Central Bank of India Home Loan Interest Rates, EMI Eligibility Calculator
Check Central Bank of India at lowest Interest Rates online. Documents List, Process, Procedure, Processing Fees, Loan amount & per month lowest emi options, Status, Application, MCLR Rates, Base Rates at emicalculator-india.com.
Central Bank of India offers loan for construction of house/ flat, under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects.
All Individuals or Joint owners are eligible to borrow loan. Central Bank of India offers loans under Cent Home Loan, Cent home loan plus, Scheme for central govt/ state govt./ PSUs empoyees, Subsidy scheme for Poor, 1% interest subvention & Home Double plus scheme. NRI customers also apply or eligible for Cent Home Loan Schemes.
Apply For Central Bank of India Home Loan
Central Bank of India Home Loan Interest Rates
| Interest Rates | 8.30% onwards |
| Processing Fees | 0.50% of loan amount to maximum Rs.20,000/- |
| Maximum Loan Amount | 10 Crore |
| Maximum Repayment Period | 30 Years ( 10 years in case of Repair/Renovation) |
| Minimum Income Per Month | Rs.12000 |
| Maximum Loan Capped | 75 – 90% of Property Value |
| Pre Closure Charges | Nil |
| Lowest EMI per 1 Lakh | Rs. 755 |
| Toll Free Number | 1800 200 1911 |
| Bank | Central Bank of India |
| Security / Guarantor | Yes |
| Disbursal Time | 12-16 days |
| Online Apply Facility | Yes |
Example – if you take Rs. 14 lakh of loan amount at 8.30% rate of interest then home loan EMI are as follows.
| Loan Amount | Tenure In Years | Monthly EMI | Total Amount | Total Interest |
| 14 lakh | 5 | ₹29,027.74 | ₹17,41,664.15 | ₹3,41,664.15 |
| 14 lakh | 10 | ₹17,696.75 | ₹21,23,609.61 | ₹7,23,609.61 |
| 14 lakh | 15 | ₹14,158.12 | ₹25,48,461.74 | ₹11,48,461.74 |
| 14 lakh | 20 | ₹12,551.18 | ₹30,12,282.97 | ₹16,12,282.97 |
| 14 lakh | 25 | ₹11,700.85 | ₹35,10,255.37 | ₹21,10,255.37 |
| 14 lakh | 30 | ₹11,214.39 | ₹40,37,178.99 | ₹26,37,178.99 |
About Central Bank of India
Central Bank of India, a government-owned bank, is one of the oldest and largest commercial banks in India. It is based in Mumbai which is the financial capital of India and the capital city of the state Maharashtra.
Customer service: 1800 200 1911
Headquarters: Mumbai
Founded: December 21, 1911
Base Rate = 9.70%
Latest Queries for Central Bank Of India Home Loan
| Search Query | Rising % | Date |
| central bank of india home loan interest rate | 100 | 03-02-2020 |
| central bank of india interest rate | +350% | 17-01-2020 |
| central bank of india home loan interest rate | +80% | 04-01-2020 |
| central bank of india | +90% | 12-12-2019 |
| central bank of india home loan | +40% | 05-12-2019 |
| central bank of india home loan interest rate | +100% | 22-11-2020 |
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