Apply HDFC Personal Loan Patiala Interest Rates, EMI, Branch Address

Looking For HDFC Personal Loans in Patiala : Instant application for HDFC Personal Loan in Patiala through “emicalculator-india.com”. Get the details of HDFC Personal Loan offers available, rate of interest, processing fee, foreclosure charges, eligibility criteria, documentation, minimum and maximum loan amount, calculate EMI per month, customer care number, branch addresses.

Online HDFC Personal Loan approval in Patiala with in few minutes by filling several details in the form given below. Personal loans available for various needs, get the special offers and schemes of HDFC Bank account holders and for women.

HDFC Personal Loan Diva Scheme For Women : HDFC Bank Diva Personal Loan offer is an exclusive offer for today’s women. Taking care of women’s financial requirements and also comes with a host of benefits through special privileges.

HDFC Bank Personal Loan Diva Offers in Patiala

  • Pre-approved Personal Loan for women of Rs 3,00,000 lac.
  • More than 100 Diva offers across products and premium brands.

Apply Here For HDFC Personal Loan In Patiala

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HDFC Personal Loan Interest Rates

Interest Rates 10.99% - 19.50%
Processing Fee 1% to 2.5%
Pre-Closure Charges Nil – 4.00%
Repayment Period Maximum 5 Years
Loan Amount Allowed Minimum 50,000 – Maximum 15,00,000
Income Required Rs.15,000 to Rs.20,000. (based on locations)

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Eligibility Criteria Of HDFC Personal Loan For Salaried And Self-Employed Patiala

HDFC Personal Loan Eligibility Criteria For Salaried
Age Limit 21 Years – 60 Years
Income Required Minimum Rs. 12,000/- per month net income And Rs. 15,000/- in Metro cities
Job Stability Minimum 2 years of employment, and a minimum of 1 year with your current employer
HDFC Personal Loan Eligibility Criteria For Self-Employed
Age Limit 21 Years – 65 Years
Income Required Rs.6,00,000 Lakh yearly.
Business Stability Minimum 4 years to 5 years (Based on type of business).
Required CIBIL Score : Minimum CIBIL Score Should be 750 for both salaried and self-employed applicants.

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Documents Required For HDFC Personal Loan in Patiala

Identity Proof Copy of Voter ID card (or) Passport (or) Driving License
Address Proof Copy of Rental Agreement (or) Ration Card (or) Electricity Bill (or) Telephone (or) Passport
Age Proof Pan (or) Passport (or) School Leaving Certificate (or) Driving License (or) Voter ID (or) Birth Certificate
Documents For Salaried 1. Latest salary slip.
2. Current dated salary certificate with the latest Form 16.
Documents For Self-Employed 1. Latest Bank Statement.
2. Latest Income Tax Return (ITR).
HDFC Personal Loan Features in Patiala
  • Online Loan Requests
  • Quick Loan Disbursal
  • Instant Approval
  • Door step service
  • No guarantor/security required
HDFC Personal Loan Bank Branch Addresses in Patiala
  • Dharampura Bazar, Dharampura, Patiala, Punjab 147001
  • Patiala – Chotti Baradari, 3, The Mall Chhoti Baradari, Patiala, Punjab 147001
  • Bhadson Road, Khasra No. 1952 / 1441 / 856,Near Dhindsa Petrol Pump, Patiala, Punjab 147001
  • Patiala Gate Nabha, Scf 14 – 15, Patiala Gate, Nabha, Punjab 147201
  • Rajpura, 11B – 12B, B Block, Calibre Market Chandigarh – Patiala Road Patiala, Rajpura, Punjab 140401
HDFC Customer Care Number In Patiala : 98153 31111

About HDFC : HDFC (Housing Development Finance Corporation Limited) was amongst the first to receive an in principle approval from the Reserve Bank of India (RBI) to set up a bank in the private sector. The bank was incorporated in August 1994 in the name of ‘HDFC Bank Limited’, with its registered office in Mumbai, India. HDFC Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side.

About Patiala : Patiala is a city in te state of Punjab,India. It was constructed by chieftain ‘Baba Ala Singh’.The city remains famous for its traditional PatialaShahi turban.