Check Interest Rates for Personal Loan, EMI Calculator, Loan amount, process, approval time, and application status & loan eligibility through emicalculator-india.com.
IDBI offers personal loans from 1 lakh to 10 lakh at interest rates starts at 12.40%. Processing fees are upto 1% of loan amount + Service Tax. IDBI disbursed loan in your account within 48 working hours. IDBI offers Part pre-payment option to borrowers for easy repayment. IDBI Bank offer loans to Salaried Individuals, Pensioners & Self Employed Professionals (SEPs).
Personal Loan from IDBI Bank is targeted to the Salaried Individuals and Self Employed Professionals. To know more, follow some simple steps given below to get attractive deals.
Quick Apply For Personal Loan
Important Info for IDBI Personal Loan
|Interest Rates||12.00% – 13.50%|
|lowest emi per lakh for 5 years||Rs. 2224|
|Processing Fee||1% of the loan amount + applicable taxes|
|Prepayment Charges||2.00% + applicable taxes. After 6 months the charges are NIL.|
|Guarantor Requirement||No Guarantor Required|
|Age Criteria||22 – 60|
|Loan Amount||Upto 15 Lakhs|
|Disbursal Time||4-8 days|
|Minimum Income Per Month||20000|
IDBI Bank Personal loan Interest Rates
Interest rates on Personal Loan starts from 12.00%. The various applicable interest rates are:
- Payroll Accounts – 12.00% to 12.75%
- All other Salaried customer – 12.00% to 13.00%.
- SEP/SENP having Asset/Liability Relationship – 13.00% – 13.50%.
Documents Required for IDBI Personal Loan
Identity Proof – Passport, photo pan card, driving license, votes id card, photo ration card
Address Proof – Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter
Example of Personal Loan EMI Calculator
Precalculated emis for personal loan based on loan amount, interest rates and repayment period.
|Loan Amount||Tenure In Years||Interest Rate||Monthly EMI||Total Amount||Total Interest|
About IDBI Bank – IDBI bank have head quartered in Mumbai, India. Its India 10th largest bank with more than 2400 branches & 1500+ ATM’s all over the India.