Check Piramal Home Loan Interest Rates, Eligibility, Processing Fee, Documents, Tenure, EMI, Loan Amount, Features. Get loan amount minimum 10 lakh to 10 crores, Income of close family members ( Spouse / Parent / Children ) can be clubbed.
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About PHFL– Piramal Finance Ltd, the non-banking finance company of the Piramal Group, has set up a housing finance company that will offer home loans through realty developers and direct lending to retail customers.
Piramal Housing Loan Interest Rates
|Interest Rates||9.50% onwards|
|Loan Amount||Up to 90% of the cost of property|
|Repayment Period||Up to 30 Years|
Quick Apply For Piramal Housing Loan
Features of Piramal Housing Loan
|Purpose||Choose a home loan with up to 20% higher eligibility.
Reduce your EMI by up to 15% instead of a higher loan depending on your requirement.
Top up without additional EMI.
|Maximum Loan||We offer to fund up to 90% of the cost of the property (including the cost of the land). This is subject to the regulatory caps and your repayment capacity.|
|Maximum Term||Up to 30 years subject to your retirement age.|
|Applicant and Co-applicant to the Loan||Home Loans can be applied for either individually or jointly.|
|Adjustable Home Loan Rate||Rate of interest on your home loan can be fixed or variable as per your preference.
Variable-rate of interest will be linked to the benchmark rate of PHFL.
|Eligibility Criteria||Salaried Individuals (Both resident as well as Non-Resident Indians).|
Piramal Home Loan To Market Value
|Up to 30 Lakhs||90%|
|Up to 30 to 75 lakhs||80%|
|Above 75 lakhs||75%|
Example – Below Home Loan EMI table is given at various loan amount, repayment period and at fixed interest rate 8.70% p.a.
|Loan Amount||Tenure In Years||Interest Rate||Monthly EMI|
Piramal Housing Loan Documents
Photo Identity Proof – Pan Card / Passport/Aadhar Card / Driving License / Voter ID Card.
Current Residence Address Proof – Passport / Aadhar Card / Voter ID Card / Aadhar Card / Ration Card.
Age Proof – Passport / Pan Card / Driving License / Birth Certificate / School Leaving Certificate (10th).