Piramal Housing Loan Interest Rates 2020, EMI Eligibility Calculator

Check Piramal Home Loan Interest Rates, Eligibility, Processing Fee, Documents, Tenure, EMI, Loan Amount, Features. Get loan amount minimum 10 lakh to 10 crores, Income of close family members ( Spouse / Parent / Children ) can be clubbed.

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About PHFL– Piramal Finance Ltd, the non-banking finance company of the Piramal Group, has set up a housing finance company that will offer home loans through realty developers and direct lending to retail customers.

Piramal Housing Loan Interest Rates

Interest Rates 9.50% onwards
Loan Amount Up to 90% of the cost of property
Repayment Period Up to 30 Years

Quick Apply For Piramal Housing Loan

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Features of Piramal Housing Loan

Purpose Choose a home loan with up to 20% higher eligibility.
Reduce your EMI by up to 15% instead of a higher loan depending on your requirement.
Top up without additional EMI.
Maximum Loan We offer to fund up to 90% of the cost of the property (including the cost of the land). This is subject to the regulatory caps and your repayment capacity.
Maximum Term Up to 30 years subject to your retirement age.
Applicant and Co-applicant to the Loan Home Loans can be applied for either individually or jointly.
Adjustable Home Loan Rate Rate of interest on your home loan can be fixed or variable as per your preference.
Variable-rate of interest will be linked to the benchmark rate of PHFL.
Eligibility Criteria Salaried Individuals (Both resident as well as Non-Resident Indians).

Piramal Home Loan To Market Value

Loan Amount Funding
Up to 30 Lakhs 90%
Up to 30 to 75 lakhs 80%
Above 75 lakhs 75%

Example –  Below Home Loan EMI table is given at various loan amount, repayment period and at fixed interest rate 8.70% p.a.

Loan Amount Tenure In Years Interest Rate Monthly EMI
5 lakh 6,253 4,403 3,916
6 lakh 7,503 5,283 4,699
7 lakh 8,754 6,164 5,482
8 lakh 10,006 7,044 6,265
9 lakh 11,255 7,925 7,048
10 lakh 12,506 8,805 7,831
11 lakh 13,756 9,686 8,614
12 lakh 15,007 10,566 9,398
13 lakh 16,258 11,447 10,181
14 lakh 17,508 12,327 10,964
15 lakh 18,759 13,208 11,747
16 lakh 20,009 14,088 12,530
17 lakh 21,260 14,969 13,131
18 lakh 22,510 15,849 14,096
19 lakh 23,761 16,730 14,880
20 lakh 25,012 17,610 15,663
21 lakh 26,262 18,491 16,446
22 lakh 27,513 19,371 17,229
23 lakh 28,763 20,252 18,012
24 lakh 30,014 21,133 18,795
25 lakh 31,264 22,013 19,578
26 lakh 32,515 22,894 20,361
27 lakh 33,766 23,774 21,145
28 lakh 35,016 24,655 21,928
29 lakh 36,267 25,535 22,711
30 lakh 37,517 26,416 23,494

Piramal Housing Loan Documents

Photo Identity Proof – Pan Card / Passport/Aadhar Card / Driving License / Voter ID Card.
Current Residence Address Proof – Passport / Aadhar Card / Voter ID Card / Aadhar Card / Ration Card.
Age Proof – Passport / Pan Card / Driving License / Birth Certificate / School Leaving Certificate (10th).

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