PNB Personal Loan Interest Rates 2021

Apply for PNB Personal Loan online at low interest rates. Check Personal Loan eligibility, Processing Fee, EMI calculator, Tenure, Payment option, Documents required for approval.

Punjab National Bank personal loan is available for the end use of Marriage in family, Small Functions, Vacations, Consumer durables, education, renovation for home etc.

Quick Apply For Personal Loan

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

PNB Personal Loan Interest Rates

For Loans up to Rs.10 lac: Individuals, whose salary is being disbursed through PNB branches only (including Defence Personnel) 11.50%
Loans above Rs 5 lacs & upto Rs 10 lac – for other categories i.e. applicants not having salary account with PNB bank irrespective of check off facility (field functionaries are not empowered to sanction these cases) 12.50%
For Loans up to Rs.5 lac: Individuals who are availing the loan under check-off facility (including Defence Personnel) 13.50%
For others up to Rs.5 lac 14.50%

Punjab National Bank Personal Loan Highlights

PNB offers personal loans from 50000 to 4 lakh or 20 times of monthly salary at interest rates of 12.50% for loans up to 10 lakh. Processing fees are 1.80% of loan amount + Service Tax. PNB disbursed loan in your account within 48 working hours. PNB offers Part pre-payment option to borrowers for easy repayment.

Interest Rates 11.50% – 14.50%
Lowest emi per lakh for 5 years Rs. 2199 – 2353
Processing Fee 1.80% of loan amount
Prepayment Charges NIL
Repayment 5 Years
Age Criteria 21 – 55
Loan Amount Rs. 50000 – Rs.10 lakh
Customer care Toll Free 1800 180 222 & 1800 103 2222

Documents Required for PNB Personal Loan

Identity Proof – Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof – Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

Example If you take 5 lakh of loan amount at 13.05% ROI for 5 years your monthly EMI would be Rs. 11,389/per month. Below is Pre calculated EMI’s for personal loan at various loan amount, tenure and interest rates.

Loan Amount Interest Rates Tenure/Repayment period EMI Per Month Total Amount (Principal + Interest)
100000 11.55% 12 Months Rs. 8,864 Rs. 1,06,366
150000 12.00% 18 Months Rs. 9,147 Rs. 1,64,652
200000 11.55% 12 Months Rs. 17,728 Rs. 2,12,732
250000 12.50% 24 Months Rs. 11,827 Rs. 2,83,844
300000 13.00% 12 Months Rs. 26,795 Rs. 3,21,542
350000 12.00% 18 Months Rs. 21,344 Rs. 3,84,187
400000 13.00% 24 Months Rs. 19,017 Rs. 4,56,401
450000 12.50% 30 Months Rs. 17,543 Rs. 5,26,290
500000 14.55% 24 Months Rs. 24,137 Rs. 5,79,277
550000 12.50% 36 Months Rs. 18,399 Rs. 6,62,382
600000 14.55% 42 Months Rs. 18,315 Rs. 7,69,239
650000 13.00% 48 Months Rs. 17,438 Rs. 8,37,018
700000 12.50% 48 Months Rs. 18,606 Rs. 8,93,088
750000 12.50% 54 Months Rs. 18,230 Rs. 9,84,408
800000 13.00% 60 Months Rs. 18,202 Rs. 10,92,148
850000 12.00% 54 Months Rs. 20,448 Rs. 11,04,197
900000 12.50% 60 Months Rs. 20,248 Rs. 12,14,889
950000 11.55% 48 Months Rs. 24,808 Rs. 11,90,772
1000000 12.00% 60 Months Rs. 22,244 Rs. 13,34,667

PNB Bank Personal Loan Branch Address

Branch Address E-Mail ID
Delhi A-9, Inner Circle, Connaught Place, New Delhi-110 001
South Delhi Gulmohar Farm, Near Green Park Metro Station, New Delhi-110001.
North Delhi  D-Block, DDA Market, Anand Vihar, Delhi-110 092.
Mumbai Grnd Floor, C-9, G-Block, Behind NSE, Bandra kurla Complex, Bandra East, Mumbai-40051
Chennai  150, LUZ Church Road, Mylapore, Chennai-600004
Kolkata  CB-56, Salt Lake, Sector-1, Kolkata-700064
Bangalore 221, India Mutual Building, NR Square, Cubbonpet Main Road, Bangalore-560002.
Indore Shopping Complex(Infront of Dainik Bhaskar Press) A.B.Road, Indore,452010
Chandigarh  SCO 119-120, 1st Floor, Sector 17-B, Chandigarh-160017
Jaipur  2, Nehru Place, Tonk Road, Jaipur-143017
Pune 564 Nanape, Sadashiv Chamber, Pune-411002
Thane Retail Asset Branch, Thane, Mumbai-400601
Nagpur 1st Floor, Mahajana Market, Sita Buil;ding Nagpur-440010 retailloannagpur@p
Faridabad Ist Floor, NIT Faridabad 121004
Ghaziabad  VMLG (Near Sushila Inter College) Dayanand Nagar, Ghaziabad 201001
Noida 30A, E- Block Market, Sector-3. NOIDA
Bhopal New Market, Bhopal-462003
Agra Kamla Nagar, Agra.282008
Ahmedabad 1, RANGVARSHA SOCIETY, AHMEDABAD Pincode : 380006
Navi Mumbai G-17, Lok Manya Tilak Market, Sector 1, Vashi, New Mumbai-400703
Coimbatore 190, Sarojini Street, Ram Nagar, Coimbatore – 641009
Hyderabad 3-6-140/1B, HIMAYAT NAGAR HYDERABAD Pincode : 500029
Hyderabad 16-11-1-1/5/B, SALEEM NAGAR, Pincode : 500036
Varanasi  Nichi Bagh, Varanasi-221001
Raipur Chawla Complex, Near Wanijya Bhawan, Sai Nagar, Devendra Nagar, Raipur-492001
Meerut Mangal Pandey nagar,Opp. CCS University, Meerut-250 004
Ludhiana  Gole Market, Model Town, Ludhiana-141001
Jalandhar 1st floor, Civil Lines, Jalandhar-144001
Warangal SHOP 1-4, 19 TO 21 & 22A, GROUND FLOOR, J.P.N.ROAD, WARRANGAL Pincode – 506002

Other Products Related To PNB Bank
PNB Home Loan Interest Rates
PNB PMAY Details
PNB Car Loan EMI Calculator
PNB Bank Customer Care Credit Card Number

Leave a Reply

Your email address will not be published. Required fields are marked *