Bajaj Finance Home Loan Interest Rates 2023

Bajaj Finance Home Loan – Get Instant Quotes on Latest / Current Interest Rates. Documents, EMI per Month, Loan Amount, Processing Fees, Pre Payment charges, Process, Customer care numbers online.Promotional Interest Rate starts at 8.55%.

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Point to point detail about Bajaj Finance Home Loan

Interest Rates	9.05% – 10.30%
Minimum Age	28 Years
Maximum Loan Amount	Rs.3.5 crores.
Minimum Loan Amount	Rs.30 lakh
Repayment	15 Years
Processing Fees	Up to 1% of the loan amount for salaried individuals
Pre Payment charges	NIL

Bajaj Home Loan Eligibility

At Bajaj Finance, the Home Loan eligibility criteria are defined by various factors as mentioned below:

Cities	Minimum Property Value (Rs.)	Minimum Net salary per month (Rs.)
Delhi, Mumbai & Thane	50 Lacs	60,000
Faridabad, Ghaziabad, Gurgaon, Noida	40 Lacs	60,000
Bangalore, Pune	40 Lacs	45,000
Chennai, Hyderabad	30 Lacs	45,000
Ahmedabad, Aurangabad, Baroda, Bhubaneswar, Chandigarh, Cochin, Coimbatore, Indore, Jaipur, Kolkata, Madurai, Mysore, Nagpur, Nasik, Surat, Trivandrum, Vijayawada, Vizag	25 Lacs	35,000

Example – Here is the Home Loan EMI at 9.10% at different repayment period.

Loan Amount	Tenure In Years	Monthly EMI	Total Amount	Total Interest
15 lakh	5	₹31,210.38	₹18,72,622.98	₹3,72,622.98
15 lakh	10	₹19,082.64	₹22,89,916.87	₹7,89,916.87
15 lakh	15	₹15,303.36	₹27,54,604.78	₹12,54,604.78
15 lakh	20	₹13,592.51	₹32,62,202.47	₹17,62,202.47
15 lakh	25	₹12,690.82	₹38,07,246.67	₹23,07,246.67
15 lakh	30	₹12,177.42	₹43,83,872.98	₹28,83,872.98

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