HDFC Home Loan Interest Rates August 2022, EMI Eligibility Calculator

Compare HDFC home Loans Interest Rates, Documents, Processing Fees, Loan amount, EMI per month, higher loan amount, prepayment charges and loan disbursal time. Latest Interest rates of home loans for HDFC Ltd starts from 8.10% onwards.

Latest Update – HDFC Home Loan Interest Rate starts at 8.10% onwards.

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Key Highlights of HDFC Home Loan

Interest Rate 8.10% – 9.00%
Processing Fees Rs.2000 + Taxes
Min. Loan Amount Rs. 3 Lakh
EMI  per 1 lakh Rs. 741
Min. Income Rs. 12500
Max. Loan amount Up to 90% of Property Value

HDFC Home Loan Interest Rates

Loan Amount For Women  For Others
Up to 30 Lakhs 8.10 to 8.60% 8.15 to 8.65%
30.01 Lakhs to 75  Lakhs 8.35 to 8.85% 8.40 to 8.90%
75.01 Lakhs & Above 8.45 to 8.95% 8.50 to 9.00%

HDFC Ltd offers home loans under various schemes/names like 

✓ New Home Loans
✓ For Resale Homes
✓ Construction Homes
✓ Balance Transfer
✓ Home Improvement Loans
✓ Extension Loans
✓ Plot Loans
✓ Rural Housing Finance

HDFC Ltd home loans are available under Fixed Rate & Floating Rate options. Up to 90% funding or finance option available up to 30 lakh of the loan amount, 80% of property cost loan amount avail between 30 lakh to 75 lakhs. If property value cross 75 lakh than a borrower can get maximum up to 75% of the property cost.

Home Loan EMI Calculator Example – Below the pre-calculated home loan EMI  is given at 7.70% for Rs. 20 lakh of the loan amount.

Loan Amount Tenure In Years Interest Rate Monthly EMI Total Amount Total Interest
20 lakh 5 7.70% ₹ 40,266 ₹ 24,15,975 ₹ 4,15,975
20 lakh 10 7.70% ₹ 23,950 ₹ 28,73,957 ₹ 8,73,957
20 lakh 15 7.70% ₹ 18,768 ₹ 33,78,768 ₹ 13,78,768
20 lakh 20 7.70% ₹ 16,357 ₹ 39,25,759 ₹ 19,25,759
20 lakh 25 7.70% ₹ 15,041 ₹ 45,12,295 ₹ 25,12,295
20 lakh 30 7.70% ₹ 14,259 ₹ 51,33,313 ₹ 31,33,313

HDFC Ltd Home Loan Branches Address / Locations in your city

Branch Address
Delhi HDFC LTD., INDIA HABITAT CENTRE, CORE 6A, 5TH FLOOR, LODHI ROAD, NEW DELHI – 110003
Delhi HDFC LTD., 23-28, MAJESTIC TOWER, UPPER GROUND FLOOR, COMMUNITY CENTRE, VIKAS PURI, NEW DELHI – 110018
Delhi HDFC LTD., 251, 2ND FLOOR, TOWER-B, AGARWAL CYBER PLAZA, NETAJI SUBHASH PLACE, NEW DELHI – 110034
Delhi HDFC LTD., THE CAPITAL COURT, MUNIRKA, OUTER RING ROAD, OLOF PALME MARG, NEW DELHI – 110067
Delhi HDFC LTD., HL WINGS, 1ST FLOOR, SECTOR-11, PLOT-2, POCKET 4, DWARKA, NEW DELHI – 110075
Delhi HDFC LTD., 2ND FLOOR, 44 REGAL BUILDING, CONNAUGHT PLACE, NEW DELHI – 110001
Delhi UNIT No G-9, GROUND FLOOR, PlOT NO 7, ROOTS TOWER, DISTRICT CENTRE, LAXMI NAGAR,, NEW DELHI – 110092
Delhi UNIT NO 25, 26 & 27, GROUND FLOOR, DLF TOWER A, JASOLA DISTRICT CENTRE, NEW DELHI – 110025
Delhi  OFFICE NUMBER – 3, 3/8, ASAF ALI ROAD, DARYAGANJ,, NEW DELHI – 110002
Mumbai OFFICE NO 1001, B WING, WESTERN EDGE II, WESTERN EXPRESS HIGHWAY, BORIVALI (E), MUMBAI 400066.
Mumbai B2 – 201, MARATHON INNOVA NEXT GEN OPP. PENINSULA CORPORATE PARK, OFF GANPATRAO KADAM MARG, LOWER PAREL MUMBAI – 400013
Chennai WEST WOODS, Y-205, NEW NO. 32, FIFTH AVENUE, BEHIND HOTEL SARAVANA BHAVAN, ANNA NAGAR, CHENNAI – 600040
Kolkata COOKE AND KELVEY BLDG., 1ST FLOOR, 20, OLD COURT HOUSE STREET., KOLKATA – 700001
Bangalore NO 421, 80TH ROAD, 6TH BLOCK,  KORAMANGALA,  BANGALORE – 560095
Indore 1ST FLOOR,10 CIVIL LINES, YADAV BUILDING, INFRONT OF VC’S BUNGLOW, SAGAR- 470001.
Chandigarh SCO 153-155, SECTOR 8-C, MADHYA MARG, CHANDIGARH – 160018
Jaipur SHOWROOM NO. 7 & 8 SHUBH LAXMI TOWER B-4 CENTRAL SPINE VIDHYDHAR NAGAR JAIPUR
Bhiwadi SHOP NO. A1 Ð A3, SP Ð 54, ASHIANA ARCADE, BHIWADI – 301019
Pune 2ND FLOOR, GOPAL HOUSE, OPP. KASAT CHEMICALS, KOTHRUD, PUNE – 411029
Thane OFFICE NO 6, FIRST FLOOR, “ROSA VISTA” OPPOSITE SURAJ WATER PARK , THANE GHODBUNDER ROAD, THANE (W) MUMBAI – 400615
Nashik GAURAV PLAZA, BAPU BUNGALOW BUS STOP, INDIRA NAGAR, NASHIK – 422009
Nagpur GROUND FLOOR, RAWEL PLAZA, KADBI CHOWK, KAMPTEE ROAD, NAGPUR – 440004
Faridabad 1ST FLOOR, ANSAL PLAZA, SECTOR 15-A, MATHURA ROAD, FARIDABAD – 121001
Trivandrum S-7, COMMERCIAL BLOCK , TEJASWINI ANNEXE , TECHNOPARK , THIRUVANANTHAPURAM – 695581
Bhopal GURUNANAK PLAZA, 26-27, AMALTAS, PHASE-II, CHUNNABHATTI, BHOPAL – 462017.
Agra G-10/8, PADAMDEEP TOWER, SANJAY PLACE, AGRA – 282002
Ahmedabad 201, 2ND FLOOR, AMRUTA ARCADE, STATION ROAD, MANINAGAR, AHMEDABAD – 380008
Surat 1ST FLOOR, KASHI PLAZA MAJURA GATE, SURAT – 395002
Vadodara TRIDENT RACECOURSE, VADODARA – 390 007
Coimbatore 29, KAMARAJ ROAD, RACE COURSE, COIMBATORE- 641018
Dehradun GROUND FLOOR, PARAS TOWER, OPP.NISHA NURSING HOME, VASANT VIHAR, DEHRADUN, – 248006
Hyderabad 1ST FLOOR, D NO.22-86, KANUKUNTA, BHEL X ROADS, R.C.PURAM, ABOVE SONY ELECTRONICS, OPP. BHEL MAIN GATE, HYDERABAD – 502 032
Hyderabad 2nd FLOOR TRENDZ DWARAKA PLOT NO.21 & 22 TELECOM NAGAR GACHIBOWLI HYDERABAD – 500032
Visakhapatnam FIRST FLOOR, DOOR NO.26-42-4, S NO.103/2, NH-5,  BESIDES EXHIBITION GROUND, CHINNAGANTYADA, GAJUWAKA,  VISAKHAPATNAM – 530026
Vijayawada M L TOWERS, D NO. 40-1-182 BUNDAR ROAD, LABBIPET, VIJAYAWADA – 520010
Varanasi HARI COMPLEX, C-21/4, KHA, MALDAHIYA, NEAR PETROL PUMP, VARANASI – 221001
Thrissur 3RD FLOOR, CENTER POINT, M G ROAD, THRISSUR – 680004
Raipur ALASKA TOWERS, OPPOSITE AROGYA HOSPITAL, LODHI PARA ROAD, SHANKAR NAGAR, RAIPUR – 492007
Meerut 177/1, MANGAL PANDEY NAGAR OPPOSITE MEERUT UNIVERSITY MEERUT – 250001
Ludhiana SCO #15, GREEN PARK AVENUE, CANAL COLONY, NEAR NEHRU SIDDHANT KENDRA, PAKHOWAL ROAD, LUDHIANA – 141001
Jalandhar UNIT NO.5, LINK ROAD, MODEL TOWN, NR GURU AMAR DASS CHOWK, JALANDHAR – 144 003
Warangal DOOR NO.1-7-43/4/A, 1ST FLOOR, BESIDE DIST.FOREST OFFICE, SUBEDARI, HANAMKONDA, WARANGAL. 500 601
Gurgaon 1ST FLOOR, S.C.O-14, SECTOR 14, GURGAON – 122001
Mysore # 2904, CH-67, 1ST FLOOR, FIRST MAIN, NEW KANTHARAJ URS ROAD, SARASWATHI PURAM, MYSORE – 570009
Ghaziabad GF-SR-01, GF, ANSAL PLAZA VAISHALI, GHAZIABAD – 201010
Lucknow HINDUSTAN TIMES HOUSE SECOND FLOOR, 25 ASHOK MARG, LUCKNOW – 226001
Guntur D NO. 4-12-41, P S COMPLEX, KORITIPADU MAIN ROAD, GUNTUR – 522006
Guwahati KRISHNO BHAWAN, 1ST FLOOR, M.C. ROAD, CHENIKUTHI, GUWAHATI – 781003
Anand BHAILALBHAI CENTRE AMUL DAIRY ROAD, ANAND – 388001
Rajkot 104, FIRST FLOOR, SOLITAIRE BUILDING, NEAR AMIN MARG JUNCTION, 150 FT RING ROAD, RAJKOT – 360005
Mangalore BRIDGE SQUARE, GROUND FLOOR, BRIDGE ROAD, BALMATTA, MANGALORE – 575001
Cochin 1ST FLOOR, KOOLIYATTU BUILDING, COCHIN PALACE P O, KARINGACHIRA, TRIPUNITHURA, ERNAKULAM – 682 301
Kolhapur 1ST FLOOR, NUCLEUS, C S NO. 239A/1, E WARD, OPP. DHAIRYA PRASAD HALL, TARABAI PARK, KOLHAPUR 416 003.
Bhubaneshwar PLOT NO. 516 / 1676, 1ST FLOOR, ABOVE HDFC BANK, SAMPARK VIHAR, PATIA, BHUBANESWAR – 751024
Patna KATARUKA NIWAS, 2ND FLOOR, SOUTH GANDHI MAIDAN, PATNA – 800001
Madurai 7A, WEST VELI STREET, MADURAI – 625001
Patiala 1ST FLOOR, SCO 97-98, OPP. HDFC LIFE, NEW LEELA BHAWAN, PATIALA – 147001
Noida ANSAL’S FORTUNE ARCADE, SECTOR-18, NOIDA – 201301
Ranchi 2ND FLOOR, SAI KUJARA HEIGHTS, 5, MAIN ROAD ( NEAR OVER BRIDGE), OPPOSITE HOTEL RADISSON BLU, KADRU MORE, RANCHI – 834001
Tirunelveli RAJA TOWERS, OPP. BUS STAND, PALAYAMKOTTAI, TIRUNELVELI – 627002
Udaipur 4-C, GANPAT BHAWAN OPP. MEERA GIRLS COLLEGE, SARDARPURA, UDAIPUR – 313001
Ajmer GROUND FLOOR, RAJASTHAN PATRIKA BUILDING, GAURAV PATH, VAISHALI NAGAR, NEAR URBAN HAAT, AJMER – 305001
Allahabad 1ST FLOOR, KAMLA TOWERS, 12/43, SARDAR PATEL MARG, CIVIL LINES, ALLAHABAD – 211001
Kota 2-KA-27, VIGYAN NAGAR, OPP. SUDHA HOSPITAL, JHALAWAR ROAD, KOTA – 324005
Kanpur 1ST FLOOR, GARG NORONHA COMPLEX, 17/9-A, THE MALL, KANPUR – 208001
Ujjain B-13 / 3, FIRST FLOOR, MAHAKAL VANIJYA KENDRA, OPPOSITE TREASURE BAZAR, NANAKHEDA, UJJAIN. – 456010
Salem 55/1, NAKSHATRA TRADE MALL, 2ND FLOOR, RAMAKRISHNA ROAD, NEAR GOPI HOSPITAL, SALEM – 636007
Mehsana F-5, 1ST FLOOR, SIGMA OASIS, NEAR RAJKAMAL PETROL PUMP, MEHSANA HIGHWAY, MEHSANA, – 364002
Belgaum 1ST FLOOR, BHARATI BUILDING, CTS NO 3939/A2, CLUB ROAD, BELGAUM – 590001
Bathinda SCF 5-6, PHASE I, MODEL TOWN, OPPOSITE TV TOWER, BATHINDA – 151001
Bhilwara HOUSE 8 Q 7, R C VYAS COLONY SHOPPING CENTRE, BHILWARA – 311001
Siliguri 7 RAMKRISHNA SAMITI BUILDING, 1ST FLOOR, PANI TANKI MORE, SEVOKE ROAD, SILIGURI – 734401
Hubli SONA CHAMBERS, GR. FLOOR, PORTION SHOP NO.1 & 2, 124, CLUB ROAD, HUBLI – 580020
Durgapur RED CROSS ROAD, CITY CENTRE, 1ST FLOOR, DURGAPUR – 713216
Pondicherry 1ST FLOOR, R. A .R. COMPLEX, NO. 3, VILLIANUR MAIN ROAD, OPP. PUDUCHERRY HOUSING BOARD, NATESAN NAGAR, PUDUCHERRY – 605005
Jodhpur P. NO 17, GROUND FLOOR, KP TOWER, NEAR UMRAO KHAN PETROL PUMP, UPPER CHOPASANI ROAD, JODHPUR – 342002
Calicut 1ST FLOOR, SEIKEN CHAMBERS, KANNUR ROAD, CALICUT – 673001
Jamshedpur 1ST FLOOR, PADMALAYA 18, RAM MANDIR GARAGE AREA, BISTUPUR, JAMSHEDPUR – 831001
Goa SHOP NO. 101,102 AND 103, 1ST FLOOR, EDCON GALLERIA, ALBUQUERQUE ROAD, NEXT TO HOTEL DELMON, BEHIND GEETA BAKERY, PANAJI – 403001
Aurangabad 1ST FLOOR (PART A), OBEROI TOWERS, OPP. GOVT. MILK SCHEME, JALNA ROAD AURANGABAD – 431005
Nellore PAVANPUTRA ENCLAVE, 16-2-572, OPP. KANAKAMAHAL, SUBEDARPET, NELLORE – 524001
Rajahmundry D.NO.79-7-19/1, SVR MANIKYA ENCLAVE, FLAT NO G-1 GROUND FLOOR, SOMALAMMA TEMPLE ROAD, RAMALAYAM JUNCTION, RAJAHMUNDRY – 533103
Jabalpur 1412, WRIGHT TOWN, NEAR MAHARASHTRA HIGH SCHOOL, JABALPUR – 482002
Navi Mumbai NEEL EMPRESS, 1ST FLOOR PLOT NO 92 & 93, SECTOR 1-S, NEW PANVEL, NAVI MUMBAI – 410206

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