Andhra Bank Personal Loan Interest Rates – EMI Eligibility Calculator
Get Instant Quotes Online on ✔ Interest Rates ✔ EMI Calculator ✔ Documents ✔ Tenure ✔ Monthly EMI ✔ Loan Amount ✔ Processing Fees ✔ Pre-Payment charges ✔ Customer Care numbers.
Andhra Bank Personal Loan helps to meet any genuine credit requirement of the borrower for personal purposes with minimum documentation such as – Consumer Durables, purchase of Home Appliance, Home Renovation, Medical Emergencies, Education Expenditures etc.
About Andhra Bank – Andhra Bank was registered on 20th November 1923 and commenced business on 28th November 1923. The Bank was founded by the eminent freedom fighter Dr. Bhogaraju Pattabhi Sitaramayya.
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Andhra Bank Personal Loan Interest Rates
| Andhra Bank Personal Loan – Clean Loans | |
| Interest Rates | 11.95% – 12.95% |
| Eligible Borrowers | Salaried / Non-salaried / Pensioner |
| Repayment | Up to 60 months |
| Prepayment Charges | No prepayment charges |
| Quantum of Finance |
|
| Andhra Bank Personal Loan – Consumer Loans | |
| Interest Rates | 12.10% – 13.10% |
| Eligible Borrowers | Salaried / Non-salaried / Pensioner |
| Repayment | Up to 60 months |
| Prepayment Charges | No prepayment charges |
| Quantum of Finance | Up to 75% cost of the article whichever is less |
| Co-obligation | Husband/ father or any third party (with sufficient worth and of regular income) acceptable to the bank. |
| Security | Hypothecation of the article purchased with Bank finance |
Andhra Bank Personal Loan Documents
- Photographs
- Latest Salary Certificate / Designation of applicant / Latest Income Tax Assessment / Proof of Income
- 6 months Banking
- Post dated cheques
Example of Personal Loan EMI Calculator
| Loan Amount | Tenure In Years | Interest Rate | Monthly EMI |
| 50000 | 5 | 11.40% | Rs 1,097 |
| 70000 | 5 | 11.40% | Rs 1,536 |
| 80000 | 5 | 12.00% | Rs 1,780 |
| 100000 | 5 | 12.30% | Rs 2,240 |
| 125000 | 5 | 11.40% | Rs 2,743 |
| 150000 | 5 | 12.00% | Rs 3,337 |
| 170000 | 5 | 11.90% | Rs 3,773 |
| 180000 | 5 | 11.75% | Rs 3,981 |
| 200000 | 5 | 11.65% | Rs 4,414 |
| 250000 | 5 | 11.40% | Rs 5,486 |
| 275000 | 5 | 12.00% | Rs 6,117 |
| 300000 | 5 | 11.90% | Rs 6,658 |
| 340000 | 5 | 11.75% | Rs 7,520 |
| 350000 | 5 | 12.00% | Rs 7,786 |
| 380000 | 5 | 11.90% | Rs 8,434 |
| 400000 | 5 | 11.75% | Rs 8,847 |
| 425000 | 5 | 11.65% | Rs 9,379 |
| 450000 | 5 | 11.40% | Rs 9,874 |
| 475000 | 5 | 12.00% | Rs 10,566 |
| 480000 | 5 | 11.90% | Rs 10,653 |
| 500000 | 5 | 11.75% | Rs 11,059 |
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