LIC Home Loan Interest Rates Feb 2020, Eligibility

Here is LIC Housing Loan Rates are available – Check Lowest Interest Rates, EMI, Eligibility, Documents, Repayment Period, Offers. LIC Provides Home Loan for – Purchase, Construction and Extension/Repair and Plot Purchase.

Apply online for LIC Home Loan after checking home loan rates and you can also calculate your LIC Housing Loan Monthly EMI easily.

Under “Advantage 2020 Scheme” LIC Housing Loan Interest Rate Starts at 8.10%, processing fee – Nil for home loan component, validity – 02.01.2020 to 31.03.2020.

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

LIC Home Loan  Interest Rates

Loan Slab CIBIL Score Salaried/Professional Non Salaried/Non Professional
Up to Rs. 50 lakh Cibil 700 & more 8.10% 8.30%
Above 50 lakh – up to Rs. 5 crores Cibil 700 & more 8.20% 8.40%
Repayment Period Up to 30 Years
Loan to the Property cost Up to 85% of the total cost of the property

Rate of Interest For Top-up Loan Component

Product Name Interest Type Loan Slab Rate of Interest
Advantage Plus (Top-Up Component) Floating (Linked to LHPLRNH) Up to Rs. 50 lakh 9.70%
Above 50 lakh – up to Rs. 5 crores 10.00%

LIC Home Loan Highlights

Minimum Loan Amount Min.Rs.1,00,000/-
Loan To Property Cost Up to 85% of total cost of the property value
Loan Term Maximum term – For Salaried – 30 years, for self employed 20 Years
Repayment Mode Equated Monthly Installments (EMI)
Upfront Fee As applicable from time to time

LIC housing finance customer care number.

Location Customer Care Number
Delhi (011) 43524584 / 83 (011) 23232830 / (011) 28844271/77/74
Mumbai (022) 22693165-66,65726576 / (022) 22693675/22671151
Pune (020) 25650508 / (020) 25676684
Hyderabad (040) 66631992 / (040) 23440506 / 23440507 extn 39
Bangalore (080) 65669564 / (080) 22960513/516/518
Faridabad +91-129-2222629, 2222634

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