Aadhar Housing Loan Interest Rates 2023, EMI Eligibility Calculator
Aadhar Home Loan ✔ Interest Rate ✔ Loan Amount ✔ EMI ✔ Eligibility Criteria ✔ Documentation ✔ Processing Fee ✔ Branch Address ✔ Customer Care Number ✔ Get Loan Up To 80% of the cost of property and more.
About Aadhar Housing Finance Ltd.
Aadhar Housing Finance provides a variety of Home loan for various purposes such as – Home Construction Loan, Home Improvement Loan, Home Extension Loan, Plot Loan, Balance Transfer Loan & Loan Against Property.
Quick Apply For Aadhar Home Loan
Aadhar Home Loan Interest Rates
| Interest Rate | 11.00% (onwards) |
| Processing Fee | 1.00% to 1.5% Plus Applicable GST |
| Loan Amount | Rs. 25,00,000 or 80% of the value of property |
| Repayment Period | Ranges From 5 to 30 years |
| Prepayment of Loan | At Variable Rate – Nil | At Fixed Rate – 2% of loan outstanding |
| Customer Care Toll Free | 1800 300 420 20 |
Aadhar Home Loan Eligibility
Salaried Customers – Government grade 3rd and grade 4th employees, Private company employees, Railway employees, Teachers etc.
Self-employed Customers – Small Vendors, Traders in Garments/Clothes/Books & Stationery/ Electronics & Mobile etc.
Income Required – Income must be minimum Rs. 5000/-
Aadhar Home Loan Documents
| Documents Required For Salaried Applicants | Documents Required For Self-employed Applicants |
| ID Proof and Address Proof | ID Proof and Address Proof |
| Recent Form-16 | Income Tax Returns for last 3 years (duly attested by a CA) |
| Last 6 months bank statement | Last 12 months bank statement |
| Educational certificate / Professional practice certificate | |
| Partnership Deed / Contract Details |
Example – Below pre-calculated monthly home loan EMI is given at 11.00% p.a, it will give you idea about your emi according to loan amount and repayment period.
| Loan Amount | Interest Rate | EMI For 10 yrs | EMI For 20 yrs | EMI For 30 yrs |
| 5 lakh | 11.00% | 6,888 | 5,161 | 4,762 |
| 6 lakh | 11.00% | 8,265 | 6,193 | 5,714 |
| 7 lakh | 11.00% | 9,642 | 7,225 | 6,666 |
| 8 lakh | 11.00% | 11,020 | 8,258 | 7,619 |
| 9 lakh | 11.00% | 12,397 | 9,290 | 8,571 |
| 10 lakh | 11.00% | 13,775 | 10,322 | 9,523 |
| 11 lakh | 11.00% | 15,152 | 11,345 | 10,475 |
| 11 lakh | 11.00% | 16,530 | 12,386 | 11,428 |
| 13 lakh | 11.00% | 17,908 | 13,418 | 12,380 |
| 14 lakh | 11.00% | 19,285 | 14,451 | 13,332 |
| 15 lakh | 11.00% | 20,662 | 15,483 | 14,285 |
| 16 lakh | 11.00% | 22,040 | 16,515 | 15,237 |
| 17 lakh | 11.00% | 23,418 | 17,547 | 16,190 |
| 18 lakh | 11.00% | 24,795 | 18,579 | 17,142 |
| 19 lakh | 11.00% | 26,172 | 19,611 | 18,094 |
| 20 lakh | 11.00% | 27,550 | 20,644 | 19,046 |
| 21 lakh | 11.00% | 28,927 | 21,676 | 19,999 |
| 22 lakh | 11.00% | 30,305 | 22,708 | 20,951 |
| 23 lakh | 11.00% | 31,682 | 23,740 | 21,903 |
| 24 lakh | 11.00% | 33,060 | 24,772 | 22,856 |
| 25 lakh | 11.00% | 34,438 | 25,807 | 23,808 |
| 26 lakh | 11.00% | 35,815 | 26,837 | 24,760 |
| 27 lakh | 11.00% | 37,192 | 27,869 | 25,713 |
| 28 lakh | 11.00% | 38,570 | 28,901 | 26,665 |
| 29 lakh | 11.00% | 39,947 | 29,933 | 27,617 |
| 30 lakh | 11.00% | 41,325 | 30,966 | 28,570 |
Aadhar Housing Finance Ltd. Branch Address
- Bengaluru – IInd Flr, Number-3, JVT Towers, VIIIth A Main Road, Hudson Circle, Bangalore, Karnataka – 560027.
- Mumbai – 201, Raheja Point 1, Landmark – Shamrao Vitthal Bank, Vakola, Santacruz (East), Mumbai -400055.
- Nagpur – IInd Flr, Badwaik Complex, Landmark – lokmat chowk, Dhantoli, Nagpur – 440012.
- Nashik – Ofc No. – F1 and F2, IInd Floor, Utility Centre, Sharanpur Road, Nashik – 422005.
- Pune – Ofc No. – X, IIIrd Flr, Shivsagar Apartment 1533, Sadashiv Peth,Tilak Road, Pune – 411030.
- Indore – 206 and 207, IInd Floor, Megapolis Square, 579, MG Road, Landmark – Tanishq Showroom, Indore – 452001.
- Bhopal – Ist Flr (B+G+M+F+S), Alankar Complex, Plot No. X, M.P. Nagar, Zone – 2, Bhopal – 462001.
- Kanpur – 14/144B, Ratan Esquire, Ist Floor, 103, 104 & 108, Chunniganj, Kanpur – 208001.
- Ghaziabad – Sharnam Plaza, IIIrd Floor – Rear Portion, C – 53 – B, RDC, Raj Nagar, Ghaziabad – 201002.
- Noida – Shop II & III, Ist Floor, RC Market Main, Bhangel, Noida – 201304.
- Lucknow – IInd Floor, Vishwasheel Complex, Vibhuti Khand, Gomti Nagar, Lucknow – 226010.
- Patna – Ofc No. – 302 , IIIrd Floor, Shyam Centre, Lanmark opposite L.I.C. Building , Exhibition Road, Patna – 800001.
- Bhubaneshwar – IInd Flr, 45 – 46, Ashok Nagar, Janpath, Bhubneshwar – 751009 .
- Kolkata – Center Point, Premise No. 21, Hemanta Basu Sarani, Room No. 231, IInd Floor, Dalhouse, Kolkata – 700001.
- Ahmedabad – Ofc No. – 204, IInd Flr, Satkar Complex, Landmark – Near Swagat, Bodyline crossing, Ahmedabad – 380009.
- Surat – M – 9, IInd Flr, Western Plaza, Bs. Bhulaka Bhavan School, Adajan Hazira Road, Surat – 395009.
- Vadodara – Ofc No. – 404, IVth Floor, Atlantis Complex, Landmark – Opposite Petrol Pump, Sarabhai Road, Vadodara – 390001.
- Jaipur – Vth Floor, Sanghi Upasana Tower, C – 98, Subhash Marg, C – Scheme, Jaipur – 302001.
- Chandigarh – S.S.N Towers , IInd Floor, S.C.O – 23, Ambala – Zirakpur Road, Mohali – 140603.
- Faridabad – Samadhan Chambers, IInd Floor, Rear portion, A – 7/1, Samadhan Chambers, Neelam Bata Road, NIT, Faridabad – 121001.