab 151001 |
| Yes Bank | Telian Wala Mohalla, Old City, Bathinda, Punjab 151001 |
About Bathinda
Bathinda is a city and Municipal Corporation in Southern part of Punjab.The city, named after the Bhati kings, is one of the oldest cities in Punjab, India and the current administrative headquarters of Bathinda District.