Personal Loan in Chennai – Lowest Interest Rates

Are you looking for instant apply for personal loans in Chennai? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Chennai?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Chennai – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Details

Banks Interest Rates
Bank of Baroda 13.65% - 16.65%
Fullerton India 11.99% - 23.99%
Kotak Mahindra Bank 10.99% to 24%
Axis Bank 16.00% – 24.00%
Bank of India 14.20%
ICICI Bank 11.25%-17.99%
HDFC Bank 10.99%-20.99%
State Bank of India 12.05% - 15.55%
Canara Bank 15.10%
HSBC Bank 10.99% - 17.84%
Standard Chartered 11.99%
Tata Capital 11.25% - 19.00%
IndusInd Bank 11.25%
HDB Financial Services 16.00% - 18.00%
Bajaj Finserv 12.99%
Capital First 13.00% - 18.45%
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.
Getting a Personal Loan from any Bank is convenient, easy & quick with emicalculator-india.com
  1. Apply Online for Personal Loan
  2. Via send an e-mail to the bank
  3. Call Customer Care of the bank in which you want to apply
  4. Visit the Help Desk at any Branch or drop a line at Bank Branch / ATM / Bank@Home DropBox / ATM Sharing

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Chennai

Allahabad Bank 40/41, ANNA SALAI, Anna Salai, Mount Road, Triplicane, Chennai, Tamil Nadu 600002
Andhra Bank #83, Sri Kalyan Square, Pantheon Road, Egmore, Chennai, Tamil Nadu 600008
Bank of India 766 Sakthi Towers,, Anna Salai, Mount Road, Triplicane, Chennai, Tamil Nadu 600002
Bank of Baroda Dr Natesan Salai, Raghavareddy Colony, Sector 10, Ashok Nagar, Chennai, Tamil Nadu 600083
Bank of Maharashtra 17/1, Pulla Avenue Shenoy Nagar, Annanagar East, Chennai, Tamil Nadu 600106
Canara Bank 3rd St, Sarvamangala Colony, Postal Colony, West Mambalam, Chennai, Tamil Nadu 600033
Central Bank of India No: AC-10, 2nd Avenue Road, Anna Nagar West, Chennai, Tamil Nadu 600040
Corporation Bank New No.5, Old No.11, 1st Avenue, Shastri Nagar, Adyar, Chennai, Tamil Nadu 600020
Dena Bank Dena Bank, SH 110, Kalyana Nagar, Tambaram, Chennai, Tamil Nadu 600045
Indian Bank 6, Harleys Rd, Davidpuram, Kilpauk, Chennai, Tamil Nadu 600010
Indian Overseas Bank Indian Overseas Bank Quarters, Nelson Manickam Rd, Nungambakkam, Chennai, Tamil Nadu 600034
Oriental Bank of Commerce AB–10, 2nd Avenue,Shanthi Colony, Anna Nagar, Chennai, Tamil Nadu 600040
Punjab & Sindh Bank 161, Mount Road, First Floor, Anna Salai, Thousand Lights, Chennai, Tamil Nadu 600002
Punjab National Bank Plot No 4055, 4th Main Road, Anna Nagar, Chennai, Tamil Nadu 600040
Syndicate Bank 16/38, 1st Floor, Anna Salai, Mt Rd, Anna Salai, Triplicane, Chennai, Tamil Nadu 600002
UCO Bank Lattice Bridge Rd, Adyar Branch, Near LIC Building, Chennai, Tamil Nadu 600020
Union Bank of India New No. 75, Gopathi Narayanaswami Chetty Rd, T Nagar, Chennai, Tamil Nadu 600017
United Bank of India No.115,117, Armenian St, Parrys, George Town, Chennai, Tamil Nadu 600001
Vijaya Bank 108 GA Road, Tondiarpet, Chennai, Tamil Nadu 600081
Karnataka Bank Quaid-E-Millath Rd, Ellis Puram, Padupakkam, Triplicane, Chennai, Tamil Nadu 600014
SBI 1, EVK Sampath Rd, Veperi, Mahaveer Colony, Egmore, Chennai, Tamil Nadu 600084
HDFC Bank No 5, Mig, P T Rajan Salai, Near Saravana Bhavan K K Nagar Chennai-600078 Tamil Nadu India
ICICI Bank No., 1, Cenotaph Rd, Rathna Nagar, Alwarpet, Chennai, Tamil Nadu 600018
Axis Bank 57 Purasavakkam High Rd, Puraswalkam, Chennai, 600007
State Bank of Bikaner and Jaipur No.149/320, R.H.Road, Mylapore, Chennai, Tamil Nadu 600004
State Bank of Hyderabad Plot No.20, 16th Avenue, Harrington Rd, Chetpet, Chennai, Tamil Nadu 600013
State Bank of Mysore 1st Floor, No: AC 9, Second Ave, Opposite To Ayyappan Temple, Anna Nagar, Chennai, Tamil Nadu 600040
State Bank of Patiala 267/33D, VELACHERY MAIN ROAD, VELACHERY, Chennai, Tamil Nadu 600042
State Bank of Travancore D-105, 1st Floor, 1st Main Road, Block D, Annanagar East, Chennai, Tamil Nadu 600102
IDBI Bank SAI Ashirwad, 51B, Velacherry Main Road, Near Velachery Flyover, Vijayanagar, Chennai, Tamil Nadu 600042
City Union Bank 24/38, Rajaji Rd, West Tambaram, Chennai, Tamil Nadu 600045
Dhanlaxmi Bank Rani St, VGP Seetapathi Street, Dr. Seethapathy Nagar, Velachery, Chennai, Tamil Nadu 600042
Federal Bank 54/55, Next to Fusion Curtains, 1st Floor, Usman Rd, T Nagar, Chennai, Tamil Nadu 600017
IDFC Bank No 105, Tahera Manor, Nungambakkam High Road, Nungambakkam, Chennai – 600034, India
Jammu and Kashmir Bank 221, 1st Floor, Metro Plaza, Mount Road, Anna Salai, Chennai, Tamil Nadu 600002
Karur Vysya Bank 85, Kutchery Rd, Madhavaperumalpuram, Mylapore, Chennai, Tamil Nadu 600004
Kotak Mahindra Bank Balfour Road, Davidpuram, Kilpauk, Chennai, Tamil Nadu 600010
Lakshmi Vilas Bank Thambu Chetty St, Mannady, George Town, Chennai, Tamil Nadu 600001
RBL Bank First Floor, Rashmi Towers, Valluvar Kottam High Rd, Nungambakkam, Chennai, Tamil Nadu 600034
South Indian Bank Prince Towers, 94, Purusawlkam High Road, Kellys, Chennai, Tamil Nadu 600010
Yes Bank Thandavaraya, Shenoy Nagar, Chennai, Tamil Nadu 600010

About Chennai
Chennai, on the Bay of Bengal in eastern India, is the capital of the state of Tamil Nadu. The city is home to Fort St. George, built in 1644 and now a museum showcasing the city’s roots as a British military garrison and East India Company trading outpost, when it was called Madras.

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