HDFC Home Loan Interest Rates 2023, EMI Eligibility Calculator
Compare HDFC home Loans Interest Rates, Documents, Processing Fees, Loan amount, EMI per month, higher loan amount, prepayment charges and loan disbursal time. Latest Interest rates of home loans for HDFC Ltd starts from 8.10% onwards.
Latest Update – HDFC Home Loan Interest Rate starts at 8.65% onwards.
Get Instant HDFC Home Loan Quotes Online
Key Highlights of HDFC Home Loan
| Interest Rate | 8.65% – 9.85% |
| Processing Fees | Rs.5000 + Taxes |
| Min. Loan Amount | Rs. 3 Lakh |
| EMI per 1 lakh | Rs. 787 |
| Min. Income | Rs. 12500 |
| Max. Loan amount | Up to 90% of Property Value |
HDFC Home Loan Interest Rates
| Loan Amount | Interest Rates | |
| Up to 30 Lakhs | 8.95% – 9.50% | |
| 30.01 Lakhs to 75 Lakhs | 9.20% – 9.75% | |
| 75.01 Lakhs & Above | 9.30% – 9.85% |
HDFC Ltd offers home loans under various schemes/names like
✓ New Home Loans
✓ For Resale Homes
✓ Construction Homes
✓ Balance Transfer
✓ Home Improvement Loans
✓ Extension Loans
✓ Plot Loans
✓ Rural Housing Finance
HDFC Ltd home loans are available under Fixed Rate & Floating Rate options. Up to 90% funding or finance option available up to 30 lakh of the loan amount, 80% of property cost loan amount avail between 30 lakh to 75 lakhs. If property value cross 75 lakh than a borrower can get maximum up to 75% of the property cost.
Home Loan EMI Calculator Example – Below the pre-calculated home loan EMI is given at 7.70% for Rs. 20 lakh of the loan amount.
| Loan Amount | Tenure In Years | Interest Rate | Monthly EMI | Total Amount | Total Interest |
| 20 lakh | 5 | 7.70% | ₹ 40,266 | ₹ 24,15,975 | ₹ 4,15,975 |
| 20 lakh | 10 | 7.70% | ₹ 23,950 | ₹ 28,73,957 | ₹ 8,73,957 |
| 20 lakh | 15 | 7.70% | ₹ 18,768 | ₹ 33,78,768 | ₹ 13,78,768 |
| 20 lakh | 20 | 7.70% | ₹ 16,357 | ₹ 39,25,759 | ₹ 19,25,759 |
| 20 lakh | 25 | 7.70% | ₹ 15,041 | ₹ 45,12,295 | ₹ 25,12,295 |
| 20 lakh | 30 | 7.70% | ₹ 14,259 | ₹ 51,33,313 | ₹ 31,33,313 |
HDFC Ltd Home Loan Branches Address / Locations in your city
| Branch | Address |
| Delhi | HDFC LTD., INDIA HABITAT CENTRE, CORE 6A, 5TH FLOOR, LODHI ROAD, NEW DELHI – 110003 |
| Delhi | HDFC LTD., 23-28, MAJESTIC TOWER, UPPER GROUND FLOOR, COMMUNITY CENTRE, VIKAS PURI, NEW DELHI – 110018 |
| Delhi | HDFC LTD., 251, 2ND FLOOR, TOWER-B, AGARWAL CYBER PLAZA, NETAJI SUBHASH PLACE, NEW DELHI – 110034 |
| Delhi | HDFC LTD., THE CAPITAL COURT, MUNIRKA, OUTER RING ROAD, OLOF PALME MARG, NEW DELHI – 110067 |
| Delhi | HDFC LTD., HL WINGS, 1ST FLOOR, SECTOR-11, PLOT-2, POCKET 4, DWARKA, NEW DELHI – 110075 |
| Delhi | HDFC LTD., 2ND FLOOR, 44 REGAL BUILDING, CONNAUGHT PLACE, NEW DELHI – 110001 |
| Delhi | UNIT No G-9, GROUND FLOOR, PlOT NO 7, ROOTS TOWER, DISTRICT CENTRE, LAXMI NAGAR,, NEW DELHI – 110092 |
| Delhi | UNIT NO 25, 26 & 27, GROUND FLOOR, DLF TOWER A, JASOLA DISTRICT CENTRE, NEW DELHI – 110025 |
| Delhi | OFFICE NUMBER – 3, 3/8, ASAF ALI ROAD, DARYAGANJ,, NEW DELHI – 110002 |
| Mumbai | OFFICE NO 1001, B WING, WESTERN EDGE II, WESTERN EXPRESS HIGHWAY, BORIVALI (E), MUMBAI 400066. |
| Mumbai | B2 – 201, MARATHON INNOVA NEXT GEN OPP. PENINSULA CORPORATE PARK, OFF GANPATRAO KADAM MARG, LOWER PAREL MUMBAI – 400013 |
| Chennai | WEST WOODS, Y-205, NEW NO. 32, FIFTH AVENUE, BEHIND HOTEL SARAVANA BHAVAN, ANNA NAGAR, CHENNAI – 600040 |
| Kolkata | COOKE AND KELVEY BLDG., 1ST FLOOR, 20, OLD COURT HOUSE STREET., KOLKATA – 700001 |
| Bangalore | NO 421, 80TH ROAD, 6TH BLOCK, KORAMANGALA, BANGALORE – 560095 |
| Indore | 1ST FLOOR,10 CIVIL LINES, YADAV BUILDING, INFRONT OF VC’S BUNGLOW, SAGAR- 470001. |
| Chandigarh | SCO 153-155, SECTOR 8-C, MADHYA MARG, CHANDIGARH – 160018 |
| Jaipur | SHOWROOM NO. 7 & 8 SHUBH LAXMI TOWER B-4 CENTRAL SPINE VIDHYDHAR NAGAR JAIPUR |
| Bhiwadi | SHOP NO. A1 Ð A3, SP Ð 54, ASHIANA ARCADE, BHIWADI – 301019 |
| Pune | 2ND FLOOR, GOPAL HOUSE, OPP. KASAT CHEMICALS, KOTHRUD, PUNE – 411029 |
| Thane | OFFICE NO 6, FIRST FLOOR, “ROSA VISTA” OPPOSITE SURAJ WATER PARK , THANE GHODBUNDER ROAD, THANE (W) MUMBAI – 400615 |
| Nashik | GAURAV PLAZA, BAPU BUNGALOW BUS STOP, INDIRA NAGAR, NASHIK – 422009 |
| Nagpur | GROUND FLOOR, RAWEL PLAZA, KADBI CHOWK, KAMPTEE ROAD, NAGPUR – 440004 |
| Faridabad | 1ST FLOOR, ANSAL PLAZA, SECTOR 15-A, MATHURA ROAD, FARIDABAD – 121001 |
| Trivandrum | S-7, COMMERCIAL BLOCK , TEJASWINI ANNEXE , TECHNOPARK , THIRUVANANTHAPURAM – 695581 |
| Bhopal | GURUNANAK PLAZA, 26-27, AMALTAS, PHASE-II, CHUNNABHATTI, BHOPAL – 462017. |
| Agra | G-10/8, PADAMDEEP TOWER, SANJAY PLACE, AGRA – 282002 |
| Ahmedabad | 201, 2ND FLOOR, AMRUTA ARCADE, STATION ROAD, MANINAGAR, AHMEDABAD – 380008 |
| Surat | 1ST FLOOR, KASHI PLAZA MAJURA GATE, SURAT – 395002 |
| Vadodara | TRIDENT RACECOURSE, VADODARA – 390 007 |
| Coimbatore | 29, KAMARAJ ROAD, RACE COURSE, COIMBATORE- 641018 |
| Dehradun | GROUND FLOOR, PARAS TOWER, OPP.NISHA NURSING HOME, VASANT VIHAR, DEHRADUN, – 248006 |
| Hyderabad | 1ST FLOOR, D NO.22-86, KANUKUNTA, BHEL X ROADS, R.C.PURAM, ABOVE SONY ELECTRONICS, OPP. BHEL MAIN GATE, HYDERABAD – 502 032 |
| Hyderabad | 2nd FLOOR TRENDZ DWARAKA PLOT NO.21 & 22 TELECOM NAGAR GACHIBOWLI HYDERABAD – 500032 |
| Visakhapatnam | FIRST FLOOR, DOOR NO.26-42-4, S NO.103/2, NH-5, BESIDES EXHIBITION GROUND, CHINNAGANTYADA, GAJUWAKA, VISAKHAPATNAM – 530026 |
| Vijayawada | M L TOWERS, D NO. 40-1-182 BUNDAR ROAD, LABBIPET, VIJAYAWADA – 520010 |
| Varanasi | HARI COMPLEX, C-21/4, KHA, MALDAHIYA, NEAR PETROL PUMP, VARANASI – 221001 |
| Thrissur | 3RD FLOOR, CENTER POINT, M G ROAD, THRISSUR – 680004 |
| Raipur | ALASKA TOWERS, OPPOSITE AROGYA HOSPITAL, LODHI PARA ROAD, SHANKAR NAGAR, RAIPUR – 492007 |
| Meerut | 177/1, MANGAL PANDEY NAGAR OPPOSITE MEERUT UNIVERSITY MEERUT – 250001 |
| Ludhiana | SCO #15, GREEN PARK AVENUE, CANAL COLONY, NEAR NEHRU SIDDHANT KENDRA, PAKHOWAL ROAD, LUDHIANA – 141001 |
| Jalandhar | UNIT NO.5, LINK ROAD, MODEL TOWN, NR GURU AMAR DASS CHOWK, JALANDHAR – 144 003 |
| Warangal | DOOR NO.1-7-43/4/A, 1ST FLOOR, BESIDE DIST.FOREST OFFICE, SUBEDARI, HANAMKONDA, WARANGAL. 500 601 |
| Gurgaon | 1ST FLOOR, S.C.O-14, SECTOR 14, GURGAON – 122001 |
| Mysore | # 2904, CH-67, 1ST FLOOR, FIRST MAIN, NEW KANTHARAJ URS ROAD, SARASWATHI PURAM, MYSORE – 570009 |
| Ghaziabad | GF-SR-01, GF, ANSAL PLAZA VAISHALI, GHAZIABAD – 201010 |
| Lucknow | HINDUSTAN TIMES HOUSE SECOND FLOOR, 25 ASHOK MARG, LUCKNOW – 226001 |
| Guntur | D NO. 4-12-41, P S COMPLEX, KORITIPADU MAIN ROAD, GUNTUR – 522006 |
| Guwahati | KRISHNO BHAWAN, 1ST FLOOR, M.C. ROAD, CHENIKUTHI, GUWAHATI – 781003 |
| Anand | BHAILALBHAI CENTRE AMUL DAIRY ROAD, ANAND – 388001 |
| Rajkot | 104, FIRST FLOOR, SOLITAIRE BUILDING, NEAR AMIN MARG JUNCTION, 150 FT RING ROAD, RAJKOT – 360005 |
| Mangalore | BRIDGE SQUARE, GROUND FLOOR, BRIDGE ROAD, BALMATTA, MANGALORE – 575001 |
| Cochin | 1ST FLOOR, KOOLIYATTU BUILDING, COCHIN PALACE P O, KARINGACHIRA, TRIPUNITHURA, ERNAKULAM – 682 301 |
| Kolhapur | 1ST FLOOR, NUCLEUS, C S NO. 239A/1, E WARD, OPP. DHAIRYA PRASAD HALL, TARABAI PARK, KOLHAPUR 416 003. |
| Bhubaneshwar | PLOT NO. 516 / 1676, 1ST FLOOR, ABOVE HDFC BANK, SAMPARK VIHAR, PATIA, BHUBANESWAR – 751024 |
| Patna | KATARUKA NIWAS, 2ND FLOOR, SOUTH GANDHI MAIDAN, PATNA – 800001 |
| Madurai | 7A, WEST VELI STREET, MADURAI – 625001 |
| Patiala | 1ST FLOOR, SCO 97-98, OPP. HDFC LIFE, NEW LEELA BHAWAN, PATIALA – 147001 |
| Noida | ANSAL’S FORTUNE ARCADE, SECTOR-18, NOIDA – 201301 |
| Ranchi | 2ND FLOOR, SAI KUJARA HEIGHTS, 5, MAIN ROAD ( NEAR OVER BRIDGE), OPPOSITE HOTEL RADISSON BLU, KADRU MORE, RANCHI – 834001 |
| Tirunelveli | RAJA TOWERS, OPP. BUS STAND, PALAYAMKOTTAI, TIRUNELVELI – 627002 |
| Udaipur | 4-C, GANPAT BHAWAN OPP. MEERA GIRLS COLLEGE, SARDARPURA, UDAIPUR – 313001 |
| Ajmer | GROUND FLOOR, RAJASTHAN PATRIKA BUILDING, GAURAV PATH, VAISHALI NAGAR, NEAR URBAN HAAT, AJMER – 305001 |
| Allahabad | 1ST FLOOR, KAMLA TOWERS, 12/43, SARDAR PATEL MARG, CIVIL LINES, ALLAHABAD – 211001 |
| Kota | 2-KA-27, VIGYAN NAGAR, OPP. SUDHA HOSPITAL, JHALAWAR ROAD, KOTA – 324005 |
| Kanpur | 1ST FLOOR, GARG NORONHA COMPLEX, 17/9-A, THE MALL, KANPUR – 208001 |
| Ujjain | B-13 / 3, FIRST FLOOR, MAHAKAL VANIJYA KENDRA, OPPOSITE TREASURE BAZAR, NANAKHEDA, UJJAIN. – 456010 |
| Salem | 55/1, NAKSHATRA TRADE MALL, 2ND FLOOR, RAMAKRISHNA ROAD, NEAR GOPI HOSPITAL, SALEM – 636007 |
| Mehsana | F-5, 1ST FLOOR, SIGMA OASIS, NEAR RAJKAMAL PETROL PUMP, MEHSANA HIGHWAY, MEHSANA, – 364002 |
| Belgaum | 1ST FLOOR, BHARATI BUILDING, CTS NO 3939/A2, CLUB ROAD, BELGAUM – 590001 |
| Bathinda | SCF 5-6, PHASE I, MODEL TOWN, OPPOSITE TV TOWER, BATHINDA – 151001 |
| Bhilwara | HOUSE 8 Q 7, R C VYAS COLONY SHOPPING CENTRE, BHILWARA – 311001 |
| Siliguri | 7 RAMKRISHNA SAMITI BUILDING, 1ST FLOOR, PANI TANKI MORE, SEVOKE ROAD, SILIGURI – 734401 |
| Hubli | SONA CHAMBERS, GR. FLOOR, PORTION SHOP NO.1 & 2, 124, CLUB ROAD, HUBLI – 580020 |
| Durgapur | RED CROSS ROAD, CITY CENTRE, 1ST FLOOR, DURGAPUR – 713216 |
| Pondicherry | 1ST FLOOR, R. A .R. COMPLEX, NO. 3, VILLIANUR MAIN ROAD, OPP. PUDUCHERRY HOUSING BOARD, NATESAN NAGAR, PUDUCHERRY – 605005 |
| Jodhpur | P. NO 17, GROUND FLOOR, KP TOWER, NEAR UMRAO KHAN PETROL PUMP, UPPER CHOPASANI ROAD, JODHPUR – 342002 |
| Calicut | 1ST FLOOR, SEIKEN CHAMBERS, KANNUR ROAD, CALICUT – 673001 |
| Jamshedpur | 1ST FLOOR, PADMALAYA 18, RAM MANDIR GARAGE AREA, BISTUPUR, JAMSHEDPUR – 831001 |
| Goa | SHOP NO. 101,102 AND 103, 1ST FLOOR, EDCON GALLERIA, ALBUQUERQUE ROAD, NEXT TO HOTEL DELMON, BEHIND GEETA BAKERY, PANAJI – 403001 |
| Aurangabad | 1ST FLOOR (PART A), OBEROI TOWERS, OPP. GOVT. MILK SCHEME, JALNA ROAD AURANGABAD – 431005 |
| Nellore | PAVANPUTRA ENCLAVE, 16-2-572, OPP. KANAKAMAHAL, SUBEDARPET, NELLORE – 524001 |
| Rajahmundry | D.NO.79-7-19/1, SVR MANIKYA ENCLAVE, FLAT NO G-1 GROUND FLOOR, SOMALAMMA TEMPLE ROAD, RAMALAYAM JUNCTION, RAJAHMUNDRY – 533103 |
| Jabalpur | 1412, WRIGHT TOWN, NEAR MAHARASHTRA HIGH SCHOOL, JABALPUR – 482002 |
| Navi Mumbai | NEEL EMPRESS, 1ST FLOOR PLOT NO 92 & 93, SECTOR 1-S, NEW PANVEL, NAVI MUMBAI – 410206 |
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