Axis Bank Personal Loan Interest Rates 2023, EMI Eligibility Calculator

Apply for Axis Bank Personal Loan online at low interest rates. Check Personal Loan eligibility, Processing Fee, EMI calculator, Tenure, Payment option, Documents required for approval.

Instant Personal Loan Approval! Minimal Documentation, Simple Procedure, Low Interest Rate & Flexible EMIs Apply Online. Loans available for salaried individuals, Self employed.

Axis Bank Personal Loan

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Axis Bank Personal Loan Interest Rates

Interest Rate – 12.00% – 18.00%.
Loan is Available – Rs 50000 to Rs 15 lakh/-
Loan Tenure – 1 to 5 years
Loan Processing charges – 1.50% to 2.00% + service tax

Currently Axis bank offers personal loan facilities in only major cities of India, List is below.

  • Tier 1– Personal Loans in Bangalore, Chennai, Delhi, Mumbai, Hyderabad, Gurgaon, Noida, Ghaziabad, Faridabad.

  • Tier 2 – Personal Loans in Pune, Ahmedabad, Kolkata.

  • Tier 3– Personal Loans in Coimbatore, Kochi, Jaipur, Lucknow, Patna, Jamshedpur, Vadodara, Trivandrum, Vishakapatnam, Bhubaneshwar, Trichy, Surat, Nashik, Aurangabad, Goa, Guwahati, Nagpur, Chandigarh.

  • Tier 4– Personal Loans in Bhopal, Calicut, Jodhpur, Mysore, Pondichery, Raipur, Rajkot, Durgapur, Dehradun, Hubli, Jalandhar, Kolhapur, Ludhiana, Madurai, Mangalore, Patiala, Siliguri , Ranchi, Tirunelveli, Udaipur, Vijaywada, Indore, Ajmer, Allahabad, Bathinda, Belgaum, Bhavnagar, Bhilwara, Jamnagar, Kanpur, Kota, Salem, Ujjain, Warangal, Mehsana.

ExampleEMI calculator helps to calculate your personal loan EMI, EMI is totally based on principal amount, interest rates and repayment period.

Loan Amount Tenure Interest Rate Monthly EMI Total Amount Total Interest
1 lakh 5 yrs 12.00% ₹2,224 ₹1,33,467 ₹33,467
1.5 lakh 5 yrs 12.00% ₹3,337 ₹2,00,200 ₹50,200
2 lakh 5 yrs 12.00% ₹4,449 ₹2,66,933 ₹66,933
2.5 lakh 5 yrs 12.00% ₹5,561 ₹3,33,667 ₹83,667
3 lakh 5 yrs 12.00% ₹6,673 ₹4,00,400 ₹1,00,400
3.5 lakh 5 yrs 12.00% ₹7,786 ₹4,67,133 ₹1,17,133
4 lakh 5 yrs 12.00% ₹8,898 ₹5,33,867 ₹1,33,867
4.5 lakh 5 yrs 12.00% ₹10,010 ₹6,00,600 ₹1,50,600
5 lakh 5 yrs 12.00% ₹11,122 ₹6,67,333 ₹1,67,333

Axis Bank Branches for Apply Personal Loans in India

Branch Address Toll Free Number
Delhi Upper Ground Floor & First Floor Himalaya House, Cannought place, Kasturba Gandhi Marg, New Delhi – 110001 1800 209 5577
South Delhi Ground and First Floor Ravissance House 1, Ring Road, Lajpat Nagar – IV, New Delhi – 110024, Delhi, India. 1800 209 5577
North Delhi A-356, Meera Bagh, New Delhi – 110087, Delhi. 1800 209 5577
Mumbai Gr & 1st Floor, A K Plaza, Hotel Grand Sarovar Premiere, Junction of Veer Savarkar flyover & S.V.Road, Goregaon/Malad West, Mumbai – 400062. 1800 209 5577
Mumbai 4th Floor, Sona Building, Opp BMC M -Ward, Near To Hotel Sadguru, 1st Road, Chembur East, Mumbai, Maharashtra 400071 1800 209 5577
Chennai Centennial Square, 2nd Floor, No 6 A, Dr.Ambedkar Road, Opp to Hotel Brown Star, Kodambakkam, Chennai – 600 024. 1800 209 5577
Kolkata A.C Market, 4th Floor.1, Shakespeare Sarani,Kolkata – 700071. 1800 209 5577
Bangalore 2nd, 3rd & 4th floor, 8, Sona Tower, 32 E Cross, 4th block, Jayanagar, Opp Sanjay Gandhi hospital, Bangalore – 560041. 1800 209 5577
Indore Third Floor, 139, Phadnis Colony, A B Road, Indore 452010 1800 209 5577
Chandigarh SCO-350-352, Sector-34A, Chandigarh – 160022 1800 209 5577
Jaipur 2nd Floor, Shanti Tower, B-115, Hawa Sadak, Civil Lines, Jaipur – 302006. 1800 209 5577
Bhiwadi B-294-295 A, Aggarwal Enterprises Building, Riico Chowk, Bhiwadi-301019 1800 209 5577
Pune Kant Helix, 3rd Floor, Above VAMA Showroom, Beside Ramkrushna More Sabhagruh, Opp. TATA Motors, Chinchwad, Pune. 411044 1800 209 5577
Thane  2nd Floor, Viva Gokul Arcade, Viva Gokul Township, Agashi Road, Virar West Thane-401303 1800 209 5577
Nashik Mazda Tower, 1st Floor, GPO Road, Trimbak Naka, Nasik – 422001. 1800 209 5577
Nagpur M G.House, Lower Ground Floor, Besides Board Office, Rabindra Nath Tagore Road, Civil Line, Nagpur – 440001. 1800 209 5577
Faridabad SCO-8, HUDA Shopping Centre, Sector 16, Faridabad – 121002 Haryana 1800 209 5577
Trivandrum  2nd Floor, Nihal Complex, Above Nilgiris, Karamana Main Road, Karamana, Thiruvananthapuram- 695002. 1800 209 5577
Bhopal ASC/CPC Prashanti Towers, 1st & 2nd Floor, Above Overnite Courier, Plot N0-77, Zone-II, M.P Nagar, BHOPAL-11 1800 209 5577
Agra First Floor, Unit No. M8, M6 A Part, M 6B Part, Anupam Plaza I, Block No. 50/1.5, Sanjay Place, Agra – 282002. 1800 209 5577
Ahmedabad 4th floor, Shivalik-Ishan, Near C.N.Vidayalaya, Ambawadi, Ahmedabad – 380006 1800 209 5577
Surat 2nd Floor, Geet Prabha Complex, Near Kadiwala School, Ring Road, Surat – 395002 1800 209 5577
Vadodara 1st Floor, A Wing, Fortune Towers, Vadodara Stock Exchange Building, Sayajigunj, Vadodara – 390005 1800 209 5577
Coimbatore No439, Magnum Towers, 2nd Floor, Dr. R Nanjappa Road, Gandhipuram, Coimbatore -641018 1800 209 5577
Dehradun 1st Floor, 19/1, New Road, Dehradun – 248001. 1800 209 5577
Hyderabad D.No.5-2-183/184, 3rd & 4th Floor, R P Road, Secunderabad – 500 003 1800 209 5577
Hyderabad No.1-72/3/2, Vakula Mansion,Gachibowli Cross Roads,Near H P Petrol Pump,Gachibowli, Hyderabad – 500032 1800 209 5577
Visakhapatnam D No 43-9-141, 4th Floor, Sri Gayatri Towers, Sri Kanya Main Road, Dondaparthy, Visakhapatnam – 530016 1800 209 5577
Vijayawada D No. 40-1-55, V V R Square, 3rd Floor, M G Road, Kalanagar, Benz Circle, Vijayawada – 520010 1800 209 5577
Varanasi 2nd Floor, Dhanshree Complex, Arazi No-199/3,200/2, Mauja- Tulsipur, Mahmoorganj, Varanasi – 221010, U.P 1800 209 5577
Thrissur Ground Floor, Fort Street, East fort Junction, Thrissur – 680005, Kerala 1800 209 5577
Raipur 2nd floor, Chawla Chambers, Jeevan Bima Marg, Pandri, Raipur – 492004 1800 209 5577
Meerut Ground Floor, Regalia Towers, Building No.299 & 301, University Road, Near Idea Showroom, Meerut – 250004, Uttar Pradesh 1800 209 5577
Ludhiana 108, 2nd Floor, Space No. 4, Surya Tower, Mall Road, Ludhiana – 141001. 1800 209 5577
Jalandhar Shop No 1A/545, Above Federal Bank, New Jawahar Nagar, Jalandhar – 144001 1800 209 5577
Warangal 3rd Floor, Ayyappa Arcade, Pochamma Maidan, Beside Ratna Hotel, Warangal – 506002 1800 209 5577
Gurgaon SCO-29, Sector-14, Huda Market, Old Delhi Road, Gurgaon-122001 1800 209 5577
Mysore MIG-12, 1st Flr, Block 9, Thonachi Koppal Extension, Vishwamanava Double Road, Saraswathipuram, Mysore – 570009. 1800 209 5577
Guwahati L.B Plaza, Above HSBC, Bhangagarh, G.S Road, Guwahati- 781005 1800 209 5577
Rajkot 1st Floor,Pearl Plaza, Behind G T Sheth School, 150 Ft Ring Road, Rajkot – 360 005 1800 209 5577
Mangalore II nd Floor, Essel Towers, Bunts Hostel Circle, Mangalore – 575003. 1800 209 5577
Cochin 3rd floor, Chicago Plaza, Rajaji Road, Kochi, Kerala – 682 035. 1800 209 5577
Kolhapur 1st Floor, Namdeo Nest, 1160, E Ward, Rajaram Road, Opp. Kamla College, Kolhapur – 416001 1800 209 5577
Bhubaneshwar Plot No 501, Centre Point, 1st Floor, Near Sriya Talkies Kharvelnagar, Orissa, Bhubaneswar – 751001. 1800 209 5577
Patna 3rd Floor, Kamini Centre, Patliputra, Boring Road, Patna – 800013 1800 209 5577
Madurai 61/4b, Pattu Arcade, 1st floor, Opp World of Titan, Bypass Road, Ram Nagar, Arasaradi, Land Mark KFC Upstair, Madurai, Tamil Nadu 625016 1800 209 5577
Patiala SCB 5 First Floor, Chotti Baradari, Near Narain Continental Hotel, Patiala-147001. 1800 209 5577
Siliguri 3rd Floor,Beside UBI Sevoke Road Branch, Sevoke Road,P.S.- Siliguri, Dist-Darjeeling, West Bengal-734001 1800 209 5577
Ranchi 2nd Floor, Citadel Commercial Complex, Beside Roshpa Tower, Main Road, PS Lower Bazar, Ranchi-834001 1800 209 5577
Tirunelveli Lakshmi Commercial Arcade, 2nd Floor, North High Ground Road, Palayamkottai, Tirunelveli – 627002 1800 209 5577
Udaipur Ist Floor, 222/21, Saheli Marg, Near UIT Circle, Udaipur – 313001. 1800 209 5577
Ajmer AMC No.481-485/10, Kutchery Road, India Motor Circle, Ajmer – 305 001, Rajasthan. 1800 209 5577
Allahabad Vinayak Towers, 28 B, Civil Station, M. G. Marg, Civil Lines, Allahabad – 211001. 1800 209 5577
Kota IIIrd Floor, S.Gopal Tower, 414, Shopping Centre, Kota – 324 007 1800 209 5577
Kanpur GF, Premises no. 15/96 G, Civil lines, Near Mahila Police Station & Near Residence of Mr.Jagendra Swaroop, Kanpur, Uttar Pradesh – 208001 1800 209 5577
Ujjain 77, Dewas Road , Hotel Ashary, Ujjain – 456010. 1800 209 5577
Salem 41/2, 3rd Floor, Ramakrishna Road, Salem 636007. 1800 209 5577
Mehsana 2nd Floor,Bhimnath House, Near Hotel Janpath, radhanpur Cross Roads, Highway Road, Mehsana – 384002 1800 209 5577
Belgaum Geethanjali Plaza, CTS No.2672, Khanapur Road, Tilakwadi, Belgaum, Karnataka, Pin – 590 006 1800 209 5577
Bathinda SCF 18, Phase II, Model Town, Near Amantran, Bathinda – 151001 1800 209 5577
Bhilwara Ganpati Enclave, Heera Panna Campus, Opp. Nahar Brothers Petrol Pump, Pur Road, Bhilwara – 311 001 1800 209 5577
Bhavnagar First Floor, Plot No.4/B, Vasundhara Complex, Opp. Dakshinamurthy School, Waghawadi Road, Bhavnagar 364 002, Gujarat 1800 209 5577
Jamnagar 405, 4th Floor, Kuber Complex, Park colony main Road, Near Jogger’s park, Jamnagar -361008 1800 209 5577
Hubli V A Kalburgi Plaza, 1st Floor, Near Desai Cross, Deshpande Nagar, Hubli – 580029. 1800 209 5577
Durgapur 2nd Floor, 101/N, Sahid Kshudiram Sarani, City Centre, Durgapur – 713216. 1800 209 5577
Pondicherry No. 6, St.Ange Street, Opp Immaculate Conception Cathedral, Puducherry 605001 1800 209 5577
Jodhpur 1/654 Price Tower, Nr Jaljog Circle, Residency Road, Jodhpur – 342001 1800 209 5577
Calicut 2nd Floor Global Towers,Near V Zone Mall, Parayanchery – Calicut,Pincode 673016. 1800 209 5577
Jamshedpur Satabdi Towers, First Floor, 1, Sandline Road, SNP Area, Sakchi, Jamshedpur – 831001 1800 209 5577
Goa Unit No 311,312 & 314, 3rd Floor, Gera Emperium Ii, Behind Kadamba Bus Stand,Patto, Panaji, Goa 403004. 1800 209 5577
Aurangabad Mandeep Towers, Jalna Road, Opp. Amarpreet Hotel, Aurangabad-431001 1800 209 5577
Noida K-10, 2nd Floor, Sector 18, Noida-201301. 1800 209 5577
Ghaziabad BF-1A, 2, 3, First Floor, Aditya City Centre, Vaibhav Khand-3, Indirapuram, Ghaziabad – 201010 1800 209 5577
Navi Mumbai Shop No 1 & 2, Plot No. 5 & 7, Sector 1, Tulsi Pooja Bldg, S C Marg, Panvel, Dist. Raigad, Navi Mumbai- 410206 1800 209 5577
Lucknow 2nd Floor, UP Co-Operative Bank Building, 2 M.G.Marg, Hazratganj, Lucknow – 226001 1800 209 5577

Axis Bank Personal Loan FAQs – Frequently Asked Questions

Personal Loan form Axis Bank is an unsecured (do not put any type of security) loan provided by a bank and non-banking financial company (NBFC) based on – income, previous credit record, repayment capacity, employment type and more. Personal loan is available for salaried and self-employed.

What is Axis Bank personal loan?

This is a unsecured loan and helps you to meet your financial requirements. You don’t usually need to pledge any asset as collateral or security for availing personal loan. It is totally based on your credit record and CIBIL Score.

How to apply online for personal loan from Axis Bank?

You can apply easily online for personal loan at emicalculator-india.

What are the Interest Rates charged from Axis Bank?

Interest rate is the value that borrower have to pay on the principal loan amount.

What is Personal Loan EMI Calculator?

It is online tool that help to calculate personal loan emi, give you an idea about interest to be paid.

Axis Bank Personal Loan eligibility criteria.

  • One must have a regular source of income.
  • Salaried individual, self-employed business person or a professional both are eligible.
  • One must have proper credit record and good CIBIL.
  • Final amount sanctioned will depend on your income and eligibility and some other factors as per the lender’s criteria.

Can I foreclose or prepay my Personal Loan availed from Axis Bank?

Yes, you can foreclose or prepay your personal loan, most of lender allow foreclosure after 12 EMI, it depend on lender to lender. And also you have to pay pre-closure charges of 2% to 5% of principle loan amount. For prepay, payment can be made through cash, cheque or demand draft.

Processing fee of Axis Bank?

Processing fee is depend on bank to bank and lender to lender basically it is 2% to 4% of sanction loan amount.

Top-up facility on existing Personal Loan from Axis Bank?

Top Up facility is available for those who have paid 12 EMI on the existing Personal Loan. You can Place the request for Top up on existing Personal. The facility is based on your existing personal loan record.

How do I repay the Personal loan?

You can repay the loan in Equated Monthly Instalments (EMIs). You can pay your EMI through auto debit, ECS, PDC.

Who can become a co-applicant?

For self-employed: Son, Daughter, partners with at least 51% Stake to be taken co-applicant, one director to be taken co-applicant.

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