Aadhar Housing Loan Interest Rates 2023, EMI Eligibility Calculator

Aadhar Home Loan ✔ Interest Rate ✔ Loan Amount ✔ EMI ✔ Eligibility Criteria ✔ Documentation ✔ Processing Fee ✔ Branch Address ✔ Customer Care Number ✔ Get Loan Up To 80% of the cost of property and more.

About Aadhar Housing Finance Ltd.
Aadhar Housing Finance provides a variety of Home loan for various purposes such as – Home Construction Loan, Home Improvement Loan, Home Extension Loan, Plot Loan, Balance Transfer Loan & Loan Against Property.

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Aadhar Home Loan Interest Rates

Interest Rate 11.00% (onwards)
Processing Fee 1.00% to 1.5% Plus Applicable GST
Loan Amount Rs. 25,00,000 or 80% of the value of property
Repayment Period Ranges From 5 to 30 years
Prepayment of Loan At Variable Rate – Nil | At Fixed Rate – 2% of loan outstanding
Customer Care Toll Free 1800 300 420 20

Aadhar Home Loan Eligibility

Salaried Customers – Government grade 3rd and grade 4th employees, Private company employees, Railway employees, Teachers etc.
Self-employed Customers – Small Vendors, Traders in Garments/Clothes/Books & Stationery/ Electronics & Mobile etc.
Income Required – Income must be minimum Rs. 5000/-

Aadhar Home Loan Documents

Documents Required For Salaried Applicants Documents Required For Self-employed Applicants
ID Proof and Address Proof ID Proof and Address Proof
Recent Form-16 Income Tax Returns for last 3 years (duly attested by a CA)
Last 6 months bank statement Last 12 months bank statement
Educational certificate / Professional practice certificate
Partnership Deed / Contract Details

Example – Below pre-calculated monthly home loan EMI is given at 11.00% p.a, it will give you idea about your emi according to loan amount and repayment period.

Loan Amount Interest Rate EMI For 10 yrs EMI For 20 yrs EMI For 30 yrs
5 lakh 11.00% 6,888 5,161 4,762
6 lakh 11.00% 8,265 6,193 5,714
7 lakh 11.00% 9,642 7,225 6,666
8 lakh 11.00% 11,020 8,258 7,619
9 lakh 11.00% 12,397 9,290 8,571
10 lakh 11.00% 13,775 10,322 9,523
11 lakh 11.00% 15,152 11,345 10,475
11 lakh 11.00% 16,530 12,386 11,428
13 lakh 11.00% 17,908 13,418 12,380
14 lakh 11.00% 19,285 14,451 13,332
15 lakh 11.00% 20,662 15,483 14,285
16 lakh 11.00% 22,040 16,515 15,237
17 lakh 11.00% 23,418 17,547 16,190
18 lakh 11.00% 24,795 18,579 17,142
19 lakh 11.00% 26,172 19,611 18,094
20 lakh 11.00% 27,550 20,644 19,046
21 lakh 11.00% 28,927 21,676 19,999
22 lakh 11.00% 30,305 22,708 20,951
23 lakh 11.00% 31,682 23,740 21,903
24 lakh 11.00% 33,060 24,772 22,856
25 lakh 11.00% 34,438 25,807 23,808
26 lakh 11.00% 35,815 26,837 24,760
27 lakh 11.00% 37,192 27,869 25,713
28 lakh 11.00% 38,570 28,901 26,665
29 lakh 11.00% 39,947 29,933 27,617
30 lakh 11.00% 41,325 30,966 28,570

Aadhar Housing Finance Ltd. Branch Address

  • Bengaluru – IInd Flr, Number-3, JVT Towers, VIIIth A Main Road, Hudson Circle, Bangalore, Karnataka – 560027.
  • Mumbai – 201, Raheja Point 1, Landmark – Shamrao Vitthal Bank, Vakola, Santacruz (East), Mumbai -400055.
  • Nagpur – IInd Flr, Badwaik Complex, Landmark – lokmat chowk, Dhantoli, Nagpur – 440012.
  • Nashik – Ofc No. – F1 and F2, IInd Floor, Utility Centre, Sharanpur Road, Nashik – 422005.
  • Pune – Ofc No. – X, IIIrd Flr, Shivsagar Apartment 1533, Sadashiv Peth,Tilak Road, Pune – 411030.
  • Indore – 206 and 207, IInd Floor, Megapolis Square, 579, MG Road, Landmark – Tanishq Showroom, Indore – 452001.
  • Bhopal – Ist Flr (B+G+M+F+S), Alankar Complex, Plot No. X, M.P. Nagar, Zone – 2, Bhopal – 462001.
  • Kanpur – 14/144B, Ratan Esquire, Ist Floor, 103, 104 & 108, Chunniganj, Kanpur – 208001.
  • Ghaziabad – Sharnam Plaza, IIIrd Floor – Rear Portion, C – 53 – B, RDC, Raj Nagar, Ghaziabad – 201002.
  • Noida – Shop II & III, Ist Floor, RC Market Main, Bhangel, Noida – 201304.
  • Lucknow – IInd Floor, Vishwasheel Complex, Vibhuti Khand, Gomti Nagar, Lucknow – 226010.
  • Patna – Ofc No. – 302 , IIIrd Floor, Shyam Centre, Lanmark opposite L.I.C. Building , Exhibition Road, Patna – 800001.
  • Bhubaneshwar – IInd Flr, 45 – 46, Ashok Nagar, Janpath, Bhubneshwar – 751009 .
  • Kolkata – Center Point, Premise No. 21, Hemanta Basu Sarani, Room No. 231, IInd Floor, Dalhouse, Kolkata – 700001.
  • Ahmedabad – Ofc No. – 204, IInd Flr, Satkar Complex, Landmark – Near Swagat, Bodyline crossing, Ahmedabad – 380009.
  • Surat – M – 9, IInd Flr, Western Plaza, Bs. Bhulaka Bhavan School, Adajan Hazira Road, Surat – 395009.
  • Vadodara – Ofc No. – 404, IVth Floor, Atlantis Complex, Landmark – Opposite Petrol Pump, Sarabhai Road, Vadodara – 390001.
  • Jaipur – Vth Floor, Sanghi Upasana Tower, C – 98, Subhash Marg, C – Scheme, Jaipur – 302001.
  • Chandigarh – S.S.N Towers , IInd Floor, S.C.O – 23, Ambala – Zirakpur Road, Mohali – 140603.
  • Faridabad – Samadhan Chambers, IInd Floor, Rear portion, A – 7/1, Samadhan Chambers, Neelam Bata Road, NIT, Faridabad – 121001.