GIC Home Loan Interest Rates 2023
GIC Housing Loan at lowest Interest Rates online. Eligibility, Documents List, Process, Procedure, Processing Fees, Loan amount & per month lowest emi options, Status, Application, MCLR Rates, Base Rates at emicalculator-india.com.
GIC offers housing loan for construction of house/ flat, under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects. All Individuals or Joint owners are eligible to borrow loan.
Quick Apply For GIC Home Loan
GIC Home Loan Interest Rate
| Home Loan Interest Rates | 7.24%- 12.50% |
| Processing Fees | Rs. 2500/- plus service tax |
| Min. Loan Amount | Rs. 3 Lakh |
| Repayment | 20 years |
| Min. Income | Rs. 12500 |
| Max. Loan amount | Upto 90% of Property Value |
| Documentation Charges | 1% of loan approved plus service tax. |
| Bank Name | GIC Housing Finance |
| Customer Care Number | 1800 103 0000 |
About GIC
GIC Housing Finance is one of the popular housing finance company in India. Head office situated in Mumbai, Maharashtra.
GIC Housing Finance Ltd.
National Insurance Building
6th floor, 14, Jamshedji Tata Road,
Churchgate, Mumbai – 400020.
State : Maharashtra
Example – if you take Rs. 12 lakh of loan amount at 9.20% interest rates, pre-calculated home loan monthly EMI are given below.
| Loan Amount | Tenure In Years | Monthly EMI | Total Amount | Total Interest |
| 12 lakh | 5 | ₹25,026.67 | ₹15,01,600.04 | ₹3,01,600.04 |
| 12 lakh | 10 | ₹15,331.28 | ₹18,39,754.08 | ₹6,39,754.08 |
| 12 lakh | 15 | ₹12,314.38 | ₹22,16,588.93 | ₹10,16,588.93 |
| 12 lakh | 20 | ₹10,951.54 | ₹26,28,370.69 | ₹14,28,370.69 |
| 12 lakh | 25 | ₹10,235.21 | ₹30,70,563.45 | ₹18,70,563.45 |
| 12 lakh | 30 | ₹9,828.66 | ₹35,38,316.04 | ₹23,38,316.04 |
GIC Housing Finance 60 Branches List for Home Loans all over India
| Bank | Branch Address |
| Mumbai | 303, Choksey Building, Shahid Bhagatsingh Road, Landmark – Opp. to Blue Dart, Fort,Mumbai-400041. |
| Navi Mumbai | Satra Plaza, 211- Second Floor, Plot no 19 & 20, Sector No 19 D, Palm Beach Road, Vashi -Navi Mumbai |
| Vasai | 1st Floor, Kini Associates Bldg, Behind Stella Petrol pump, Vasai (West) – 401202 |
| Thane | Horizon Tower, 1st Floor, Near Hariniwas Circle, Opp to Monalisa Building, Bhakti Mandir Rd, Thane (W) – 400601 |
| Panvel | G.I.C Housing Finance Ltd. Shop No.2 to 6,Ground Floor, Suriya Kiran Building,Plot No.5, Sector no-5,Behind ‘D’ Mart, Opp. Neel Vardhaman,New Panvel East, Pin: 410206, |
| Borivali | 404, 4th Floor,”V-Star” Plaza, Opp Rajmahal Hotel, Chandavarkar Road, Borivali (West)-400092. |
| Virar | Sandeep House, 3 rd floor, Near Vijay Vallabh hospital, Tirupati Nagar Phase -1. Virar (w)-401303. |
| Boisar | 235, 2nd Floor, HARMONY PLAZA, Tarapur Road, Boisar West, Dist-Palghar -401 501 |
| Pune | Neelkanth, C.T.S. No. 1018,F.P. No. 870, Deep Banglow Chowk, Near Model Colony, Shivaji Nagar, Bhamburda, Pune – 411016 |
| Hadaspar | Shop no.21, Oxygen Valley,, Opp. HP Petrol Pump, Pune- Solapur Highway, Near Kaveri Hotel No.3, Manjari Bk, Hadapsar, Pune – 412 307 |
| Pimpri | Shop No. 15,16,17,25 Sai Kripa Bhavan 1st Floor,Mumbai Pune Road Nr. B.S.N.L. Office Kharalwadi, Pimpri, Pune- 411018 |
| Panaji | Akash Bhavan,B-202, 2nd Floor, Opp. Mathias Plaza,18th June Road Panaji 403001 |
| Goa | Office No. C -115, I Floor, SGPDA market complex, Osia Commercial Arcade, Near KTC Bus Stand, Margao, Goa- 403601 |
| Nashik | 3-B, Ground Floor, Niwas Plaza, Sharanpur Trimbak Link Road Opp Tibetan Market Nashik-422005 |
| Nagpur | 5A, 1st Floor, Office wing Pushpakunj Commercial Complex Central Bazar Road, Ramdas peth Nagpur -440010 |
| Vadodara | SF211- Panorama Complex 2nd Floor,R.C. Dutta Road, Above Kala Niketan Store, Alkapuri Vadodara -390005 |
| Kolhapur | C/12, 1st Floor, Royal Plaza, Dabholkar Corner, Kolhapur-416001 |
| Ahmedabad | 210 / 2nd Floor Shangri La Arcade 100 feet Road, Near Shyamal Crossing Near Prahlad Nagar Satellite area, Ahmedabad – 380015 |
| Panvel | Mahalaxmi Nagar, Panvel, Matheran Road,Nere, Raigad District |
| Kalyan | B-301, 3rd Flr., Ved Mantra Bldg., AgraRoad, Near Dakshin Mukhi Hanuman Mandir, Kalyan (W) Dist. Thane 421301 |
| Hyderabad | 6th Floor,United India Insurance Bldg, PB No. 1020, 3-5-817 & 818 Bashir Bagh, Hyderabad 500 029 |
| Chandannagar | Shop No.2, 2nd floor, H.No.4-92/6,J N Rao Complex, opp BSNL telephone exchange, Mumbai highway, chandanagar, Hyderabad 500 050. |
| LB Nagar | H NO:3-3-124, RAJIV GANDHI NAGAR, L B NAGAR, HYDERABAD-500060 |
| Vizag | 306, 307, 3rd Floor, Sai Shopping Centre, 47-14-1, Dwarka Nagar, Vizag – 530016 |
| Bangalore | Leo Shopping Centre, 3rd Floor, 44/45, Residency Cross Road, Bangalore –560 025 State-Karnataka |
| Yelahanka | No.2071,16th Cross Road, 3rd Stage, Bus Stand Road, Yelahanka, New Town, Bangalore – 560 064 |
| Trivandrum | 1st Floor, P.T.C. Tower S S Kovil Road, Thampanoor, Trivendrum – 695001 |
| Kochi | 1st Floor, Door no. XL/5396-A, Elias Chambers, Next to Sarita Theatre, Banarji Road, Kochi-682018 |
| Chennai | 2nd Floor, Khivraj Complex-2, Plot No.480, Anna Salai, Opp.Nandanam Arts College,Nandanam, Chennai – 600 035. |
| Tambaram | No. 2C, Solomonstreet, Adhi Nagar, East Tambaram, Chennai – 600059 |
| Chennai | Bharat Petroleum Bunk Above Airtel 4G Office, Near Iyyappanthagal, Bus Depot, Iyyappanthagal Porur, Chennai – 600056 |
| Madurai | Shop no. C & D, A.R.Plaza, 16/17, Northveli Street, Madurai – 625001 |
| Coimbatore | No. 383, 2nd Floor, Jaya Complex 100 Feet Road, Opp. to Ganga Yamuna Theatre Above Jayasri Electronics, Gandhipuram Coimbatore 641012 |
| Trichy | Sri Krishna Enclave, No. 75- E/3, 3rd Floor, Thillai Nagar, Trichy – 620018. |
| Bangalore | No-9, 1st Floor, “Aditya Complex”, 2nd Cross, 1st Phase, Near Infosys, Electronic City, Hosur Road, Banglore – 560 100. |
| Vijayawada | D.No. 59A-13-2, Old P&T COlony, Nirmala Convent Road, Near NTR Circle, Vijayawada – 520010. |
| Delhi | 305, 3rd Flr., ILT Twin Tower, B-09, Netaji Subhash Place, Pitampura, New Delhi – 110034 |
| New Delhi | UGF-10 A -E KANCHANJUNGA BLDG, 18 BARAKHAMBA ROAD, OPP. METRO STATION CONNAUGHT PLACE New Delhi – 110 001 |
| Dwarka | F-15 & F-16, Manish Global Mall, Plot No. 2, LSC-1, Sector22, Dwarka, New Delhi – 110075 |
| Gurgaon | Sco-391, 2nd Floor, Sector 29, Near Iffco Chowk metro station, Gurgaon, Haryana – 122 002 |
| Indore | Apt. No. 309, 3rd Floor, Commerce House, 7 Race Course Road, Indore, Madhya Pradesh – 452 001 |
| Noida | B-104,Vishal Chambers, Sector – 18, Noida – UP |
| Ghaziabad | Shop No – 3, 1st Floor, Astoria Boulevard , RDC, Rajnagar , Ghaziabad – 201002 |
| Lucknow | 3rd floor, 3C, Centre Court Bldg, 5 Park Road, Thapar House, Lucknow 266001 |
| Dehradun | 242/202, Inderlok Plaza, Ballupur Road, Near Hotel Surabhi Palace, Dehradun – 248001 |
| Jaipur | Room No 138, 1st Floor, Ganapati Plaza,M.I.Road Near Govt Hostel, Jaipur – 302001 |
| Chandigarh | SCO – No 44, Sector 31–D, Chandigarh – 160031 |
| Ludhiana | B-XXX550, Office No.12 1st Floor, Pearl Palace, Ghumar Mandi, Ludhiana |
| Patiala | S-42, DLF Colony, Sirhand Road, Near HDFC Bank, Patiala-147001. |
| Muktsar | Opp. Punjab State Electrical Board office, Back side Makkar Auto Store, G.T.Road, Malout Muktsar – 152107 |
| Jodhpur | Ground Floor,P.No.947 10th D Road, Sardarpura, Jodhpur – 342003 |
| Meerut | 2nd Floor, Darshan Plaza, Samrat Enclave, Garh Road, Meerut Uttar Pradesh – 250004. |
| Greater Noida | 303, 3rd Floor, Tradex Tower -1, Alpha Commercial Belt, Greater Noida – 201307. |
| Kolkata | National Insurance Building Ground Floor,Opp.to G.P.O.5, Netaji Subhas Road, Kolkata – 700001 |
| Kolkata | Garia Station Road Kolkata-700084,, West Bengal. |
| Diamond Harbour | Room No. 101, First Floor, Millenium Market Complex Diamond Harbour Municipality P.O.+ P.S. – Diamond Harbour |
| Bhubaneshwar | Narula Market, 2nd Floor, Plot No 501 Unit 3, Post : Kharavel Nagar, Bhubaneswar -751001 |
| Durgapur | Plot no MNAV-20, Ground floor, North Avenue, Bengal Ambuja, P.S. Durgapur–713216. |
| Patna | 1st Floor, (Part of Flat No. 104),Maa Sharde Complex, East Boring Canal Road (East),Above SBI Bank Patna (Bihar) – 800001 |
| Raipur | 217, 2nd Floor, Crystal Arcade, Shankar Nagar, Raipur – 492007 |