IDFC First Personal Loan Interest Rates 2023 – EMI Eligibility Calculator

Get Instant Quotes on Latest – Interest Rates, EMI calculator, eligibility criteria, documents, loan amount, processing fees, prepayment charges, Customer Care numbers, disbursal in your account in as soon as 2 business days.

IDFC First Personal Loan Details

Interest Rates 14.00 – 19.00%
Minimum Age 21 Years
Maximum Loan Amount Upto 10 Lakh
Minimum Loan Amount Rs.50,000
Repayment 5 Years
Processing Fees 1000 – 1.5%
Pre Payment charges N.A

Quick Apply For Personal Loan

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

IDFC First Personal Loan Interest Rates

Monthly Income Cat-A Cat-B Cat-C CAT D/ Uncat
>= INR 75K 13.00% 14.45% 15.45% 17.45%
INR 50 K – INR 75K 13.45% 14.95% 15.95% 17.95%
<INR 50K 13.95% 15.45% 16.45% 18.45%

Eligibility Criteria for Persona Loan – by looking at your current income, other loans, credit scores along with other parameters. Loan amount depend on your capacity to borrow and repay according to current financial condition.
Documents Required For IDFC First Personal Loan

  1. Identity Proof
  2. Residence Address
  3. Office Address
  4. Banking

IDFC First Personal Loan EMI Calculator
Pre calculated emi for personal loan as per loan amount, interest rates and tenure.

Loan Amount Interest Rates Tenure/Repayment Period EMI Per Month Total Amount (Principal + Interest)
100000 13.00% 12 Months Rs. 8,932 Rs. 1,07,181
150000 14.20% 24 Months Rs. 7,216 Rs. 1,73,187
200000 13.20% 18 Months Rs. 12,308 Rs. 2,21,547
250000 14.20% 30 Months Rs. 9,949 Rs. 2,98,456
300000 13.50% 24 Months Rs. 14,333 Rs. 3,43,995
350000 13.75% 18 Months Rs. 21,629 Rs. 3,89,328
400000 14.00% 30 Months Rs. 15,879 Rs. 4,76,380
450000 14.20% 24 Months Rs. 21,648 Rs. 5,19,560
500000 13.00% 36 Months Rs. 16,847 Rs. 6,06,491
550000 14.25% 24 Months Rs. 26,472 Rs. 6,35,330
600000 13.50% 42 Months Rs. 18,004 Rs. 7,56,179
650000 14.25% 54 Months Rs. 16,375 Rs. 8,84,252
700000 13.60% 48 Months Rs. 18,988 Rs. 9,11,442
750000 13.90% 42 Months Rs. 22,653 Rs. 9,51,424
800000 13.40% 54 Months Rs. 19,808 Rs. 10,69,621
850000 14.25% 48 Months Rs. 23,334 Rs. 11,20,044
900000 13.10% 60 Months Rs. 20,524 Rs. 12,31,432
950000 14.25% 54 Months Rs. 23,933 Rs. 12,92,368
1000000 13.25% 60 Months Rs. 22,881 Rs. 13,72,875

IDFC First Personal Loan Branches Address

  1. Fourth Floor, Prem Dohil Sadan, 11, Rajendra Place, New Delhi, Pin-110008
  2. C-1, R.P. Pride, First Floor, 20th Main Road, KHB 5th Block, Koramangala, Bengaluru, Pin-560095
  3. M/S Malik Estate, Door No. 6-3-344, Road No. 1, Banjara Hills, Hyderabad,Pin-560095
  4. Amarasari,455, Third Floor, Anna Salai, Teynampet, Chennai, Pin-600018
  5. 218/2, Brindaban, Second Floor, T.V.Swamy Road (E), R.S.Puram, Coimbatore, Pin-641002
  6. Second Floor, Cc Nos. 66/4033 To 66/4059, Chitoor Road on East, Ernakulam Village,Kochi,Pin-682035
  7. 79/2, First Floor, Bypass Road, Madurai ,Pin-625010
  8. Sri Kateeleshwari Enterprises, Second Floor, Presidency Square Building, Carstreet, Mangaluru ,Pin-575001
  9. 657 A,b,c,d,e,f,g First Floor, Siddu Complex, Vishwamanava Double Road, Saraswathipuram, Mysuru, ,Pin-570009
  10. Unit No. 401-407, Fourth Floor, A Wing, Technopolis Knowledge Park, Chakala Road,Andheri (E), Mumbai, ,Pin-400093
  11. Ninth Floor, City Tower, Dhole Patil Road, Pune, Pin-411001
  12. Second Floor, Shanti Annexe, Naranpura, Ahmedabad, Pin-380013
  13. Office No. 0/401, Fourth Floor, Milestone Leone , Athwa Gate, Surat, Pin-395002
  14. 401, Fourth Floor, Shivalik -7, Gondal Road, Rajkot, Pin-360002
  15. Ground Floor, G-1 To G-5, Akansha Tower, M.P. Nagar, Bhopal, Pin-62011
  16. 501 & 502, Panama Tower, 75 Manoramaganj Extension, Kanchan Bagh, Indore ,Pin-452001
  17. Sco 56, First Floor, Madhya Marg, Sector 26, Chandigarh ,Pin-160019