Ratnakar Bank Personal Loan Interest Rates

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Instant Personal Loan upto RS 20 lakh @ interest rates starting from 13% per annum.

Ratnakar Bank offers personal loans from 1 lakh to 20 lakh at interest rates of 13.00%. For take personal loan Work Experience of minimum 1 year at current employment and 3 years of total employment experience. Processing fees are up to 2.5 of loan amount + Service Tax. Ratnakar Bank disbursed loan in your account within 48 working hours. Ratnakar Bank offers Part pre-payment option to borrowers for easy repayment.

Ratnakar Bank Personal Loan Details

Interest Rates 12.00 – 21.00%
1 Year MCLR Rate 10.15%
Lowest emi per lakh for 5 years Rs. 2224
Processing Fee 2% to 2.50% of loan amount
Prepayment Charges N.A
Repayment 5 Years
Security Nil
Age Criteria 26 – 60
Loan Amount 1 Lakh to 20 Lakh
Disbursal Time 3-5 days
Minimum Income Per Month 25000
Customer Care 1800 123 8040

Quick Apply For Personal Loan

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Ratnakar Bank Personal Loan Interest Rates Details

Salaried Personal Loans Rate Processing Fee
Loan Amount below 5 lakh
Income 25000 to <50000 per month 21.00% 2.5% of Loan Amount +ST
Income 50000 to <75000 per month 18.00% 2.5% of Loan Amount +ST
Income 75000 to <100000 per month 17.00% 2.5% of Loan Amount +ST
Income 100000+ per month 16.50% 2.5% of Loan Amount +ST
Loan Amount above 5 lakh
Income 25000 to <50000 per month 18.00% 2% of Loan Amount +ST
Income 50000 to <75000 per month 17.00% 2% of Loan Amount +ST
Income 75000 to <100000 per month 16.00% 2% of Loan Amount +ST
Income 100000+ per month 15.50% 2% of Loan Amount +ST

Ratnakar Bank Personal Loan Documents

Identity Proof – Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof – Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Example of Personal Loan EMI Calculator

Pre calculated emis for personal loan as per loan amount, interest rates and tenure.

Loan Amount (Rs.) Interest Rates % 1 Years 2 Years 3 Years 5 Years
100,000 15.50%  Rs. 9,049  Rs. 4,872  Rs. 3,491  Rs. 2,405
200,000 16.00%  Rs. 18,146  Rs. 9,793  Rs. 7,031  Rs. 4,864
400,000 15.50%  Rs. 36,198  Rs. 19,490  Rs. 13,964  Rs. 9,621
500,000 16.00%  Rs. 45,365  Rs. 24,482  Rs. 17,579  Rs. 12,159
700,000 15.50%  Rs. 63,346  Rs. 34,107  Rs. 24,437  Rs. 16,837
10,00,000 15.50%  Rs. 90,494  Rs. 48,725  Rs. 34,911  Rs. 24,053

Ratnakar Bank Personal Loan Branch Address

Location Branch Address
Rajouri Garden Branch # J-13/52, Rajouri Garden, New Delhi, 110027
Pitampura Branch 4, Kapil Vihar, Kohat Enclave, Pitampura New Delhi, 110034
Karol Bagh Branch # 17A/53, Ground Floor, WEA Karol Bagh, Guradwar Road, New Delhi, 110005
Capital Court Branch # 14-15, DLF Capitol Point, Baba Kharg Singh Marg, New Delhi, 110001
Vasant Vihar Branch 23, Basant Lok Market, Community Centre, Vasant Vihar, New Delhi, 110057
Chandani Chowk Branch 450-454, Kucha Brij Nath, Chandni Chowk Delhi, 110006
Hauz Khas Branch # M-6, Hauz Khas, New Delhi, 110016
Vikas Marg 6, Shankar Vihar, Vikas Marg, New Delhi, 110092
Gurgaon #2, ABW Tower, Iffco Chowk, Village Sukhrauli, Gurgaon, Haryana, 122002
Noida  #P/7, Sector 18, Noida Uttar Pradesh, 201301
Faridabad SHOP NO.G-01 TO G-05 AND G-09 TO G-10 SCO NO.101, SECTOR-16 Faridabad Haryana, 121002

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