Check personal loan Rates, EMI, Loan amount, process, approval time, and application status & loan eligibility through emicalculator-india.com
Karnataka Bank offers personal loans upto 25 lakhs at interest rates of 12.97% for salaried persons. Karnataka Bank disbursed loan in your account within 48 working hours. Karnataka bank offers two times of the average annual income of last two years / 24 times of the latest take home salary which ever is lower subjected to minimum of Rs.1.00 lakhs and Maximum loan of Rs.25.00 lakh.
Karnataka Bank is a major banking institution based in the coastal city of Mangaluru in Karnataka, India. The Reserve Bank of India has designated Karnataka Bank as an A1+-class scheduled commercial bank.
Customer service: 1800 425 1444
Karnataka Bank Personal Loan Quick Apply
Karnataka Bank Personal Loan Details
|Lowest emi per lakh for 5 years||Rs. 2274|
|Processing Fee||up to 2.50% of loan amount|
|Prepayment Charges||Up to 3% on total principal outstanding at the time of calculating the amount|
|Repayment||Upto 5 Years|
|Loan Amount||Upto Rs. 5 lakh|
|Age||21 – 55|
|Eligibility Criteria||Minimum age 21 years|
|Disbursal Time||2-5 days|
|Minimum Income Per Month||10000|
Documents Required for Karnataka Bank Personal Loan
Identity Proof – Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof – Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Example of Personal Loan EMI Calculator
Pre-calculated personal loan emi based on loan amount, interest rates and tenure.
|Loan Amount||Tenure In Years||Interest Rate||Monthly EMI||Total Amount||Total Interest|