Check Allahabad Bank Home Loan interest rates, EMI, Processing, Eligibility, Loan amortization, Repayment Period, Loan Amount and more details online.
Home loan is used for purchase of flat, plot, construction of house, and loan can be paid in monthly installments. Borrower can avail housing loan depend on his/her eligibility.
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Allahabad Bank Home Loan Interest Rates
Allahabad Bank Home Loan Interest Rates is 8.25% – 8.80%.
Example – Borrowers can use this EMI calculator to check how much per month EMI borrower have to pay for a dream home on the basis of Interest Rates. Below is pre calculated EMI for Home Loan at 8.25%.
|Loan Amount||Tenure In Years||Monthly EMI||Total Amount||Total Interest|
Allahabad Bank customer care number
|Location||Customer Care Number|
|Delhi||(011) 43524584 / 83 (011) 23232830 / (011) 28844271/77/74|
|Mumbai||(022) 22693165-66,65726576 / (022) 22693675/22671151|
|Pune||(020) 25650508 / (020) 25676684|
|Hyderabad||(040) 66631992 / (040) 23440506 / 23440507|
|Bangalore||(080) 65669564 / (080) 22960513/516/518|
Allahabad Bank Home Loan Eligibility
1. Regular source of Income
2. Housing loans to HUF are not considered
3. All employees who already have a loan from their own organizations may avail loan from Allahabad bank.
4. Minimum Age of 21 years at the time of apply & maximum of 70 years at the time of fully repaid of the loan amount.
The maximum loan amount which you can take from the Bank is 5 Crore. Salaried persons can take upto 60 times of monthly income whereas self-employed can get 5 times of gross annual Income/ITR.
Loan to value ratio depends on the loan amount.
Loans up to 20 Lakh – 90% approved by the bank.
20 Lakh to 75 Lakh – 80% approved by the bank.
Above 75 Lakh – 75% approved by the bank.