Bajaj Finserv Personal Loan Line of Credit

Bajaj offers Personal Loan Line of Credit, helps you manage your cash flow in a smarter manner. A unique offering that allows you to manage your finances more effectively. Line of Credit is a facility where you are given a “credit line” and during the term of the facility you pay interest component only on the amount utilized.

Bajaj Personal Loan Line of Credit – Quick, Online Approval

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Bajaj Personal Loan Line of Credit Details

Interest Rate 14.00% On wards
Processing Fees 2.25% to 3%
Annual Maintenance charges 0.25% of loan amount

Features of Bajaj Personal Loan Line of Credit

  • The EMI for Line of Credit will consist only of the interest amount.
  • You can repay the principal amount at the last of the period.
  • You have the freedom to part prepay the loan availed and withdraw amounts within your assigned line, as per your convenience
  • You may withdraw the complete amount from the part pre-payment done earlier

Benefits of Line of Credit Personal Loan

  • Pay only interest as EMI
  • No Collateral required
  • Part prepay or withdraw online
  • No limit on part prepayments with your personal line of credit
  • Flexibility to convert to term loan as per convenience
  • No charges for withdrawal
  • Pay up to 45%* lower EMI