Bank of Baroda Personal Loan Interest Rates 2023

Apply for BOB Personal Loan online at low interest rates. Check Personal Loan eligibility, Processing Fee, EMI calculator, Tenure, Payment option, Documents required for approval.

Bank of Baroda offers loan for personal purpose such as Marriage in family, Family vacation, abroad travelling, renovation of home, down-payment of home, car, personal expenses and for buy consumer durable items for home. Bank of Baroda offer loans to Pensioners/ Defense Pensioners.

Bank of Baroda Personal Loan Quick Apply

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Bank of Baroda Personal Loan Interest Rates

Interest Rates 11.15% – 16.15%
lowest emi per lakh for 5 years Rs. 2187/-
Processing Fee 2% of Loan amount Minimum: Rs.1000/- Maximum: Rs.10,000/- + S.T
Prepayment Charges up to 2.00%
Repayment 3 Years
Age 21 – 55
Loan Amount 5 lakh
Disbursal Time 4-7 days
Minimum Income Per Month 25000
Bank Bank of Baroda

Baroda Personal Loan Highlights

Bank of Baroda offers personal loans up to 5 lakh for fixed deposit account holders in bank at interest rates of 11.40% for premium category employees. Bank of Baroda disbursed loan in your account within 4-7 working days. Bank of Baroda offers personal loan under normal scheme, premium personal loan, pension loan etc.

Baroda of Baroda Personal Loan Documents

Identity Proof – Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof – Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter.

Example – Below is pre-calculated personal loan EMI is given, it will give give you idea about monthly installment.

Loan Amount Tenure In Years Interest Rate Monthly EMI Total Amount Total Interest
100000 5 11.15% ₹2,181.73 ₹1,30,903.82 ₹30,903.82
150000 5 11.15% ₹3,272.60 ₹1,96,355.74 ₹46,355.74
200000 5 11.15% ₹4,363.46 ₹2,61,807.65 ₹61,807.65
250000 5 11.15% ₹5,454.33 ₹3,27,259.56 ₹77,259.56
300000 5 11.15% ₹6,545.19 ₹3,92,711.47 ₹92,711.47
350000 5 11.15% ₹7,636.06 ₹4,58,163.39 ₹1,08,163.39
400000 5 11.15% ₹8,726.92 ₹5,23,615.30 ₹1,23,615.30
450000 5 11.15% ₹9,817.79 ₹5,89,067.21 ₹1,39,067.21
500000 5 11.15% ₹10,908.65 ₹6,54,519.12 ₹1,54,519.12

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