Personal Loan in Gaya – SBI, HDFC, ICICI, Bajaj, Fullerton

Are you looking for instant apply for personal loans in Gaya? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Gaya?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Gaya – Quick, Easy & Instant Online Approval

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Yearly Income
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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Interest Rates

Banks Interest Rates
State Bank of India 10.50% - 13.50%
ICICI Bank 11.25% - 18.00%
HDFC Bank 10.75% - 18.00%.
Bajaj Finserv 11.99% - 16.00%
Axis Bank 12.00% - 20.00%
Kotak Mahindra Bank 10.99% onwards
Fullerton India 11.99% - 20.00%
Bank of Baroda 11.15% - 16.15%
Bank of India 12.20% - 14.20%
Tata Capital 10.99% onwards
Standard Chartered 11.00% - 19.20%
IndusInd Bank 11.25% onwards
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Gaya

Allahabad Bank 57, K. P. Road, Near NH 83, Gaya, Bihar 823001
Andhra Bank Kp Road Near Chowk Building Of Gaya Electrongaya
Bank of India A P Colony, Gaya, Bihar 823001
Bank of Baroda Gaya Branch, Swarajpuri Road, Gaya, Gaya, 823001
Bank of Maharashtra Patna – Gaya Hwy, Murarpur, Gaya, Bihar 823001
Canara Bank GB Rd, Durga Bari, Gaya, Bihar 823001
Central Bank of India SHANTI BHAWAN, Rameshwar Sinha Path, Bisar Talab, Gaya, Bihar
Corporation Bank GR FLOOR, 1. G.B. ROAD,OP. ZILA SCHOOL, EAST GATE, GAYA, DIST – GAYA, BIHAR – 823001.
Dena Bank Patna – Gaya Hwy, Dhamitola, Gol Bagicha, Gaya, Bihar 823001
Indian Bank Golpathar Thakur Bari Tekari Road Gaya 823001
Indian Overseas Bank SH 7, Maroof Ganj, Gaya, Bihar 823001
Oriental Bank of Commerce Ashok Nagar, Gaya, Bihar 823001
Punjab & Sindh Bank K.p.road, Gaya, Bihar-823001
Punjab National Bank BEHIND HOTEL HERITAGE INN, Rai Kashinath More, Nagmatia Colony, Gaya, Bihar 823001
Syndicate Bank Gol Bagicha, Gaya, Bihar 823001
UCO Bank Rd Number 1, White House Compound, Judges Colony, Gaya, Bihar 823001
Union Bank of India DHAMITOLA, POST BOX NO.18, DIST. GAYA, BIHAR, PIN – 823 001.
United Bank of India Post Box No-26, 30, Krishna Prakash Road, Gaya – 823001, Bihar
Vijaya Bank Gol Bagicha, Gaya, Bihar 823001
Karnataka Bank 63, K.P.ROAD,GAYA,,,GAYA,BIHAR,823 001
SBI more, Gewalbigha, Gaya, Bihar
HDFC Bank Swaraj Puri Road Opp-Sbbj Bank,Bharat Seva Ashram Swarajpuri Road Gaya Gaya-823001 Bihar INDIA
ICICI Bank Ground Floor, Hotel Heritage Inn, Rai Kashinath More, S. P Road, Gaya, Bihar 823001
Axis Bank KP Rd, Dulhingunj, Gaya, Bihar 823001
State Bank of Bikaner and Jaipur 45 Swarajpuri Road, SH 7, Gaya, Bihar 823001
State Bank of Mysore more, Gewalbigha, Gaya, Biha
State Bank of Travancore more, Gewalbigha, Gaya, Bihar
IDBI Bank SUGANDH COMPLEX, RIVER SIDE ROAD, LAL BAHADUR SHASTRI PATH, GAYA – 823001
Federal Bank GAYA BRANCH,SWARAJPURI ROAD, GAYA,GAYA,823001
IDFC Bank K. P. Road, Ghanta Ghar, Gaya, Bihar 823001
Kotak Mahindra Bank GAYA BRANCH,SWARAJPURI ROAD, GAYA,GAYA,823001
RBL Bank Ground Floor, Hotel Heritage Inn, Rai Kashinath More, S. P Road, Gaya, Bihar 823001
Yes Bank Ground Floor 45, GB Road, Gaya, Bihar 823001

About Gaya
Gaya is a city of ancient historical and mythological significance. It is one of the major tourist attractions of Bihar. Gaya is the 2nd largest city of Bihar, and is also the headquarters of Gaya district and Magadh division.

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