Nainital Bank Home Loan Interest Rates

Nainital Bank home loan – Quotes on EMI, Interest Rates, MCLR Rates, Eligibility, Documents, Processing Fees & Charges at Borrowers can use this tool for free. Home Loan from Nainital Bank. Apply for Housing/Home Loans Online & avail Nil Prepayment Charges, Low Interest, Quick Processing & Flexible Repayment.

Nainital Bank offers home loans in floating & fixed type of interest rates. All individual/s who own in his/her name the land on which the proposed house is to be constructed along with a construction plan duly approved/sanctioned by competent authority/body. In case the land on which the proposed house is to be constructed stands in the joint names, all the joint owners should be made co-borrowers. The member of registered group housing society & farmers/agriculturists are also eligible under the scheme.

Beneficiaries- Govt. & PSU employee / Salaried person / Professionals and Businessmen :
A person, whose more than 50% income is derived from agriculture, falls in the category of farmer under the scheme.

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Loan Amount
Yearly Income
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Nainital Bank Home Loan Interest Rates

Interest Rates 8.15% – 8.20%
NRLLR 8.15%
Processing Fee N.A
Pre Payment Charges Nil
Repayment 20 Years
Gurantor Mortgage of House / Flat
Age 21 – 65
Loan Amount 5 Crore
Margin 25%
Bank Nainital Bank
Toll Free Number 05942-236313

Example – Below the pre-calculated emi at interest rate of 8.15% for Rs. 9 lakh amount.

Loan Amount Tenure In Years Monthly EMI Total Amount Total Interest
9 lakh 5 ₹18,313.43 ₹10,98,805.93 ₹1,98,805.93
9 lakh 10 ₹10,990.95 ₹13,18,913.79 ₹4,18,913.79
9 lakh 15 ₹8,678.99 ₹15,62,217.32 ₹6,62,217.32
9 lakh 20 ₹7,612.20 ₹18,26,926.84 ₹9,26,926.84
9 lakh 25 ₹7,036.01 ₹21,10,803.87 ₹12,10,803.87
9 lakh 30 ₹6,698.23 ₹24,11,363.97 ₹15,11,363.97

About Bank – The Nainital Bank Limited is a scheduled commercial bank founded in 1922. The bank is a subsidiary of Bank of Baroda, the second largest bank in India.