Personal Loan in Visakhapatnam – SBI, HDFC, ICICI, Bajaj, Fullerton

Are you looking for instant apply for personal loans in Visakhapatnam? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Visakhapatnam?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Visakhapatnam – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Visakhapatnam

Allahabad Bank Plot No. 63, 64, Autonagar Canara Bank Road, ‘B’ Block, Auto Nagar,Plot No. 30, Block-B, Autonagar,, Visakhapatnam, Andhra Pradesh 530012
Andhra Bank Door No.45-40-45/1, Plot No.4, Akkayyapalem Main Rd, Near by Sub Registrar Office, Balayya Sastri Layout, Akkayyapalem, Visakhapatnam, Andhra Pradesh 530016
Bank of India 2nd Ln, Sagar Nagar, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016
Bank of Baroda Sector 3, Muralinagar, Madhavadhara, Visakhapatnam, Andhra Pradesh 530007
Bank of Maharashtra Door No. 39-6-47, Ward No.41, Muralinagar, Madhavadhara, Visakhapatnam, Andhra Pradesh 530007
Canara Bank 30-15-160, Kochuri Complex, Daba Garden Rd, Prakasharao Peta, Daba Gardens, Ram Nagar, Visakhapatnam, Andhra Pradesh 530020
Central Bank of India NH – 5, Main Rd, P.M Palem, Madhurawada, Visakhapatnam, Andhra Pradesh 530041
Corporation Bank D. No. 7-15-15, 1st Floor, Sesha Arcade, Autonagar Canara Bank Rd, NH-5, Old Gajuwaka Junction, Gajuwaka, Visakhapatnam, Andhra Pradesh 530026
Dena Bank 30-9-24/3, Sharda St, Daba Garden, Visakhapatnam, Andhra Pradesh 530020
Indian Bank D No 47-10-25/2, Sai Trade Centre, 3rd Floor, 2nd Lane, Dwarakanagar, Visakhapatnam, Andhra Pradesh 530016
Indian Overseas Bank Ramatalkies Road, India, Visakhapatnam, Andhra Pradesh 530016
Oriental Bank of Commerce Tirumala Arcade, Opp. Meghalaya, Asilmetta, Visakhapatnam, Andhra Pradesh 530003
Punjab & Sindh Bank 28-16-14, Raja Rammohan Roy Rd, Suryabagh, Jagadamba Junction, Visakhapatnam, Andhra Pradesh 530020
Punjab National Bank Ground Floor, LIC Building, Diamond Park Rd, LIC Road, Jeevan Prakash Road, RTC Complex, Dondaparthy, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530004
Syndicate Bank Door No. 30- 15- 141, 1st And 2nd Floor, Pavan Commercial Complex Main Road, Daba Gardens, Visakhapatnam, Andhra Pradesh 530020
UCO Bank Sector 3, Steel Plant Colony, Visakhapatnam(Vizag), Andhra Pradesh 530032
Union Bank of India R.K. Plaza, National Highway 5 Rd, Opposite 220KV Electrical Sub Station, Chettivanipalem, Gajuwaka, Visakhapatnam, Andhra Pradesh 530012
United Bank of India Annapurna Towers, Behind Mohan Sweets, Old Gajuwaka Centre, Gajuwaka, Visakhapatnam, Andhra Pradesh 530026
Vijaya Bank Aparoopa Arcade, 13/26/2, Waltair Main Rd, Maharanipeta, Ram Nagar, Visakhapatnam, Andhra Pradesh 530020
Karnataka Bank 9-1-221/1, CBM Compound, Maddilapalem Road, Near Rama Talkies Junction, Visakhapatnam, Andhra Pradesh 530003
SBI BHPB Township, BHPV Post Visakhapatnam, Visakhapatnam, Andhra Pradesh 530012
HDFC Bank #Dno 50-96-5, Plot No 175, Opp Old Sbh, Near Nri Hospital,Seethammadhara, Visakhapatnam Seethammadhara Visakhapatnam-530013 ANDHRA PRADESH India
ICICI Bank MVP Double Rd, A.P.G.O Colony, Sector 2, MVP Colony, Visakhapatnam, Andhra Pradesh 530017
Axis Bank PLOT NO. 25 & 26, DOOR NO 39-11-5, BANK STREET, 60 FT NORTH ROAD,, Muralinagar, Madhavadhara, Visakhapatnam, Andhra Pradesh 530007
IDBI Bank 50-40-16/1, Bhupati Plaza, Seethammadhara Road, Opp. Gurudwara, TPT Colony, Near Gurudwar, Balayya Sastri Layout, Seethammadara, Visakhapatnam, Andhra Pradesh 530013
City Union Bank Plot No.248-A, D.NO.47.11.24 3, Ground Floor,, Chillapalli Complex, 1st Ln, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016
Dhanlaxmi Bank VIP Rd, CBM Compound, Balaji Nagar, Siripuram, Visakhapatnam, Andhra Pradesh 530003
Federal Bank No. 30-1-1, Allipuram Main Road, South Jail Road, Opposite Railway Quarters, Daba Gardens, Dondaparthy, Allipuram, Visakhapatnam, Andhra Pradesh 530020
IDFC Bank Sesha Arcade, National Highway 5 Door Number 7 15 15 and 16 Ground Floor, Old, Gajuwaka, Andhra Pradesh 530026
Karur Vysya Bank D.No.10-151, Main Road, Near Anupama Hotel, Gopalapatnam, NSTL, Visakhapatnam, Andhra Pradesh 530027
Kotak Mahindra Bank ING Vysya Bank (now Kotak), D.No.49-52-1/12, Adusha Towers, Shankaramatham Road, Visakhapatnam, Andhra Pradesh 530016
Lakshmi Vilas Bank Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016
South Indian Bank Sankara Matam Rd, Madhuranagar, Akkayyapalem, Visakhapatnam, Andhra Pradesh 530016
Yes Bank D. No.47- 10-15, Ground Floor & First Floor, AG Aenue, 2nd Ln, Sagar Nagar, Dwaraka Nagar, Visakhapatnam, Andhra Pradesh 530016

About Visakhapatnam
Visakhapatnam is a port city and industrial center in the Indian state of Andhra Pradesh, on the Bay of Bengal. It’s known for its many beaches, including Ramakrishna Beach, home to a preserved submarine at the Kursura Submarine Museum. Nearby are the elaborate Kali Temple and the Visakha Museum, an old Dutch bungalow housing local maritime and historical exhibits.

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