Personal Loan in Amritsar – SBI, HDFC, ICICI, Bajaj, Fullerton

Are you looking for instant apply for personal loans in Amritsar? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Amritsar?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Amritsar – Quick, Easy & Instant Online Approval

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Yearly Income
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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Amritsar

Allahabad Bank Sco-25, C Block Market, Near Brijwasi Chat, C Block, Ranjit Avenue, Amritsar, Punjab 143001
Andhra Bank Eswaran Dharmaraja Kovil St, Heritage Town, Puducherry, 605001
Bank of India Mall Road, The Mall, Kennedy Avenue, Amritsar, Punjab 143001
Bank of Baroda Golden Temple Rd, Town Hall, Katra Ahluwalia, Amritsar, Punjab 143001
Bank of Maharashtra Modella Woolen Mills Building, M.M Malviya Rd, INA Colony, Amritsar, Punjab 143001
Canara Bank 18-20, Dharam Singh Market, Golden Temple Rd, Dharam Singh Mrket, Chowk Phuwara, Town Hall, Katra Ahluwalia, Amritsar, Punjab 143001
Central Bank of India 31, Majitha Road, Circular Road, Opp. KD Hospital, Dayanand Nagar, Amritsar, Punjab 143001
Corporation Bank 47, Grand Trunk Rd, Hide Market, Post Office, Hussainpura Chowk, Mehar Pura, Amritsar, Punjab 143001
Dena Bank 10, New Market, Bazar Sabunia, Shastri Market, Katra Jaimal Singh, Amritsar, Punjab 143001
Indian Bank Nirankari Colony, 116 A, Ftg Road, Amritsar, Punjab 143001
Indian Overseas Bank 10/B, Shopping Centre. Green Avenue Market, Green Avenue, Amritsar, Punjab 143001
Oriental Bank of Commerce 6, Sharda House, Majitha Rd, Diamond Avenue, Amritsar, Punjab 143001
Punjab & Sindh Bank East Hussain Pura, Sharifpura, Amritsar, Punjab 143001
Punjab National Bank Mcleod Road, Rani Ka Bagh GT Rd, Guru Arjun Nagar, Putligarh, Amritsar, Punjab 143001, Amritsar Cantonment, Amritsar, Punjab 143001
Syndicate Bank SCO 40, District Shopping Centre, B – Block, Ranjit Avenue, Amritsar, Punjab 143001
UCO Bank Golden Temple Out Rd, Near Subash Juice Bar, Chowk Regent Cinema, Katra Sher Singh, Katra Ahluwalia, Amritsar, Punjab 143001
Union Bank of India Shivala Road, Shivala Bagh Road, Bhaiyan 189, Shivala Colony, Amritsar, Punjab 14300
United Bank of India 9, Shastri Market, Uppar Building, Shastri Market, Amritsar, Punjab 143001
Vijaya Bank S.R.-10, Guru Nanak Dev University Shopping Complex, G.T. Rd, Putligarh, Amritsar, Punjab 143001
Karnataka Bank White Avenue, Amritsar, Punjab 143104
SBI Dashmesh Avenue, Batala Rd, Opposite Thakur Palace, Verka, Amritsar, Punjab 143501
HDFC Bank HDFC bank Ltd, 1st Floor Plot No 1120 Blue Moon Hotel Mall Road Amritsar-143001 Punjab India
ICICI Bank Mall Road, M.C International, Amritsar, Punjab 143001
Axis Bank 29, Kennedy Avenue, Court Road,, Amritsar, Punjab 143001
IDBI Bank Adjacent to Raj Continental Hotel Court Road Amritsar, Court Road, Amritsar, PB 143001
City Union Bank No.3-A, Lawrence Road, Joshi Colony, Amritsar, Punjab 143001
Federal Bank 39, Court Rd, Rialto Chowk, Kennedy Avenue, Amritsar, Punjab 143001
Jammu and Kashmir Bank R J Building, Guru Bazar Rd, Shastri Market, Katra Ahluwalia, Amritsar, Punjab 143001
Karur Vysya Bank 4, Citi Mall, Lawrence Road, Joshi Colony, Amritsar, Punjab 143001
Kotak Mahindra Bank Eminent Mall,, 10 Kennedy Avenue, Mall Road,, Amritsar, PB 143001
South Indian Bank 26, Court Rd, Kennedy Avenue, Amritsar, Punjab 143001
Yes Bank 42, Ground & Lower Ground, Gyan Sadan, Mall Road, INA Colony, Amritsar, Punjab 143001

About Amritsar
Amritsar is a city in the northwestern Indian state of Punjab, 28 kilometers from the border with Pakistan. At the center of its walled old town, the gilded Golden Temple (Harmandir Sahib) is the holiest gurdwara (religious complex) of the Sikh religion. It’s at the end of a causeway, surrounded by the sacred Amrit Sarovar tank (lake), where pilgrims bathe.