Bank of Baroda Home Loan Interest Rates, EMI Eligibility Calculator

Bank of Baroda at lowest Interest Rates online. Documents List, Process, Procedure, Processing Fees, Loan amount & per month lowest EMI options, Status, Application, Base Rates at

BOB offers home loan for construction and purchase of house/flat, from Housing Boards/ Development Authorities/Co-operative Societies/ Approved Private Builders/Projects. All Individuals or Joint owners are eligible to borrow loan.

Bank of Baroda Home Loan Quick Apply

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Bank of Baroda Home Loan Interest Rates

Interest Rates 7.25% – 8.25%
Processing Fees 0.50% of Loan amount- Minimum: Rs.8,500/- (Upfront), Maximum: Rs.15,000/-
Maximum Loan Amount 48 times of monthly income
Maximum Repayment Period 30 Years
Minimum Income Per Month Rs.12000
Maximum Loan Capped 75 – 90% of Property Value
Pre Closure Charges Nil
Lowest EMI per 1 Lakh Rs. 682
Toll Free Number 1800 102 4455
Bank Bank of Baroda
Security / Guarantor Yes
Disbursal Time 12-16 days
Online Apply Facility Yes

Example – If you take Rs. 15 lakh of the loan amount at 8.00% interest per annum, EMI calculation is given below.

Loan Amount Tenure In Years Interest Rate Monthly EMI Total Amount Total Interest
20 lakh 5 8.00% ₹40,552.79 ₹24,33,167.31 ₹4,33,167.31
20 lakh 10 8.00% ₹24,265.52 ₹29,11,862.26 ₹9,11,862.26
20 lakh 15 8.00% ₹19,113.04 ₹34,40,347.50 ₹14,40,347.50
20 lakh 20 8.00% ₹16,728.80 ₹40,14,912.33 ₹20,14,912.33
20 lakh 25 8.00% ₹15,436.32 ₹46,30,897.32 ₹26,30,897.32
20 lakh 30 8.00% ₹14,675.29 ₹52,83,104.93 ₹32,83,104.93

About Bank of Baroda It is an Indian state-owned banking and financial services company headquartered in Vadodara in Gujarat, India.It is the second largest bank in India, next to State Bank Of India.

Customer service: 1800 102 4455

Headquarters: Vadodara

CEO: P. S. Jayakumar

Founder: Sayajirao Gaekwad III

Base Rate = 9.65%

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