Earn 6% p.a Interest Rates with Kotak Bank Saving Accounts. Check List of Documents, Branches, Procedure, PDF, Online Format here.
Open an Online Account in 3 steps
Complete Form – With your account details. (It takes 8 mins)
Fund Account now – Using your Exsisting Account (It takes 2 mins)
Get your Account No. Instantly – (It takes 0 mins)
Average Monthly Balance is Rs.10000/- for Savings Edge Account
Get started here to open an Account with Kotak Bank
You have to provide details
- Mobile Number
- Thats it.
What is Edge Savings Account?
A straightforward savings account combines the best of regular and privileged banking to give you many benefits with limited premium services.
So, enjoy free access to all domestic Visa ATMs or carry-out NEFT transactions from your phone, all with one savings account.
Features & Benefits
1. Average Monthly Balance (AMB) of Rs. 10,000
2. Earn upto 6% interest on your savings account balances1
3. Free Access to all Domestic VISA ATMs (upto 5 transactions per month2)
4. Free Classic Debit Card for 1st Year
5. Free At-par Cheque (upto 25 leaves per quarter.)
6. Free Phone Banking, Net Banking, Mobile Banking
7. Free NEFT / IMPS
8. Free Cash withdrawals at Kotak Bank ATMs
Kotak Bank has discovered that a majority of the people choosing a Kotak Edge Account actually end up maintaining the Average Monthly Balance required to maintain a Kotak Pro Account. It may be in your interest to choose the Kotak Pro Savings Account and not miss out on the extra advantages & free services!
* Per Transaction limit is Rs. 10000
- From 1st November, 2011, get 6.0% interest p.a. on your Savings Account balance over Rs. 1 lakh. And 5.5% p.a. on balance up to Rs.1 lakh.
- Limits apply
All benefits are subject to terms, conditions and exclusions.
What is Edge Savings Account?
Edge Savings Account is a straightforward savings account that combines the best of regular and privileged banking to give you many benefits with limited premium services.
Designed to suit the requirements of the new-age professional, Kotak Edge Savings Account gives you a little bit extra than a regular savings account. So, enjoy free access to all domestic Visa ATMs or carry-out NEFT transactions from your phone, all with one savings account.
What is the minimum Average Monthly Balance (AMB) requirement for an Edge Savings Account?
The minimum Average Monthly Balance requirement in an Ace Savings Account is Rs. 10,000/-
What is the Eligibility to open a Salary Account?
To apply for Kotak Mahindra Bank Salary Account you need to be working for a corporate having Kotak Bank as one of the empanelled banks for salary accounts. You can check with your Finance or Human Resources Department for the same. In case you are interest to know you can write to firstname.lastname@example.org
What is Ace Salary Account?
Ace Savings Account is a power packed salary account that gives you the additional advantage of banking and financial benefits for free. Let Kotak Ace Savings Account take care of all your savings & investment requirements and ensure that you always get greater financial flexibility. With this exclusively designed savings account you get access to many premium services. So, make your money work harder by converting a part of your savings into fixed deposits or get add-on Debit Cards for your loved ones at no extra cost.
19. Earn upto 6% interest on your savings account balances2
20. Gold Debit Card withdrawal limit of Rs. 1.75 lac per day through ATM and additional Rs. 1.75 Lac per dat through POS.
21. One NMC Waived Savings Accounts for family members3
22. Free Access to all Domestic and International VISA ATMs
23. Free Gold Debit Card
24. Free Net Banking, Mobile Banking and Phone Banking
25. Free Cash withdrawals at Other Domestic ATMs4
26. Free Office Banking / Home Banking5
27. Free Demand Drafts (Unlimited at Kotak Bank locations)
28. Free RTGS /NEFT/ IMPS
29. No Annual Maintenance Charges on your Demat Account for the first year
30. Free outstation cheque collection
31. Free Multi City Cheque books (At par cheque books)