ICICI Personal Loan In Visakhapatnam – Interest Rates, Branch Address

ICICI Bank Personal Loan In Visakhapatnam – Get easily personal loan in Visakhapatnam. Check the latest rate of interest, processing fee, documentation, prepayment charges and other details about ICICI Bank Personal loan, PL can be used for multiple purposes. Personal loan is helpful to fulfill financial requirements.

ICICI Bank provides the facility of personal loan to the people who want cash money for their financial requirements. People can repay the loan amount in the form of EMI (fixed amount) in the specified months. The amount and the EMI depends on few factors such as eligibility, tenure etc.

Apply ICICI Bank Personal Loan In Visakhapatnam – Online Approval

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

ICICI Bank Personal Loan Interest Rates And Charges

Rate of Interest 11.25% - 17.99%
Loan Amount Upto Rs. 20,00,000 lacs
Processing Fee Upto 2.25% + GST
Repayment Period Minimum 6 month to Maximum 60 months
Prepayment/Foreclosure Charges 5% per annum of principal outstanding plus service tax

Get More Details AboutICICI Personal Loan

Eligibility Criterias For Salaried And Self-Employed Applicants:

For Salaried Applicant-

  • Age Limit : 23 years maximum 58 years
  • Income Criteria : Minimum monthly income required Rs.17,500 and Rs.25,000 in Mumbai & Visakhapatnam; Rs.20,000 in Chennai, Hyderabad, Bangalore, Pune & Kolkata
  • Job Stability : Total years in job/profession : 2 years.
  • Current Residence Stability : Minimum 1 years
  • Note : The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.

For Self-Employed Applicant-

  • Age Limit : 25 years to maximum 65 years for self-employed.
  • Business Stability : In current business for at least 5 years and minimum 3 years for doctors.
  • Minimum Turnover : Rs. 15 lac for professionals and Rs. 40 lakh for non-professionals .
  • Minimum Profit After Tax : Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals
  • Existing Relationship With ICICI Bank : Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required

List Of Documents Required For ICICI Bank Personal Loan in Visakhapatnam :

For Salaried Employees-

  • 2 Passport Size Photographs
  • Copy Of ITR
  • Identity Proof – Passport/Voter ID/Driving Licence/PAN
  • Residence Proof – Rent Agreement/ Utility Bill (upto 3 months old), Passport
  • Income Proof – 3 months salary slips, 3 months bank statement(where income is credited).

For Self-Employed-

  • Passport Size Photographs
  • Copy Of ITR
  • Proof of Identity – PAN Card/Passport/Voter ID/Driving Licence
  • Residence Proof – Rent Agreement/ Utility Bill (upto 3 months old), Passport
  • Business Proof – VAT/ service tax registration, business address proof/Proof of continuity of business.
  • Income Proof – Audited financials for the last two years
  • Bank Statement : Latest 6 months Bank statement.

Features And Benefits of Taking Personal Loan From ICICI Bank :

  • Low Rate Of Interest
  • Low processing fee and other charges
  • No security required
  • No hidden charges

ICICI Bank Personal Loan Branches In Visakhapatnam

  • Gandhigram, Hindustan Shipyard Ltd, Commercial Complex, Shop No. Nc-12, Main Porch, Visakhapatnam, Andhra Pradesh 530005
  • Chandrampalem, Midhilapuri Vuda Colony, Pothinamallayya Palem, Visakhapatnam, Andhra Pradesh 530041
  • Godevari Street, One Town, 25 – 12 – 44, Mehdi Building, Visakhapatnam, Andhra Pradesh 530001
  • Ram Nagar, Waltair Main Road, 10-50-81 / A & B, Block No.53, Opposite Lazarus Hospital, Visakhapatnam, Andhra Pradesh 530002
  • 58-1-332, SH 39, Nad Junction, Buchirajupalem, Dungalavanipalem, Visakhapatnam, Andhra Pradesh 530027
ICICI Bank Customer Care Number In Visakhapatnam

Customer Care numbers for Retail Customers, Wealth/Private Banking Customers, Corporate/Business Banking Customers/Retail Institutional Banking Customers.

  • Personal Banking : 7306667777
  • Wealth/Private Banking : 7306443399 (Toll Free Number : 18001038181)
  • Corporate/Business/Retail Institutional Banking : 7306446699

Note : For any unresolved query, you may register your grievance by dailing our number 18001024242 between 9 a.m to 6 p.m from Monday to Friday.
About Visakhapatnam :
Visakhapanam/Vizag is a city of the state of Andhra Pardesh in India. It is considered as the largest city in the state. It is also known as “Finance Capital Of The State”. It is situated at the eastern region and on the coast of Bay Of Bengal.

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