HDBFS Personal Loan Interest Rates, EMI Eligibility Calculator
Looking for HDB Financial personal loan calculator? Compare with others on Interest Rates, EMI, Loan amount, process, approval time, and application status & loan eligibility through emicalculator-india.com
HDB Financial services offers personal loan to planning your dream wedding, a dream vacation, renovating your home or funding your child’s education. Convenience of doorstep service, Quick and Speedy processing makes HDB financial services a worth bank for personal loan needs.
HDB Financial offers personal loans up to 20 lakh at interest rates of 16.00% Special offer for employees of select companies. Processing fees are 3% of loan amount + Service Tax. HDB Financial disbursed loan in your account within 48 working hours. HDB Financial offers Part prepayment option to borrowers for easy repayment.
Personal Loan – Quick, Easy & Instant Online Approval
Important Info for HDB Financial personal loan
| Interest Rates | 15.95% – 18.95% |
| lowest emi per lakh for 4 years | Rs. 2429/- |
| Processing Fee | 3% of loan amount |
| Prepayment Charges | Up to 4% on total principal outstanding at the time of calculating the amount |
| Repayment | Upto 5 Years |
| Guarantor | No guarantor/security required |
| Age | 21 – 55 |
| Loan Amount | Loans up to 20 Lakhs |
| Disbursal Time | 2-5 days |
| Minimum Income Per Month | Rs 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & Rs. 15,000 for All Other Locations. |
| Bank | HDB Financial |
Documents Required for HDB Financial Personal loans
Identity Proof – Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof – Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Example of Personal Loan EMI Calculator
Precalculated emi for personal loan as per loan amount, tenure and inteest rates.
| Loan Amount | Interest Rates | Tenure/Repyment period | EMI Per Month | Total Amount (Principal + Interest) |
| 100000 | 16.00% | 12 Months | Rs. 9,073 | Rs. 1,08,877 |
| 200000 | 16.10% | 18 Months | Rs. 12,581 | Rs. 2,26,453 |
| 300000 | 16.00% | 24 Months | Rs. 14,689 | Rs. 3,52,534 |
| 400000 | 16.15% | 18 Months | Rs. 25,171 | Rs. 4,53,077 |
| 500000 | 16.50% | 24 Months | Rs. 24,601 | Rs. 5,90,428 |
| 600000 | 16.75% | 30 Months | Rs. 24,616 | Rs. 7,38,485 |
| 700000 | 16.70% | 36 Months | Rs. 24,853 | Rs. 8,94,691 |
| 800000 | 16.80% | 24 Months | Rs. 39,477 | Rs. 9,47,447 |
| 900000 | 17.00% | 36 Months | Rs. 32,087 | Rs. 11,55,148 |
| 1000000 | 17.50% | 42 Months | Rs. 32,009 | Rs. 13,44,372 |
| 1100000 | 17.60% | 42 Months | Rs. 35,266 | Rs. 14,81,165 |
| 1200000 | 16.50% | 30 Months | Rs. 49,086 | Rs. 14,72,584 |
| 1300000 | 16.75% | 36 Months | Rs. 46,187 | Rs. 16,62,731 |
| 1400000 | 16.70% | 48 Months | Rs. 40,180 | Rs. 19,28,644 |
| 1500000 | 16.80% | 36 Months | Rs. 53,330 | Rs. 19,19,877 |
| 1600000 | 17.00% | 60 Months | Rs. 39,764 | Rs. 23,85,847 |
| 1700000 | 16.50% | 48 Months | Rs. 48,615 | Rs. 23,33,516 |
| 1800000 | 16.75% | 60 Months | Rs. 44,493 | Rs. 26,69,582 |
| 1900000 | 16.00% | 54 Months | Rs. 49,583 | Rs. 26,77,489 |
| 2000000 | 16.00% | 60 Months | Rs. 48,636 | Rs. 29,18,167 |
HDB Financial Services Bank Branches List of 72 Cities where you can get personal loan
| Branch | Address |
| Delhi | 781, 2nd Floor, Gali Baldev Singh, Main Desh Bandhu Gupta Road, Karol Bagh, New Delhi-100005 |
| South Delhi | K-101, Lajpat Nagar, 1st Floor, New Delhi-110024 |
| North Delhi | 1st and 2nd Floor, 59 – Punchkuian Road, New Delhi-110001 |
| Mumbai | Ground Floor, Wilson House, Old Nagardas Road, Near Amboli Subway, Andheri East, Mumbai-400069 |
| Mumbai | Office No. 802, 8th Floor, Topiwala Center, Near Goregoan Railway Station, Goregoan (West), Mumbai-400062 |
| Chennai | 1/125 (Old No.1/96), 1st Floor (Read Side), Kolavam Road, Kelambakkam, Chennai-603103 |
| Kolkata | Jardine House , 3rd Floor, Four Clive Row ,Dalhousie, Kolkata -700001 |
| Bangalore | No.410, 2nd Floor, NR Complex, HSR Layout, Sector II, 24th Main, Bangalore-560102 |
| Indore | 1st Floor, 987, Sudama Nagar, Ranjeet Hanuman Road, Opp. Petrol Pump, Above Punjab National Bank, Indore-452009 |
| Chandigarh | 2nd Floor, Sco No-277, Sector-32, Chandigarh-160019 |
| Jaipur | Office No. F-1, 1st Floor, Jagdamba Tower, Amrapali Circle, Vaishali Nagar, Jaipur-302032 |
| Pune | 1st Floor, 84/4, Tupe Complex, Hadapsar Main Road, Besides Karnataka Bank, Hadapsar, Pune-411028 |
| Thane | Office No.208, 2nd Floor, Sai Plaza, Above Vijay Sales, Ghodbunder Road, Thane – West, Thane-400607 |
| Nashik | Shop No.7 & 18, Ground Floor, Bhala Complex, Near Nanavati Petrol Pump, Old Agra Road, Motibaug Naka, Malegaon, Nasik-423203 |
| Nagpur | F1 & 2, Girish height, LIC Square, Kamptee Road, Nagpur-440001 |
| Faridabad | Crown Plaza, Neelam Bata Road, Neighbor Hood No1, New Town Ship, Faridabad-121102 |
| Trivandrum | “Springs”, New TC NO. 16/659(6), 1st Floor, Edapazhanji, Thycaud PO, Trivandrum-695014 |
| Bhopal | 1st Floor, Kwality Business Center, Plot No. 7, Zone II, M P Nagar, Bhopal-462011 |
| Agra | Shop no. 7, 8 & 10, 1st floor, Santa Tower, Sanjay Place, Above ICICI Bank, Agra-282002 |
| Ahmedabad | Shop No.5, Amrapali Axiom Building, Bopal Cross Road, Ahmedabad-380058 |
| Surat | 603, 6th Floor, 21st Century Building, B/s World Trade Centre, Ring Road, Surat-395002 |
| Vadodara | 1st Floor, Office No. 23 & 24, Silver Coin Complex, Opp. Bhavan’s School, Makarpura Road, Manjalpur, Baroda-390009 |
| Coimbatore | 107, 1st Floor, II, Thadagam Road, Edayarpalayam, Coimbatore-641025 |
| Dehradun | 2nd Floor, Kiran Palace, Easy Day Building, Near Wadia Institute, GMS Road, Dehradun-248001 |
| Hyderabad | 4th Floor, Gokul Towers, Opp to Model House, Punjagutta, Hyderabad-500082 |
| Hyderabad | House No.1-6-11, 1st Floor, Sreeramnagar Colony, Beside Radhika Theatre, AS Rao Nagar, Hyderabad-500062 |
| Visakhapatnam | Flat No.F3 & F4, 1st Floor, Sri Surya Complex, S.No.79/3, Chinagantyada, Gajuwaka, Visakhapatnam-530026 |
| Vijayawada | 40-1-48/2, Second Floor, Shyamalanagar, Opp. M&M Showroom, M.G.Road, Near Benz Circle, Vijayawada-520010 |
| Thrissur | 14/488/26/, 2nd Floor, Suncity, Koorkencherry, Thrissur-680007 |
| Raipur | Raipur 3rd Floor, Simran Tower, Jeevan Beema Marg, Pandri, Raipur-492004 |
| Meerut | 2nd Floor, Darshan Plaza, Samrat Enclave, Garh Road, Meerut-250001 |
| Ludhiana | DVS Tower, 1st Floor, 384, Industrial Area, A RK Road, Ludhiana-141003 |
| Jalandhar | B-1-823/A, Second Floor, Tanda Road, Opp KMV College, Jalandhar -144004 |
| Warangal | Shop No.20 and 21, 2nd Floor, Jaganmaatha’s Jakotia Commercial Complex, Near Pochamma Maidanam, M.G. Road, Warangal-506012 |
| Gurgaon | 2nd Floor, SCO No. 37, Sector 12-A, Gurgaon-122001 |
| Mysore | Nakshathra, 858/859, CH20, Narayanshashtri Road, Devaraja Mohalla, Mysore-570024 |
| Ghaziabad | C 130 A/ 3 & 4, 2nd Floor, Nehru Nagar, Ghaziabad-201001 |
| Lucknow | Shop No. 569 KA/185 at Khasra No 134 & 135, Bargawa, Singar Nagar, Alambaug, Lucknow-226005 |
| Guwahati | Mezzanine 1st Floor, Disha Enclave, Arunodoi Path, G.S Road, Christian Basti, Guwahati-781005 |
| Anand | Shop No. 301, 3rd Floor, Triveni Arcade, V V Nagar Road, Anand-388120 |
| Rajkot | 3rd floor, Plot no 40A, Near Bhakti Nagar Circle, Rajkot-360002 |
| Mangalore | 2nd Floor, Panchmal, Opp. Flower Market, Car Street, Mangalore-575001 |
| Cochin | 2nd Floor, Door #37/1912 J, K CHAITHANYA Buildings, Opp Swapnil Apartments, Kaloor Kadavanthara Road, Kadavanthra, Kochi-682017 |
| Kolhapur | E-399 Ratikamal Complex, Assembly Road, Opp Basant Bahar Talkies, New Shahupuri, Kolhapur-416002 |
| Bhubaneshwar | Plot No. 358/3478 & 357/3477, Ground Floor, Mouza: Jaydev Vihar, Near Biju Pattnaik College, Bhubaneswar, Unit No. 16, Dist: Khurda, Bhubaneswar-751001 |
| Madurai | D No. 275, Ramanathapuram Road, Kamarajar Salai, Madurai-625009 |
| Patiala | 2nd Floor, SCO – 12, Bhupundra Road, Maharani Indra Skeem, Patiala-147001 |
| Noida | 301, 3rd Floor, Bhagmal Complex, Nayabans Sector 15, Noida-201301 |
| Ranchi | 1st Floor, Nile Complex, Shop-03, Old HB Road, Kata Toli, Ranchi-834001 |
| Tirunelveli | Lion Arcade, No1, Madurai Road, Thirunelveli-627001 |
| Udaipur | #301, 3rd Floor, Shreeji Chamber, 32A Panchwati, Udaipur-313001 |
| Ajmer | Plot No.6 & 7, Mukund Garden, Near Railway Line, Nasirabad Road, Ajmer-305001 |
| Kota | 1st Floor, Plot No. – 393, Shopping Center, Opposite Ghorewale Baba, Kota-324007 |
| Kanpur | MCS Building, Near Honda Showroom, 96/5, Chunniganj, The Mall, Kanpu, Kanpur-208001 |
| Ujjain | Unit No. 301, 302 & Part of 304, Mani Trade Center, Freeganj, Ujjain-456001 |
| Salem | 6, Mullai Nagar, Ground Floor, Selanayakkam Patti, Gugai, Salem-636201 |
| Belgaum | Bailwad Complex, 1st Floor, H.No. – 1427, Basavan Galli, Belgaum-590002 |
| Bathinda | 1st Floor, SCF 123, Goniana Bathinda Road, Near Hotel Sweet Milan, Bathinda-151001 |
| Bhilwara | 2nd Floor, 14-B, Prem Bhawan, Pur Road, Gandhi Nagar, Bhilwara-311001 |
| Siliguri | City Mall, Third Floor, Shop No-C8, Sevak Road, Siliguri-734001 |
| Hubli | 3rd Floor, VA Kalburgi Hallmark Building, Above Indian Bank, Travellers Bungalow Road, Desai Circle, Deshpande Nagar, Hubli -580020 |
| Durgapur | Plot No.848, City Centre, 4th Floor, Near Junction Mall, Durgapur-713216 |
| Pondicherry | Door No 4, TS No 9, Anna Salai, Puducherry-605001 |
| Jodhpur | Plot No: 44/1 A 4, 5th Avenue, PWD Colony, Jodhpur-342001 |
| Calicut | 1st Floor, Indo Arcade, Cherooty Road, Calicut-673032 |
| Jamshedpur | 3rd, Birenu Tower, 10 SNP Area, Sakchi, Jamshedpur-831001 |
| Aurangabad | 1st Floor, Sonia Chambers, CTS No. 12373/26, 7 Hills Square, Jalna Road, Below Arpan blood bank, Aurangabad -431001 |
| Nellore | 1st Floor, KVR Enclave, 15/343, Kanaga Mahal Centre, Nellore-524001 |
| Rajahmundry | D.No.73-13-3/1, 1st Floor, A.V.Apparao Road, Srinivasa Nagar Extention, Rajahmundry-533103 |
| Jabalpur | 3rd Floor, 1183 & 1187, Badshah Plaza,, Chanchalabai College Road, Wright Town, Jabalpur -482002 |
| Navi Mumbai | Office No.1101, 11th Floor, G Square Business Park, Plot No.25 & 26, Opp. Sanpada Station, Sector 30A, Vashi, Navi Mumbai-400703 |
| Tirupati | 1st Floor, Flat No:V, MM Complex, New Balaji Colony, Tirupati-517502 |
| Bhavnagar | Shopper Plaza, 3rd Floor, Office No 303/304, Parimal Chowk, Wagahwadi Road, Bhavnagar-364001 |