Check SBI Home Loan Interest Rates ✔ Monthly EMI ✔ Eligibility Criteria ✔ Documents ✔ Tenure ✔ Loan Amount ✔ Processing Fee ✔ Pre-closure Charges ✔ Lowest EMI ✔ Offers.
About SBI Home Loan – SBI offers several home loan scheme. Home loan interest rates are linked to EBLR rate. SBI Home Loan interest rate starts @ 7.90%, maximum repayment period of 30 years, home loan amount, interest rates depend on the eligibility of applicant and SBI Home Loan EMI depends on loan amount and rate of interest.
SBI Home Loan Quick Apply
SBI Home Loan Interest Rates Details
|Interest Rate||7.90% onwards|
|Processing fees||(0.40% or Minimum of Rs. 10000 up to Rs. 30000) + GST|
|Tenure||Up to 30 Years|
|Minimum EMI per lac for 30 years||Rs.727|
|Age Criteria||18 – 70 years|
|Minimum Income||1.20 Lakh for salaried|
|Loan Amount||10 Crore for salaried and 20 crores for S.Employed|
|Customer Care||1800 425 3800 / 1800 112 211|
हिंदी में पढ़ें – एसबीआई होम लोन
SBI Home Loan Interest Rates As Per Scheme
SBI Term Loan Interest Rates
|Upto 30 lakhs||7.95%||15 bps will be added to the Card Rate for Non-Salaried Customers.||05 bps concession will be available to women.|
|Above 30 lakh to 75 lakhs||8.20%|
|Above 75 Lakhs||8.30%|
SBI Max Gain Interest Rates
|Loan Amount||Salaried Women||Non-Salaried||Women|
|Above 20 lakhs Upto 30 lakhs||8.20%||15 bps will be added to the Card Rate for Non-Salaried Customers.||05 bps concession will be available to women.|
|Above 30 lakhs to 75 lakhs||8.45%|
|Above 75 lakhs to 3 Crores||8.45%|
SBI Top Up Loan Interest Rates
|Loan Amount||Term Loan||Overdraft||Non-Salaried|
|Upto 20 lakhs||8.35%||N.A||15 bps will be added to the Card Rate for Non-Salaried Customers.|
|Above 20 lakhs – 1 Crore||8.55%||9.25%|
|Above 1 Crore – 2 Crore||8.75%||9.50%|
|Above 2 Crores – 5 Crore||9.20%|
|Above 5 Crores||10.40%|
Calculate monthly SBI home loan emi on the basis of SBI home loan interest rates, loan amount and tenure.
Example – If you take Rs. 30 lakh home loan at 7.95%, then pre calculated emi for sbi home loan is given below.
|Loan Amount||Tenure In Years||Monthly EMI||Total Amount||Total Interest|
SBI Home Loan Eligibility Criteria
- Resident Indian.
- Age Criteria- 18 years to 75 years.
- Repayment Period- up to 30 years.
SBI Home Loan Documents
- Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card.
- Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy
- of Passport/ Driving License/ Aadhar Card.
- Bank A/c. Statement (Individual) for last six months.
- If any previous loan from other Banks/Lenders, then Loan A/C statement for last 1 year
- Current Salary Slip or Salary Certificate. (For Salaried Applicant/ Co-applicant/ Guarantor).
- Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept. (For Salaried Applicant/ Co-applicant/ Guarantor).
- IT returns for last 3 years. (For Non-Salaried Applicant/ Co-applicant/ Guarantor)
- Balance Sheet & Profit & Loss A/c for last 3 years. (For Non-Salaried Applicant/ Co-applicant/ Guarantor)
- Business License Details(or equivalent). (For Non-Salaried Applicant/ Co-applicant/ Guarantor)
- TDS Certificate (Form 16A, if applicable). (For Non-Salaried Applicant/ Co-applicant/ Guarantor)
- Certificate of qualification (for C.A./ Doctor and other professionals). (For Non-Salaried Applicant/ Co-applicant/ Guarantor)
SBI Home Loan Schemes
SBI Regular Home Loan | SBI Balance Transfer of Home Loan | SBI NRI Home Loan | SBI Flexipay Home Loan | SBI Privilege Home Loan | SBI Pre-Approved Home Loan | SBI Realty Home Loan | SBI Home Top Up Loan | SBI Bridge Home Loan | SBI Hamara Ghar Home Loan
SBI Home Loan Bank Branch Addresses
Delhi – A-650-Shop No- 23, Near Hanuman Mandir, New Ashok Nagar, Delhi 110096.
Delhi – Dairy Firm, Ghazipur, New Delhi, Delhi 110096.
Noida – H 4, Sector 11, Gautam Budh Nagar District, Noida, U.P 201301.
Ghaziabad – 13, Niti Khand I, Indirapuram, Ghaziabad, U.P 201010.
Gurgaon – G-10, Corporate Sewa Park, Mehrauli-Gurgaon Rd, Gurugram, Haryana 122002.
Bangalore – 1793, 3-4, Air Cargo Complex, Bangalore Airport Exit Road, Bengaluru, Karnataka 560017.
Bangalore – Bangalore-Service Branch, Hosur road, Bengaluru, Karnataka 560001.
Mysore – Shop No. 94, Corporation Building, New Sayyaji Rao Road, Mysuru, Karnataka 570021.
Hyderabad – D NO 9-4-84/6, Nanal Nagar, Mehdipatnam, Hyderabad, Telangana 500008.
Hyderabad – Vivekananda Nagar, Kukatpally, Hyderabad, Telangana 500072.
Chennai – 741, Thiruvottiyur High Rd, Washermanpet, Chennai, Tamil Nadu 600081.
Chennai – 1a, GANDHI ST, kumaran nagar, Sholinganallur, Behind Indian Oil Petrol pump, Chennai, Tamil Nadu 600119.
Kochi – Cochin Shipyard, Mahatma Gandhi Rd, Perumanoor, Ernakulam, Kerala 682015.
Pune – RB Motilal Kennedy Rd, Shivajinagar, Pune, Maharashtra 411005.
Pune – Near Collector Office, Near Bund Garden Police Station, Ambedkar Wellesly Road, Agarkar Nagar, Pune, Maharashtra 411001.
Mumbai – Senapati Bapat Marg, Gandhi Nagar, Upper Worli, Lower Parel, Mumbai, Maharashtra 400013.
Mumbai – Maharshi Dayanand Saraswati Marg, Chembur Gaothan, Chembur East, Mumbai, Maharashtra 400071.
Ahmedabad – 15B, Ahmedabad Cantonment, Ahmedabad, Gujarat 380016.
Jiapur – Gandhi Chowk, Amer Rd, Devisinghpura, Amer, Jaipur, Rajasthan 302028.
Chandigarh – SCF No 19, Sector 23 C, Chandigarh, 160023.
Kolkata – SBI, Bramhapur, Kolkata, West Bengal 700096.
Indore – Patrakar Colony,, Mahatma Gandhi Rd, Old Palasia, Indore, M.P 452001.
Bhopal – Behind Triveni Womens Hostel, Govind Pura, Bhopal, M.P 462023.
Lucknow – Lucknow – Faizabad Rd, Ismailganj, Kamta, Lucknow, U.P 226028.
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