J&K Bank Personal Loan Interest Rates 2021 – EMI Eligibility Calculator

Get Instant Quotes Online on ✔ Latest Interest Rates ✔ EMI Calculator ✔ Documents ✔ Monthly EMI ✔ Loan Amount ✔ Processing Fees ✔ Tenure ✔ Pre-Payment charges ✔ Customer Care numbers.

J&K Bank Personal Loan Bank Personal Loan helps to fulfill financial requirements easily with minimum documentation such as – Consumer Durables, family functions, Home Renovation, Medical Emergencies, Education Expenditures etc.

About J&K Bank – Jammu & Kashmir Bank functions as a universal bank in J&K and as a specialized bank in the rest of the country. J&K Bank follows a two-legged business model.

Quick Apply For Persona Loan

Professional Details
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Occupation
Yearly Income
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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

J&K Bank Personal Loan Details

Interest Rates 12.35%
Eligible Borrowers Permanent employees of Central/State Govt., Public Sector Undertakings (State & Central), Autonomous Bodies and Institutions.
Loan Amount Up to 20.00 lacs
Processing Charges N.A
Repayment Up to 84 month
Customer Care 1800 1800 234

Example of Personal Loan EMI Calculator

Loan Amount Interest Rates Tenure/Repayment Period EMI Per Month Total Amount (Principal + Interest)
100000 12.15% 12 Months Rs. 8,892 Rs. 1,06,703
200000 12.50% 18 Months Rs. 12,243 Rs. 2,20,372
300000 12.50% 24 Months Rs. 14,192 Rs. 3,40,613
400000 14.00% 30 Months Rs. 15,879 Rs. 4,76,380
500000 13.00% 36 Months Rs. 16,847 Rs. 6,06,491
600000 13.50% 42 Months Rs. 18,004 Rs. 7,56,179
700000 13.60% 48 Months Rs. 18,988 Rs. 9,11,442
800000 13.40% 54 Months Rs. 19,808 Rs. 10,69,621
900000 12.20% 60 Months Rs. 20,111 Rs. 12,06,665
1000000 12.20% 66 Months Rs. 20,873 Rs. 13,77,631
1100000 13.00% 72 Months Rs. 22,082 Rs. 15,89,869
1200000 13.50% 78 Months Rs. 23,190 Rs. 18,08,854
1300000 12.50% 84 Months Rs. 23,298 Rs. 19,56,999
1400000 13.50% 48 Months Rs. 37,907 Rs. 18,19,529
1500000 13.10% 54 Months Rs. 36,912 Rs. 19,93,256
1600000 13.50% 60 Months Rs. 36,816 Rs. 22,08,945
1700000 13.60% 66 Months Rs. 36,720 Rs. 24,23,515
1800000 13.40% 72 Months Rs. 36,515 Rs. 26,29,044
1900000 12.20% 78 Months Rs. 35,398 Rs. 27,61,044
2000000 12.15% 84 Months Rs. 35,466 Rs. 29,79,153

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