Axis Bank Personal Loan Interest Rates 2023, EMI Eligibility Calculator
Apply for Axis Bank Personal Loan online at low interest rates. Check Personal Loan eligibility, Processing Fee, EMI calculator, Tenure, Payment option, Documents required for approval.
Instant Personal Loan Approval! Minimal Documentation, Simple Procedure, Low Interest Rate & Flexible EMIs Apply Online. Loans available for salaried individuals, Self employed.
Axis Bank Personal Loan
Axis Bank Personal Loan Interest Rates
Interest Rate – 12.00% – 18.00%.
Loan is Available – Rs 50000 to Rs 15 lakh/-
Loan Tenure – 1 to 5 years
Loan Processing charges – 1.50% to 2.00% + service tax
Currently Axis bank offers personal loan facilities in only major cities of India, List is below.
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Tier 1– Personal Loans in Bangalore, Chennai, Delhi, Mumbai, Hyderabad, Gurgaon, Noida, Ghaziabad, Faridabad.
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Tier 2 – Personal Loans in Pune, Ahmedabad, Kolkata.
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Tier 3– Personal Loans in Coimbatore, Kochi, Jaipur, Lucknow, Patna, Jamshedpur, Vadodara, Trivandrum, Vishakapatnam, Bhubaneshwar, Trichy, Surat, Nashik, Aurangabad, Goa, Guwahati, Nagpur, Chandigarh.
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Tier 4– Personal Loans in Bhopal, Calicut, Jodhpur, Mysore, Pondichery, Raipur, Rajkot, Durgapur, Dehradun, Hubli, Jalandhar, Kolhapur, Ludhiana, Madurai, Mangalore, Patiala, Siliguri , Ranchi, Tirunelveli, Udaipur, Vijaywada, Indore, Ajmer, Allahabad, Bathinda, Belgaum, Bhavnagar, Bhilwara, Jamnagar, Kanpur, Kota, Salem, Ujjain, Warangal, Mehsana.
Example – EMI calculator helps to calculate your personal loan EMI, EMI is totally based on principal amount, interest rates and repayment period.
| Loan Amount | Tenure | Interest Rate | Monthly EMI | Total Amount | Total Interest |
| 1 lakh | 5 yrs | 12.00% | ₹2,224 | ₹1,33,467 | ₹33,467 |
| 1.5 lakh | 5 yrs | 12.00% | ₹3,337 | ₹2,00,200 | ₹50,200 |
| 2 lakh | 5 yrs | 12.00% | ₹4,449 | ₹2,66,933 | ₹66,933 |
| 2.5 lakh | 5 yrs | 12.00% | ₹5,561 | ₹3,33,667 | ₹83,667 |
| 3 lakh | 5 yrs | 12.00% | ₹6,673 | ₹4,00,400 | ₹1,00,400 |
| 3.5 lakh | 5 yrs | 12.00% | ₹7,786 | ₹4,67,133 | ₹1,17,133 |
| 4 lakh | 5 yrs | 12.00% | ₹8,898 | ₹5,33,867 | ₹1,33,867 |
| 4.5 lakh | 5 yrs | 12.00% | ₹10,010 | ₹6,00,600 | ₹1,50,600 |
| 5 lakh | 5 yrs | 12.00% | ₹11,122 | ₹6,67,333 | ₹1,67,333 |
Axis Bank Branches for Apply Personal Loans in India
| Branch | Address | Toll Free Number |
| Delhi | Upper Ground Floor & First Floor Himalaya House, Cannought place, Kasturba Gandhi Marg, New Delhi – 110001 | 1800 209 5577 |
| South Delhi | Ground and First Floor Ravissance House 1, Ring Road, Lajpat Nagar – IV, New Delhi – 110024, Delhi, India. | 1800 209 5577 |
| North Delhi | A-356, Meera Bagh, New Delhi – 110087, Delhi. | 1800 209 5577 |
| Mumbai | Gr & 1st Floor, A K Plaza, Hotel Grand Sarovar Premiere, Junction of Veer Savarkar flyover & S.V.Road, Goregaon/Malad West, Mumbai – 400062. | 1800 209 5577 |
| Mumbai | 4th Floor, Sona Building, Opp BMC M -Ward, Near To Hotel Sadguru, 1st Road, Chembur East, Mumbai, Maharashtra 400071 | 1800 209 5577 |
| Chennai | Centennial Square, 2nd Floor, No 6 A, Dr.Ambedkar Road, Opp to Hotel Brown Star, Kodambakkam, Chennai – 600 024. | 1800 209 5577 |
| Kolkata | A.C Market, 4th Floor.1, Shakespeare Sarani,Kolkata – 700071. | 1800 209 5577 |
| Bangalore | 2nd, 3rd & 4th floor, 8, Sona Tower, 32 E Cross, 4th block, Jayanagar, Opp Sanjay Gandhi hospital, Bangalore – 560041. | 1800 209 5577 |
| Indore | Third Floor, 139, Phadnis Colony, A B Road, Indore 452010 | 1800 209 5577 |
| Chandigarh | SCO-350-352, Sector-34A, Chandigarh – 160022 | 1800 209 5577 |
| Jaipur | 2nd Floor, Shanti Tower, B-115, Hawa Sadak, Civil Lines, Jaipur – 302006. | 1800 209 5577 |
| Bhiwadi | B-294-295 A, Aggarwal Enterprises Building, Riico Chowk, Bhiwadi-301019 | 1800 209 5577 |
| Pune | Kant Helix, 3rd Floor, Above VAMA Showroom, Beside Ramkrushna More Sabhagruh, Opp. TATA Motors, Chinchwad, Pune. 411044 | 1800 209 5577 |
| Thane | 2nd Floor, Viva Gokul Arcade, Viva Gokul Township, Agashi Road, Virar West Thane-401303 | 1800 209 5577 |
| Nashik | Mazda Tower, 1st Floor, GPO Road, Trimbak Naka, Nasik – 422001. | 1800 209 5577 |
| Nagpur | M G.House, Lower Ground Floor, Besides Board Office, Rabindra Nath Tagore Road, Civil Line, Nagpur – 440001. | 1800 209 5577 |
| Faridabad | SCO-8, HUDA Shopping Centre, Sector 16, Faridabad – 121002 Haryana | 1800 209 5577 |
| Trivandrum | 2nd Floor, Nihal Complex, Above Nilgiris, Karamana Main Road, Karamana, Thiruvananthapuram- 695002. | 1800 209 5577 |
| Bhopal | ASC/CPC Prashanti Towers, 1st & 2nd Floor, Above Overnite Courier, Plot N0-77, Zone-II, M.P Nagar, BHOPAL-11 | 1800 209 5577 |
| Agra | First Floor, Unit No. M8, M6 A Part, M 6B Part, Anupam Plaza I, Block No. 50/1.5, Sanjay Place, Agra – 282002. | 1800 209 5577 |
| Ahmedabad | 4th floor, Shivalik-Ishan, Near C.N.Vidayalaya, Ambawadi, Ahmedabad – 380006 | 1800 209 5577 |
| Surat | 2nd Floor, Geet Prabha Complex, Near Kadiwala School, Ring Road, Surat – 395002 | 1800 209 5577 |
| Vadodara | 1st Floor, A Wing, Fortune Towers, Vadodara Stock Exchange Building, Sayajigunj, Vadodara – 390005 | 1800 209 5577 |
| Coimbatore | No439, Magnum Towers, 2nd Floor, Dr. R Nanjappa Road, Gandhipuram, Coimbatore -641018 | 1800 209 5577 |
| Dehradun | 1st Floor, 19/1, New Road, Dehradun – 248001. | 1800 209 5577 |
| Hyderabad | D.No.5-2-183/184, 3rd & 4th Floor, R P Road, Secunderabad – 500 003 | 1800 209 5577 |
| Hyderabad | No.1-72/3/2, Vakula Mansion,Gachibowli Cross Roads,Near H P Petrol Pump,Gachibowli, Hyderabad – 500032 | 1800 209 5577 |
| Visakhapatnam | D No 43-9-141, 4th Floor, Sri Gayatri Towers, Sri Kanya Main Road, Dondaparthy, Visakhapatnam – 530016 | 1800 209 5577 |
| Vijayawada | D No. 40-1-55, V V R Square, 3rd Floor, M G Road, Kalanagar, Benz Circle, Vijayawada – 520010 | 1800 209 5577 |
| Varanasi | 2nd Floor, Dhanshree Complex, Arazi No-199/3,200/2, Mauja- Tulsipur, Mahmoorganj, Varanasi – 221010, U.P | 1800 209 5577 |
| Thrissur | Ground Floor, Fort Street, East fort Junction, Thrissur – 680005, Kerala | 1800 209 5577 |
| Raipur | 2nd floor, Chawla Chambers, Jeevan Bima Marg, Pandri, Raipur – 492004 | 1800 209 5577 |
| Meerut | Ground Floor, Regalia Towers, Building No.299 & 301, University Road, Near Idea Showroom, Meerut – 250004, Uttar Pradesh | 1800 209 5577 |
| Ludhiana | 108, 2nd Floor, Space No. 4, Surya Tower, Mall Road, Ludhiana – 141001. | 1800 209 5577 |
| Jalandhar | Shop No 1A/545, Above Federal Bank, New Jawahar Nagar, Jalandhar – 144001 | 1800 209 5577 |
| Warangal | 3rd Floor, Ayyappa Arcade, Pochamma Maidan, Beside Ratna Hotel, Warangal – 506002 | 1800 209 5577 |
| Gurgaon | SCO-29, Sector-14, Huda Market, Old Delhi Road, Gurgaon-122001 | 1800 209 5577 |
| Mysore | MIG-12, 1st Flr, Block 9, Thonachi Koppal Extension, Vishwamanava Double Road, Saraswathipuram, Mysore – 570009. | 1800 209 5577 |
| Guwahati | L.B Plaza, Above HSBC, Bhangagarh, G.S Road, Guwahati- 781005 | 1800 209 5577 |
| Rajkot | 1st Floor,Pearl Plaza, Behind G T Sheth School, 150 Ft Ring Road, Rajkot – 360 005 | 1800 209 5577 |
| Mangalore | II nd Floor, Essel Towers, Bunts Hostel Circle, Mangalore – 575003. | 1800 209 5577 |
| Cochin | 3rd floor, Chicago Plaza, Rajaji Road, Kochi, Kerala – 682 035. | 1800 209 5577 |
| Kolhapur | 1st Floor, Namdeo Nest, 1160, E Ward, Rajaram Road, Opp. Kamla College, Kolhapur – 416001 | 1800 209 5577 |
| Bhubaneshwar | Plot No 501, Centre Point, 1st Floor, Near Sriya Talkies Kharvelnagar, Orissa, Bhubaneswar – 751001. | 1800 209 5577 |
| Patna | 3rd Floor, Kamini Centre, Patliputra, Boring Road, Patna – 800013 | 1800 209 5577 |
| Madurai | 61/4b, Pattu Arcade, 1st floor, Opp World of Titan, Bypass Road, Ram Nagar, Arasaradi, Land Mark KFC Upstair, Madurai, Tamil Nadu 625016 | 1800 209 5577 |
| Patiala | SCB 5 First Floor, Chotti Baradari, Near Narain Continental Hotel, Patiala-147001. | 1800 209 5577 |
| Siliguri | 3rd Floor,Beside UBI Sevoke Road Branch, Sevoke Road,P.S.- Siliguri, Dist-Darjeeling, West Bengal-734001 | 1800 209 5577 |
| Ranchi | 2nd Floor, Citadel Commercial Complex, Beside Roshpa Tower, Main Road, PS Lower Bazar, Ranchi-834001 | 1800 209 5577 |
| Tirunelveli | Lakshmi Commercial Arcade, 2nd Floor, North High Ground Road, Palayamkottai, Tirunelveli – 627002 | 1800 209 5577 |
| Udaipur | Ist Floor, 222/21, Saheli Marg, Near UIT Circle, Udaipur – 313001. | 1800 209 5577 |
| Ajmer | AMC No.481-485/10, Kutchery Road, India Motor Circle, Ajmer – 305 001, Rajasthan. | 1800 209 5577 |
| Allahabad | Vinayak Towers, 28 B, Civil Station, M. G. Marg, Civil Lines, Allahabad – 211001. | 1800 209 5577 |
| Kota | IIIrd Floor, S.Gopal Tower, 414, Shopping Centre, Kota – 324 007 | 1800 209 5577 |
| Kanpur | GF, Premises no. 15/96 G, Civil lines, Near Mahila Police Station & Near Residence of Mr.Jagendra Swaroop, Kanpur, Uttar Pradesh – 208001 | 1800 209 5577 |
| Ujjain | 77, Dewas Road , Hotel Ashary, Ujjain – 456010. | 1800 209 5577 |
| Salem | 41/2, 3rd Floor, Ramakrishna Road, Salem 636007. | 1800 209 5577 |
| Mehsana | 2nd Floor,Bhimnath House, Near Hotel Janpath, radhanpur Cross Roads, Highway Road, Mehsana – 384002 | 1800 209 5577 |
| Belgaum | Geethanjali Plaza, CTS No.2672, Khanapur Road, Tilakwadi, Belgaum, Karnataka, Pin – 590 006 | 1800 209 5577 |
| Bathinda | SCF 18, Phase II, Model Town, Near Amantran, Bathinda – 151001 | 1800 209 5577 |
| Bhilwara | Ganpati Enclave, Heera Panna Campus, Opp. Nahar Brothers Petrol Pump, Pur Road, Bhilwara – 311 001 | 1800 209 5577 |
| Bhavnagar | First Floor, Plot No.4/B, Vasundhara Complex, Opp. Dakshinamurthy School, Waghawadi Road, Bhavnagar 364 002, Gujarat | 1800 209 5577 |
| Jamnagar | 405, 4th Floor, Kuber Complex, Park colony main Road, Near Jogger’s park, Jamnagar -361008 | 1800 209 5577 |
| Hubli | V A Kalburgi Plaza, 1st Floor, Near Desai Cross, Deshpande Nagar, Hubli – 580029. | 1800 209 5577 |
| Durgapur | 2nd Floor, 101/N, Sahid Kshudiram Sarani, City Centre, Durgapur – 713216. | 1800 209 5577 |
| Pondicherry | No. 6, St.Ange Street, Opp Immaculate Conception Cathedral, Puducherry 605001 | 1800 209 5577 |
| Jodhpur | 1/654 Price Tower, Nr Jaljog Circle, Residency Road, Jodhpur – 342001 | 1800 209 5577 |
| Calicut | 2nd Floor Global Towers,Near V Zone Mall, Parayanchery – Calicut,Pincode 673016. | 1800 209 5577 |
| Jamshedpur | Satabdi Towers, First Floor, 1, Sandline Road, SNP Area, Sakchi, Jamshedpur – 831001 | 1800 209 5577 |
| Goa | Unit No 311,312 & 314, 3rd Floor, Gera Emperium Ii, Behind Kadamba Bus Stand,Patto, Panaji, Goa 403004. | 1800 209 5577 |
| Aurangabad | Mandeep Towers, Jalna Road, Opp. Amarpreet Hotel, Aurangabad-431001 | 1800 209 5577 |
| Noida | K-10, 2nd Floor, Sector 18, Noida-201301. | 1800 209 5577 |
| Ghaziabad | BF-1A, 2, 3, First Floor, Aditya City Centre, Vaibhav Khand-3, Indirapuram, Ghaziabad – 201010 | 1800 209 5577 |
| Navi Mumbai | Shop No 1 & 2, Plot No. 5 & 7, Sector 1, Tulsi Pooja Bldg, S C Marg, Panvel, Dist. Raigad, Navi Mumbai- 410206 | 1800 209 5577 |
| Lucknow | 2nd Floor, UP Co-Operative Bank Building, 2 M.G.Marg, Hazratganj, Lucknow – 226001 | 1800 209 5577 |
Axis Bank Personal Loan FAQs – Frequently Asked Questions
Personal Loan form Axis Bank is an unsecured (do not put any type of security) loan provided by a bank and non-banking financial company (NBFC) based on – income, previous credit record, repayment capacity, employment type and more. Personal loan is available for salaried and self-employed.
What is Axis Bank personal loan?
This is a unsecured loan and helps you to meet your financial requirements. You don’t usually need to pledge any asset as collateral or security for availing personal loan. It is totally based on your credit record and CIBIL Score.
How to apply online for personal loan from Axis Bank?
You can apply easily online for personal loan at emicalculator-india.
What are the Interest Rates charged from Axis Bank?
Interest rate is the value that borrower have to pay on the principal loan amount.
What is Personal Loan EMI Calculator?
It is online tool that help to calculate personal loan emi, give you an idea about interest to be paid.
Axis Bank Personal Loan eligibility criteria.
- One must have a regular source of income.
- Salaried individual, self-employed business person or a professional both are eligible.
- One must have proper credit record and good CIBIL.
- Final amount sanctioned will depend on your income and eligibility and some other factors as per the lender’s criteria.
Can I foreclose or prepay my Personal Loan availed from Axis Bank?
Yes, you can foreclose or prepay your personal loan, most of lender allow foreclosure after 12 EMI, it depend on lender to lender. And also you have to pay pre-closure charges of 2% to 5% of principle loan amount. For prepay, payment can be made through cash, cheque or demand draft.
Processing fee of Axis Bank?
Processing fee is depend on bank to bank and lender to lender basically it is 2% to 4% of sanction loan amount.
Top-up facility on existing Personal Loan from Axis Bank?
Top Up facility is available for those who have paid 12 EMI on the existing Personal Loan. You can Place the request for Top up on existing Personal. The facility is based on your existing personal loan record.
How do I repay the Personal loan?
You can repay the loan in Equated Monthly Instalments (EMIs). You can pay your EMI through auto debit, ECS, PDC.
Who can become a co-applicant?
For self-employed: Son, Daughter, partners with at least 51% Stake to be taken co-applicant, one director to be taken co-applicant.
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