Personal Loan in Chandigarh – Lowest Interest Rates

Are you looking for instant apply for personal loans in Chandigarh? Get lowest rates from HDFC, ICICI Bank, Axis Bank, Bank of Baroda, Canara Bank, Fullerton India, Bajaj Finance with lowest processing Fees & minimum per month EMI.

How to Apply for personal loans in Chandigarh?

  1. Compare all major banks – Rates, Processing Fees, Prepayment charges
  2. Choose the best deal
  3. Click on Apply
  4. Choose the best or top 4 banks for yourself on the basis of offers avail to you.

Personal Loan Chandigarh – Quick, Easy & Instant Online Approval

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan Details

Banks Interest Rates
Bank of Baroda 13.65% - 16.65%
Fullerton India 11.99% - 23.99%
Kotak Mahindra Bank 10.99% to 24%
Axis Bank 16.00% – 24.00%
Bank of India 14.20%
ICICI Bank 11.25%-17.99%
HDFC Bank 10.99%-20.99%
State Bank of India 12.05% - 15.55%
Canara Bank 15.10%
HSBC Bank 10.99% - 17.84%
Standard Chartered 11.99%
Tata Capital 11.25% - 19.00%
IndusInd Bank 11.25%
HDB Financial Services 16.00% - 18.00%
Bajaj Finserv 12.99%
Capital First 13.00% - 18.45%
  • Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Latest 3 months Bank Statement (where salary/income is credited).
  • Salary slips for last 3 months.
  • 2 Passport Size photographs.
  • KYC Documents : Proof of Identity; Address proof; DOB proof.
  • Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  • Income proof (audited financials for the last two years).
  • Latest 6 months Bank statement.
  • Office address proof.
  • Proof of residence or office ownership.
  • Proof of continuity of business.
Getting a Personal Loan from any Bank is convenient, easy & quick with emicalculator-india.com
  1. Apply Online for Personal Loan
  2. Via send an e-mail to the bank
  3. Call Customer Care of the bank in which you want to apply
  4. Visit the Help Desk at any Branch or drop a line at Bank Branch / ATM / Bank@Home DropBox / ATM Sharing

Personal Loan Details (For Salaried and Self-employed)

Loan Amount Min. Rs. 50,000 to Max. 15,00,000 depending on eligibility
Processing Fee 2% – 3% of loan amount
Prepayment Charges Upto 3%
Foreclosure or Prepayment Available
Repayment Period Min. 12 months – Max. 60 months
Repay The Loan Repay the loan in Equated Monthly Installments (EMI’s)
Top Up Facility Avail after specified EMI paid
Requirement Of Guarantor Not required
Approval Time 5 minutes
Loan Disbursal Soon Loan Disburshal

Eligibility Criterias For Personal Loan

Monthly Income Required Around Rs.12,000 onwards
Age Limit 21 years – 60 years
Required Cibil Score Around 700
Total years in job/profession Minimum 2 years of job stability
For Self-employed Minimum 3 years of business stability
Residence Stability Minimum 1 year of current stability

Various Banks Branch Locations for Personal Loans in Chandigarh

Allahabad Bank SCO 23-24-25, Sector 34A, Dakshin Marg, Sub. City Center, Sector 34, Chandigarh, 160022
Andhra Bank Sco 202-203-204, Sector 17-C, Chandigarh, 160017
Bank of India Star House, Sco 78-82, Dakshin Marg, Sector 31 A, Sector 31, Chandigarh, 160030
Bank of Baroda SCO 1120-21, Himalaya Marg, 22B, Sector 22, Chandigarh, 160022
Bank of Maharashtra SCO 88-89, 17G, 17C, Sector 17, Chandigarh, 160017
Canara Bank 17G, 17C, Sector 17, Chandigarh, 160017
Central Bank of India SCO 58-59, Bank Square, Sector 17B, Chandigarh, 160017
Corporation Bank SCO – 137, 138, PB NO.2 SCO 493-494, Sub. City Center, Sector 35-C, Chandigarh, 16003509, Madhya Marg, Sector 8C, Sector 8, Chandigarh, 160009
Dena Bank SCO 182, Sector 38C, Chandigarh, 160036
Indian Bank 62-63, Keshoram Complex, Burail, Sector 45C, Sector 45, Chandigarh, 160045
Indian Overseas Bank SCO 369, Sector 32 D, Chandigarh, 160017
Oriental Bank of Commerce SCO-21, Sector 33-D, Sector 33, Chandigarh, 160020
Punjab & Sindh Bank Kothi No 10, Sector 11, Chandigarh, 160011
Punjab National Bank SCO 26-27, Sector 16 D, Chandigarh, 160015
Syndicate Bank S.C.O. 174, Vidya Path, Sector 38-C, Chandigarh, 160036
UCO Bank SCO 279-80,283, SGGSSS SCHOOL, Himalaya Marg, Sector35B, Chandigarh, 160022
Union Bank of India S C O 802, Chandigarh Kalka Highway, Manimajra, Chandigarh, 160101
United Bank of India SCO – 266, Sector 44 C, Chandigarh, 160047
Vijaya Bank Shop No. 185 – 187, Sector 9, Chandigarh, 160009
Karnataka Bank S.C.O. No. 2917-18, Sector 22-C, Chandigarh, 160022
SBI Sector 41 Market Rd, Badheri, Sector 41, Chandigarh, 160036
HDFC Bank Ground Floor, Bank House, Plot No.28 Industrial Area Phase-1 Chandigarh-160002 Chandigarh India
ICICI Bank Sector 9-D, SCO 9-10-11, Chandigarh, 160017
Axis Bank GROUND FLOOR SCO NO.1006- 1007, SECTOR 22 B, Chandigarh, Punjab 160022
State Bank of Bikaner and Jaipur Sco No 106-108, Shopping Plaza, Sector 17D, Chandigarh, 160017
State Bank of Hyderabad S.C.O 62-63, Ground Floor, Sector 34A, Sector 34, Chandigarh, 160022
State Bank of Mysore SCO-26, Sector 33 Market Rd, 33D, Sector 33, Chandigarh, 160020q
State Bank of Patiala SCO 210, Sector 36 D, 36A, Sector 36, Chandigarh, 160036
State Bank of Travancore 70701, SCO NO.206-207, Sub City Centre, Sector 34-A, Chandigarh, 160022
IDBI Bank Shop No.SCO-72-73, Madhya Marg, 17B, Sector 17, Chandigarh, 160017
City Union Bank SCO – 2433-34,, Sector 22C, Chandigarh, 160022
Dhanlaxmi Bank SCO – 93-94, Madhya Marg, Sector 17 B, Sector 17, Chandigarh, 160017
Federal Bank SCO 310, Sector 38-D, Sector 38, Chandigarh, 160036
Jammu and Kashmir Bank SCO 803-804, Udyog Path, Sector 22A, Chandigarh, 160022
Karur Vysya Bank SCO 52-53, Kribhco Bhavan, Ground Floor, Near Mukat Hospital, Sector 34-A, Dakshin Marg, Sub. City Center, Sector 34, Chandigarh, 160022
Kotak Mahindra Bank SCO 335-336,, Sector 35, Chandigarh, 160035q
South Indian Bank SCO-2475-76, Ground Floor, Dakshin Marg, Sector 22C, Chandigarh, 160022
Yes Bank S.C.O. 151-152, Madhya Marg, Sector 9-C, Chandigarh, 160009

About Chandigarh
Chandigarh, the capital of the northern Indian states of Punjab and Haryana, was designed by modernist architect Le Corbusier. His modernist buildings include the Capitol Complex with its High Court, Secretariat and Legislative Assembly, plus the giant Open Hand Monument. The nearby Rock Garden is a park featuring sculptures made of stones, recycled ceramics and industrial relics.

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